I called their Mtg Division to get a Home Equity Loan. To make the story to the point. The guy I was originally talking to- Donald who said he was in Melbourne passed me off to someone named Carrie who seemed very inexperienced and confused about my deal. She went away on vacation and my deal sat unattended for days and days and days and then Christmas and New Years. Prior to this and the transfer from Donald to her, a ton of documentation sat in suspense as the computer system in the Credit Union is such that it cannot take a large file (19 pages) which I found disturbing. When Carrie returned to work in January she could not seem to shake the holiday and get familiar with my deal. She continued to ask me questions about a property that that nothing to do with the primary residence. (hoa info) I was asked to give my tax returns- which I did 5 times which I counted. I was not told they did not receive them until almost 8 days had passed. My husband and I file jointly so I assumed they had everything. Later I found that the tax return in question was not the tax return that I needed-of course I have no way of knowing this because I do not specialize in loans. On tax return it was all together so I assumed that was what was needed- it ended up that "Donald" screamed at me and spoke to me in a manner that I found to be inappropriate and combative. What gives him the right to think he can do this? Seriously hope you do listen on the calls. He was the contact, he should take my calls-he passed me off to someone that could not and did not understand what she was supposed to do. (sad) Donald did not want to hear it. I found him to be a rude individual in the end. While waiting for my loan approval I sent Donald several clients-don't think you will be getting that business. Would not want to have him flip out on my clients, may make me look bad. After I contacted Donald and had the altercation I soon was notified that I did not qualify. I immediately went to my bank and got instantly approved- I'm sure the argument had nothing to do with that.......... I wont do any business with you in my life, going forward. As an account holder of 30 years, I can say you honestly suck. You do not get to speak to me like that. I will go in on Tuesday and end my long relationship. The purpose of a credit union is to be able to go to you and use the resources when I need a loan for a car, a house, whatever. I was told that my dti was off, seriously? I made 194k last year - no derog and in my field of business for 34 years and two credit cards. I previously paid off a mtg with you also. The credit union or I should say, Carrie, did not understand how opening my own brokerage in lieu of working under a Re/max or a Coldwell was any different- she seriously thought I had started a brand new job. 1099 for 34 years in the same field-just silly. The whole lax attitude is just a sour pill for me. I am a go, go, go kind of person and you are marching in place pretending to be a lender. Another example of this is when I went to purchase my vehicle, I called you first-----not available----called again, left message and another message. Finally I went online and called my bank, once again, and did my loan the next day; the credit union-you- did not even return my call until 2 days before my payment book arrived-no exaggeration. There is just no excuse for this. When your phone rings, it is because someone wants to give you money-pick up the phone, be polite, work a little, and take the money stupid! You have truly lost a faithful client and one that could have reciprocated a ton of business to you- as always you make ugly choices in who you choose to give your business to. It works out the way it is supposed to in the end. Continued success- you wont be getting any of mine. I wrote 88 million in sales last year. Ha! read more