In the normal context of a Bank Robbery the scenario would involve stealing money from the bank. TD Bank has flipped this concept and now Bank Robbery has a context of the bank taking money from you! I established a checking account with the bank by online application. The account opening came with a bonus offer. It was necessary for me to fight for several months to get the promised bonus. Fortunately an employee at the branch was willing to fight the battle with the marketing department to get me what was promised. Now with the bonus in hand I discover that the bank is deducting each month that I receive a paper statement. Even though I never received disclosure in that regard I change to electronic statements. Next, I discover that the bank is deducting $15 per month because the account has fallen below the $100 required threshold. Unfortunately, I am not getting notifications about the statements or the fee assessments, and thus at $15 per month I am giving back the initial bonus (bait) that I received from the bank. I realize the problem when I get a letter indicating that my account has been overdrawn by the various fees. The tone of the letter is harsh and somewhat threatening over a $12 overdrawn account. So I deposit the amount of the deficit and bring the account up to the $100 threshold. Ultimately, I decide to close the account and discover they have already deducted another $15 even though the account had the $100 threshold in place. Turns out that if the account is below that threshold, even for one day, they hit you with another $15 fee. Today, I closed the account after discovering that all of the assessments were actually causing me to loose both principal and bonus. They "stole" my money by providing little to no clear disclosure to accompany my account which was opened online. I have been robbed! Somebody call the authorities! read more