Texell has officially lost myself and my family as customers.
I recently moved to Belton and decided to open an account at Texell. Kelsey, the girl who helped me open my account was nice and helpful. However, I was a little miffed by the lack of concern over debit card security with the "chipless" debit card that was issued to me. And, her oversight at adding my employer to my account which created an added delay when I deposited my first payroll check.
After the first initial hiccup with depositing my check everything was fine. But, after discovering I had opened an account with Texell, several family members warned me that I should be prepared to have issues. Apparently Texell doesn't have the best of reputation with inflated bank fees and poor customer relations. In response to this, I asked around and wound up opening an account at a small local bank with a great reputation and stellar customer service.
With my busy work schedule, I had not had the opportunity to update my payment information for my gym membership, which was the only automated payment coming out of this account. I made a cash deposit to cover the payment the day before it was scheduled to come out and didn't really think about it again. Apparently, I should have. The bank put a 24 hour hold on my cash deposit, which caused my gym membership to be kicked back and me to be charged a bogus $30 overdraft fee. Of course, the gym attempted to get their money again, which resulted in an additional $30 overdraft fee. So, I'm now sitting at $60 in overdraft fees they are attempting to scam me out of, my gym membership is nearing 2 weeks late which I'm sure will result in a late fee and these jokers are now calling to say they improperly credited my account and want to collect their $60 in fees and a $21 fee for their mistake. Let's add this up: $60 NSF + $21 bank fee + $20 gym membership + $10 late fee = $111.
My $20 gym membership has now turned into $111 because Texell put a hold on cash, didn't notify me of the hold, didn't notify me of the NSF due to their hold and then again didn't notify me of the NSF the second time around. I pay my bills and I pay money I owe, but I most certainly do not pay out for a scam. I'll be paying my gym the $31 I now owe due to Texell's negligence, but I WILL NOT be giving these crooks another dime of my money. They can take the $81 they are attempting to illegally charge me and shove it. Just for safe measure I'll make sure to contact all financial licensing agencies to make sure they are aware of Texell's fraudulent banking practices.
I didn't even mention the BS fee they charge to check your balance on THEIR ATM when their mobile app isn't working. What a joke! read more