Closing was pushed back twice. Never was I given a clear explanation of why the delay happened in…read moreboth cases. Poor communication. If I was not on top of the process, I would not know how the process was going on. In overall, a bad experience and would not recommend it.

Sellers beware! We were selling our home and Homespire was…read moreour buyer's chosen lender. We were told that buyer was pre-qualified, and for the whole month before closing, Hopespire has been telling our agent that everything looks good and that they were only waiting for a couple of updated documents from the buyer. THREE DAYS BEFORE CLOSING, we were notified that the deal fell through because the buyer couldn't secure a loan! We were told that lender found out there was a mistake in buyer's credit report!? I simply can't understand how such thing could happen after a month of "everything looks good"?? We didn't even get to keep the honest deposit and now have to put our house back on the market and start allover again. Worst experience ever.

I was referred to Michael Parsons after having a frustrating experience with Wells Fargo. AND I…read morehave a 800+ credit score. Michael was professional, fast; easy and pleasant to work with. He cares and puts the right kind of effort out. Refinancing my Chesapeake waterfront property was very successful and I'm inclined to recommend Michael and his team to virtually anyone.

During our home search, after one failed bid due to our loan officer's negligence, our agent…read morereferred us to Apex Home Loans because she wanted a better provider for us. Our agent had to camp on the previous loan officer's line and still failed to get a pre-approval letter sent in time. Apex Home Loans provided amazing customer service that got us the best loan package and guided us through the whole process. They guided us through the checklist of requirements and made the whole process less stressful. Michael and his team are trustworthy, reliable, and look out for your best interest (even if it means a longer discussion on the pros and cons of each loan option). They also stay connected after the home purchase and keep you abreast of current rates and options. I've recommended Apex to my colleagues and friends because we really benefited from their expertise!

Francki DiFrancesco is a con artist, liar and should lose her mortgage originating license. First…read moreoff, Apex as a company is good. They have an efficient, seamless process and the departments all work together well so that your file is never stagnant. I closed in under 4 weeks which was awesome. The problem was that my loan officer Francki DiFrancesco repeatedly lied and mislead me about working on lowering my interest rate. She was careful to do this by phone so that there wasn't a paper trail and then by the time she admitted the rate wouldn't change, it was too late. I had to close or lose my $14,000 earnest money deposit and my condo. I wish I worked with anyone at Apex besides Francki.

We found Apex Home Loans from our online research. Saw that they had great reviews in the Rockville…read morearea. We decided to give them a try and they didn't disappoint. The interest rate was questionable at first, but we felt more comfortable when my credit union offered a higher rate. Matt Lieberman was very helpful from beginning to end. He answered our questions very quickly. He was also just a phone call, email, or text away. Matt was also very flexible with our schedules since we also work in car sales. I'm also very surprised we didn't have any problems leading up to closing. They did it in less than 25 days! Everything is what we expected! We were also concerned with our commission-based income, but Matt and his team were able to work with us! He assured us 100% that everything should be okay and he was right. We also loved the engraved cutting board gift. We appreciate your team. Thank you Matt, Angie, and Debra!

Will Mitchell and the team at First Savings Mortgage are basically like a team of wizards…read more What is a group of wizards called again? A coven? A Hogwartz? Basically, JK Rowling should write another book entitled: "Harry Potter and the easiest mortgage ever executed" I'm telling you, the first time I bought a house I dealt with another mortgage company (which I... obviously didn't use again). Why did I not work with them again? Well... basically I put in an offer on a home, it gets accepted, then we'll just call him "Zack" - Zack gives me an estimate of how much money I'll need to close on the home. Then a week later that amount increases by a couple of grand. Then a week later the amount increases by several grand. And I'm like... dude... what is happening?! My breathing room right now is about equal to those little air pipes they used to use in coffins in case someone gets buried alive. The day of closing finally comes along weeks later and I put down every shiny cent to my name to close on my first home. I barely made it. Now comes along Will with his mortgage wand for my second home, yeah the interest rate core of that wand is a little thicker, and yeah the closing cost wood it's made out of is a little more expensive cause it's a townhome and not a condo. But man o man, not only did the estimated cost to close not go up during that closing process, it went DOWN. Yes DOWN. AND Will and his team (The Order of the mortgage) we're able to get everything approved and finalized within... jeez... I think it was 12 days. Will literally works like a boss. He's available at pretty much all times. He always took my calls, he always informed me of any changes. He was super responsive, he was on top of everything. I mean... he is professional and shows not a sense of urgency, but a glut of urgency. His team was also very responsive and organized with all the paperwork we had to do. I don't know if you've ever bought a home before, but it can be very stressful. For usually weeks you're balancing getting paperwork to the mortgage lender, paperwork to the real estate agent, going over paperwork from the seller's real estate agent, you inevitably have a billion questions even if you've done it before cause it's just a whole process and every home purchase is different. It's basically like a part time job for a month buying a home. This home purchase was accelerated cause we were trying to make a very aggressive and appealing offer to a home where we KNEW we would have competition during the initial height of home buying season. I just can't say enough about Will. It also didn't hurt that Will knows my real estate agent Kris Nelson and has a good working relationship with him. Just such a solid solid team. Oh... did I mention that NOT JUST the closing costs were down, but my monthly mortgage payment went down as well! Now, this isn't gonna happen with every transaction - so don't go in there expecting it. But, I will say that if there's anyone who can make it happen, it's Will and his team over there. Early on in the process another mortgage company called me and tried to get me to switch over to use them for the mortgage. They must have gotten my info when my credit was pulled. I went back to Will and basically presented their offer to see if Will could beat it. Will pointed out A NUMBER of incorrect items on their offer and basically explained to me that it would actually end up being more in the end cause they under estimated on a few items and I basically would get "Zacked" again. And honestly, it's because of Will's firsthand and deep knowledge of real estate transactions in this area. So... I know this goes without saying by now... but I'll put it here in writing. If you're looking for a well trained wizard of mortgage lending, winner of the tri-wizard lending tournament, professor of magic mortgage history, and leader of the ministry of mortgage... just go with Will. Trust... I won't ever make the mistake of NOT going with Will again.

I'd rented in DC for a number of years before finally getting on the market in earnest to buy a…read moreplace starting last year. Carter K. at First Savings patiently worked with me all through last summer-fall, and then again through this spring's market, until we found the perfect place earlier this month. Not only was he diligent and communicative with getting quotes to me, he also proffered valuable input about where he thought rates were, specific instruments (like the wonderful HomeReady program) that I wouldn't have even known about, and just tactical guidance so that we could navigate the process as efficiently as possible. When the time came to close, it's no surprise that Carter (and his amazing team) pulled off the deal in 20 days, satisfying the sellers who wanted the transaction done by the end of the month, which we achieved by closing on the last day of May. He had the appraiser's report in within five days of ratifying the contract. What's so thoughtful and wonderful about First Savings is how they take care of so much of the hard work for the borrower, like setting up insurance policies and escrow accounts. I would work with Carter and co. in a heartbeat if I ever refinanced or bought another place.

Working with First Heritage Mortgage was one of the best decisions I made as a first-time…read morehomebuyer. Adam Barns and the Jeffrey Stempler team made the entire process smooth, simple, and stress-free from start to finish. Adam was always available to answer my questions, even on weekends, and consistently went above and beyond to make sure everything stayed on track. At one point, we needed to complete and submit our package over the weekend, and Adam had everything finalized within the hour. His responsiveness and dedication played a huge role in helping me secure the home I wanted. I highly recommend First Heritage Mortgage to anyone looking for a reliable, knowledgeable, and responsive lender. I would absolutely recommend them to my friends, family or anyone looking to buy a home.

Nick Muro and Roger Zuniga made the two months leading up to the purchase of our new home so…read morestressful and needlessly complicated that what should have been one of the most joyful moments of our lives was turned into a nightmare that we simply wanted to end by the time settlement came. Every document we received from FHM contained mathematical errors which corresponded to wildly incorrect estimates regarding our monthly payment and cash to table. Five days before closing, we were able to have the VP of this location step in to provide some oversight and make sure the deal got done on time. If it weren't for my own vigilance--as well as that of my real estate agent and the settlement agent--I am certain that this deal would have been a disaster. It was clear that Nick did not care about his role in our transaction. His complete unwillingness to take responsibility for his missteps demonstrate that he will not improve in the future. I strongly caution anyone who has other options to steer clear of FHM and I recommend that anyone who must use FHM get any loan officer other than Nick Muro.

I absolutely loved working with Kevin Russell at The Mortgage Link. I could not have asked for a…read morebetter and/or more responsive partner to assist me in this crazy market and house-buying journey. Whereas other lenders tried to make my life difficult, Kevin made it easier. He streamlined things and he moved quickly. We closed in three weeks (and probably could've closed sooner, honestly)! He was always just a call, text, or email away and I never, ever was left in the dark when it came to my file. I would strongly recommend TML and Kevin, specifically, to anyone who wants a straightforward, kind, detail-oriented, and honest partner. Also, Kevin is just a cool dude - not going to lie. He consistently gave me the real and was just as disappointed as I was that rates kept going up. To that end, it's important to note that Kevin checked in with me regularly because he wanted to make sure I got a good rate BEFORE the rates really skyrocketed. Glad he did. I truly enjoyed working with him. And if this review doesn't convince you that he's awesome, then ask yourself this: if he's not the best to ever do it, why was he featured on the news and other folks from other companies were not? #questionsthatneedanswers Anyway, hit up The Mortgage Link. Ask for Kevin. Tell him Destiny sent you. Note: For what it's worth, everyone else at the company that I worked with was incredibly nice and prompt, too. (Hi, Merridith!) Kevin was my fave, though.

I worked with Mortgage Link's Jorge Posada for my recent home loan for a home purchase in Baltimore…read moreCountry and found him responsive (at all hours), thorough, personable, instructive and well-organized. I would recommend Mortgage Link and believe Jorge is an asset for their organization. Thank you Jorge !

It's been a nightmare COVID 19 era. The blame falls squarely with Equity Resources for rail roading…read moremy mortgage account to force a foreclosure. I am a disabled vet, housebound, immunocompromised and after being late one payment, immediately received an accelerated payment demand from Equity. I received the letter before I missed my second payment. I was given six weeks to pay the two payments and no ability to respond. I receive emails that say my payments have processed when they haven't. I tried to sell because the letters frightened me. I am swirling in a morass of threatening letters and phone calls as well as credit report hits. Shame on you Equity.

I got off to a bad start with another mortgage person and because of that, I found Equity…read moreRescources and John Garafalo. He got us a significantly lower rate on our condo in Maryland. We live in California and were not even going to see the condo until a couple weeks after closing escrow. John and his associate Alison Rota took care of making everything happen on time. They are really professional and knowledgeable about their business. Use them with confidence.

HORRIBLE!!!! Do NOT use this company. We were under contract for 63 days with this lender. ZERO…read morecommunication, missed deadlines, false promises, lender had an expired mortgage license (how do you not know this????), lie after lie after lie. Did I mention this company is HORRIBLE?????????!!!!!!!!!????????

With interest rates dropping, my husband and I were looking into refinancing, and we knew there was…read moreno one else other than Scott we could trust. Sure enough, he got us a spectacular rate, and we are due to close very very shortly. He was, once again, with us every step of the way...even going as far as texting us reminders to sign forms as they come out! With Scott, you can be sure that things will get done quickly and efficiently. Thanks again!