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    VirtuaLending

    4.1 (23 reviews)
    Closed 8:00 am - 5:00 pm

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    Services - VirtuaLending

    Mortgage services

    Mortgage refinancing

    Home purchase

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    1 year ago

    I have had the upmost amazing experience buying my first home ! Huge thanks to Virtuallending for such a smooth process

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    11 months ago

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    2 years ago

    Tony and Sam are amazing. Both go above and beyond and always make themselves available around your time.

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    5 years ago

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    Daniel O.

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    Ask the Community - VirtuaLending

    Review Highlights - VirtuaLending

    As a real estate agent, I have worked with many mortgage lenders, but none compare to Janet N Bernal.

    Mentioned in 9 reviews

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    Super Mortgage Bros - Champagne to celebrate the new home!

    Super Mortgage Bros

    (61 reviews)

    You want Armando in your team today!…read more He saved us a lot of headaches getting a pre-approval form BEFORE we shopped around for property. Other loan officers do it wrong and just let their clients go out with just a pre-qualification form, which isn't an accurate number of what a person can afford. Armando also helps keep all the necessary paperwork submissions stress-free. The truth is that part of the normal process of getting a home requires a lot of back and forth about income and bank statements, but Armando's great attitude makes these communications easy to have. He is very knowledgeable about the industry, organized, adaptable, and responsive to help clients navigate the complex loan process smoothly and build trust. As a non-citizen, I cannot give my trust away so easily. But Armando earned it. He even helped us get a better interest rate right before closing escrow, saving us thousands over the years. I am now the proud owner of a multi-family home in Los Angeles. The whole process took two months - si se pudo! And Armando is still available to answer any questions even after closing. Thank you, Armando. In two years, I will be circling back for more property once I can make another downpayment. But I am recommending everyone I know to him today. :)

    Armando and the whole team were so helpful during the loan process, specially Melanie, thank you…read moreMelanie for helping us with all the paperwork requirements. Armando thank you for the communication, and all around smooth process. Im Definitely recommending you guys to anyone that is the the process of buying a home. A++ customer service! Thank you Super Mortgage Bros! Ray.

    C & S California Capital

    C & S California Capital

    (7 reviews)

    Always the best service! So grateful for Dawn and her team of experience staff. We have used them…read moretwice to purchase homes and I'm they will be only choice for any future needs.

    I'm a customer. When you need to move on a refi or having…read morefinancing ready to go on a loan, you've usually made up your mind and these days, delays will cost you more. Acquiring solid financing, meaning your lender is anticipating your borrow begins with those people like Tom, Dawn, and Renae and the rest of C&S crew who can get you there by utilizing their knowledge and experience; and I mean really good experience, but yet staying connected and educating themselves and each other daily on the trends of the mortgage market. Their diligence to stay ahead of the game will be to your benefit. You can't just borrow anymore. If you don't know this, you should because you can lose your one chance at getting what you've worked so hard for by letting your loan app get run through the mill, so to speak, and it affecting your FICO. Some of us run real close between a decent score and a mediocre score, so don't throw away your FICO points on loose ends. Let this company package it nicely and most attractively. There is a lot of professional advocacy involved and intermingling between those colleague specialists involved in getting you that loan, and trusted relationships are at play in their circle of "know how's and know what's and know when's" so your loan application isn't flying around Willy Nilly in someone's internet space who cannot remember who you are by tomorrow. Many other companies have no personal interest nor liability to your securing money safely. It's a big risk and it's a real risk because your paperwork is moved via the internet to anyone they do not know. So it's not about speed as much as it is about completion. I myself, am not a wealthy borrower, but I am what you call a Quality Cheapskate; I want the best I can get for a fair price and Tom's humor and ability to communicate to me how to I can do that has given me a home that I thought I would never have again after divorce. Forget that; I'm better off than before. I have been a customer of this company for 10 years and Tom has never let me waste money because he does find the best way for his clients, and he's a guy who likes the big puzzle so a little maze never got in his way to bring a loan to completion. The one thing I do want to say, though they carry the complexities of accomplishing a good loan, as a client, it is soooo easy and most of your work you can do by scanning. There's very little or no running around. I have lived throughout the San Gabriel Valley as well as South OC and everything is done at home or on the phone and their system is very securely encrypted. Even the Notary can come to you if you want. I've met my Notary in front of a food truck in LA during lunch hour in DTLA while being a train commuter from Irvine. I just simply did not have the time so they sent the paper to me. I highly recommend this company and thee nicest people who work hard everyday and know how to relate to their diverse customer lifestyles, so there is no reason to think it will be impossible for you. Nancy Snyder PS I'm not correcting any grammar...

    Ernesto Garcia - Elite Fundings

    Ernesto Garcia - Elite Fundings

    (56 reviews)

    As first-time homebuyers, the process can feel overwhelming and even a little intimidating. From…read morethe very beginning, Ernesto and Samantha made us feel supported, informed, and truly cared for. Working with them was such a blessing during such an important milestone in our lives. I had many questions throughout the process, and Ernesto always responded with incredible patience and kindness. He took the time to meet with me, explain things more than once, and make sure we truly understood every step. We never felt rushed or dismissed--only supported and reassured. What meant the most to us was the sense of trust and calm Ernesto brought during moments that could easily have felt stressful. He constantly reassured us and reminded us that we would get through the process together, and he was right. Buying our first home is something we will remember forever, and we are so grateful that Ernesto, Samantha, and their team were part of that journey with us. They truly went above and beyond to guide us all the way to the finish line. If you are looking for a team that is knowledgeable, patient, and genuinely cares about their clients, we cannot recommend Ernesto and his team enough. A true 5-star experience from start to finish.

    Could not recommend Ernesto and his team more. He recently helped guide/strategize a significant…read morehome purchase during a really tricky time for home-buying. We couldn't be more grateful for his expertise in helping us find and land the best possible loan for our situation. We believe that his understanding of the current lending landscape helped lock in the best rates, saving us so much money over the life of our loan. Ernesto and his team went above and beyond collaborating with our agent, the sellers representatives and everyone in between. Ernesto was responsive, thorough, thoughtful, knowledgeable, kind, and patient. He answered all of our questions in a way that felt relevant in these tricky times. He had our best interest in mind every step in the way. We felt safe with him and his team and wouldn't go to anyone else in the future!

    VirtuaLending - mortgagebrokers - Updated May 2026

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