I opened up an account and never had an over draw, I deposited $800.00 in a matter of days, amassed nine overdraft charges at $35.00 each. I called to see if this could be resolved, a woman spoke to me and said she would call me back by 4:00PM, she did not. I had to call her back, two days later. The woman stated they could not find my paper work, as when I opened my account, I had a conversation about not wanting overdraft protection at this time, maybe in the future. She kindly told they would reverse 3 charges, I stated this is not acceptable, I would like all of them reversed, since I did not want overdraft protection on my account. I was told my complaint would be heard and addressed by the following Wednesday; mind you I am still out $210.00. My number was taken, again, I was told she would call me back. Wednesday came and went, I called the next Friday and was told she was on lunch and that she would ensure this person would call me, as she has not called me back twice over this issue. It still is not resolved.
Umpqwa was in a class action suit about their banking practices, I was unaware of this, second, they couldn't find my paper work, that is not someone I want to bank with (the account was opened in the end of July), third, I feel like I am not being taken seriously, if someone cannot return a phone call when my money is involved.
In order to be satisfactory, call back the customer, ensure paper work is able to be found. My account history shows that I have never had an overdraft, I deposited $800.00 is a matter of days. Customer service is great face to face, follow through has been poor. Bank at your own risk. read more