A few years ago, during a major transition in my life, I had a pretty major falling out with my…read morebank. they had just been bought, and many other policies were changing. They took away 12 overdraft forgivenesses that I had accumulated, which was frustrating, but now the ladies across the counter didn't seem quite so friendly either. Perhaps this was just my perception, nevertheless, it was time to start shopping for a new bank... A place that felt honest again. I checked out some local credit unions as well as some bigger corporations and US Bank, I found, was the best fit for a middle America single father.
OPTIONS - What can I say, they got it all! I do most of my banking online, but occasionally I wonder in the branch at Santiam in Waverly. Anything and everything is available, from CDs to simple personal banking or just a kids savings account. If you take a moment, go in, and sit down with a personal banker and tell them what your needs are, they will set you on the right path. Like I said it's all available, just ask.
ATTITUDE - Cheerful, courteous, and helpful, nobody's ever been rude to me. they always ask my little boy can have a piece of candy before they ask him ..extra points!! Attitude is usually hit or miss for businesses of this nature and I feel they hit the mark.
RELIABILITY - Any problems I've had have consistently been addressed in a quick and painless fashion. My money is always available to me, wether over the net, phone, or an ATM. Not something offered by most credit unions.
FEES - I pay nothing for my checking account, as it should be! All the other services I use are very reasonable after having compared to the industry standard.
CONVENIENCE - With ATMs in most areas and the internet option available I'm not sure if ease of access could get better. I suppose they could come to my house, but they already pay my bills for me, I just watch the numbers move around, or not. Great for a busy lifestyle in which yes, I've FORGOTTEN to pay a bill or two over the years.