First time home buyer... I definitely WOULD NOT RECOMMEND trying to go through this group of folks. Bad communication, majorly dragging their feet on getting things going. I submitted everything they asked for twice and in the end they just left me hanging without a yes/no or these are the problems that need to be addressed. If your credit is not perfect and you don't want to follow up constantly, trying to light a fire to get things done, I would go elsewhere! They need a lesson in customer service and punctuality! I was trying to work with Kelvin(owner) and Christa, certainly will not be trying that again! Total waste of my time and now I have "hard pulls" on my credit that affect my FICO scores and have nothing to show for it. USELESS! read more