Jeffery Ruiz is a very qualified public adjuster. We had an apartment fire and I called in Jeffery to analyze the damage. He got together with the insurance company and hammered out the repair cost to put the apartment back in order. Your average person does not know how to deal with the insurance company, and sometimes they get taken advantage of. But if you have a knowledgeable public adjuster on your side, it's difficult for them to take advantage of you. Dealing with Jeffery Ruiz was very straightforward and achieved results. read more

Honest company, and easy to Work with! Helps with the stress when you are going through an insurance claim. I have worked with them twice and highly recommend. read more

Highly recommended public adjusters for any home owner out there like myself that is going through any loss in their home! Jeffery is a very nice man that will help you throughout your claim process and will do whatever it takes to make sure you and your family get what you deserve this man is very detail oriented and will explain into detail any questions you may have and will gladly help anyone in need I was very fortunate in having him help me. Thank you Jeffery read more

Jeffrey really helped with our Insurance claim, he took all the stress out of dealing with our Insurance after we had a flood. Wish we had called Jeff before calling our Insurance, he got us a better settlement than was offered. Great dealing with Jeff, he is honest & reliable. read more

Jeff's knowledge with the insurance claims process is so vast and extensive. What an amazing advocate for us insureds and policyholders who without his help would be lost during the claims process. Worth his weight in gold and can't praise him enough. Do Not Hesitate to reach out to him if you have an insurance claim!!! Thank you again "Jeff The Claims Guy". read more

We recently had a major flood in our condo. Our insurance company was giving us the runaround. It was too stressful to deal with the flood and the insurance company. We gave Jeff at Sovereign Adjustments a call. Jeff is straightforward and honest. He took all of the stress away and got us a fair settlement. read more

I would absolutely recommend Jeff Ruiz to help you deal with insurance claims. He is responsive, knowledgeable and understanding. I was really at my wit's end deal with Allstate on a bathroom reconstruction. Jeff was invaluable is getting the claim resolved quickly. He is a very dynamic individual with extensive experience. The only good thing about what happened to me was meeting Jeff. Recommend him 100% read more

Jeffrey is great. Very resourceful person!

Jeffrey is great. Hi is very friendly and arrived on time. He really knows his stuff and right off the bat he noticed 3 items that added an additional $7000+ to our insurance claim. But that was just the beginning. He has a great attitude and is willing to both explain in detail what is happening and how to get it fixed and to listen to our endless questions. If you ever have a claim don't allow the insurance company to send an adjuster, call Jeffrey FIRST. You will save yourself a lot of stress, hassle and time in getting your property back to order read more

My wife and I hired Jeff to represent us on our kitchen flood insurance claim and he did a great job. He kept the insurance company accountable and delivered tangible results. We highly recommend him if you are thinking about filing a claim with your insurance company! read more

when I give a review in yelp.. it is always from the heart. Few weeks ago I found myself in tears because our home insurance company sent a inconsiderate adjuster, he saw the water damage in our kitchen wall, a little bit of mold and denied ‍ it right away! he did not even turn the water on to see where the leak is coming from he automatically said he is denying me coverage! After crying my heart out, I decided that it is time to fight.. I called lawyers after lawyers but none of them could help me.. That is when I found Jeff in Yelp!! i called two other public adjuster but he responded the fastest and he sounded more accommodating and reasonable. He showed up in my place in a matter of hours.. He took over from there.. He made sure I was getting what I deserve.. And the first and hardest part is to make sure that I get coverage.. After his tireless follow up, phone call and countless emails. We finally got coverage!! This does not end here.. Jeff will continue to help us get what we deserve. This review shall be updated as soon as we get what is rightfully due.. So for any of you that is still having thoughts whether you need him or not.. I have one answer you definitely do!! your insurance premium will go up no matter what and insurance will try to cut their cost for your pay out at all means.. so yes take your chance.. let the expert handle it! let Jeff do what he does best! read more

Avoid this company and the person behind it, Jeff Ruiz, at all costs. He promised to help with my claim but in the end simply submitted the receipts I provided and didn't advocate at all. He never answered questions clearly and left us hanging on multiple occasions. Sometimes it would take weeks for him to respond despite multiple messages and emails. He made several false representations and in the end we had to fire him, complain to the the state insurance commissioner, and make a claim on his surety bond. Sadly, he's an untrustworthy liar who cost us months in lost time. I strongly recommend you find someone else. read more

I need help with my claim and Jeff was great helped my through a long and frustrating process. I would highly recommend using him with any insurance claim read more

Jeff is the best man for all your insurance claim needs! Don't wast your time dealing with insurance company's that don't care about you and your family's needs. Call Jeff he will guide you with the most honest advice there is. His experiences and knowledge are what we needed to respond to the insurance company that we deserve more!!! Thanks again Jeff read more

Unbelievable! Our insurance company didn't want to cover the damage done on our floor. Jeffrey was able to get our floor covered. I wish we would have called sooner! read more

Jeff was so helpful during this stressful time. I don't know how insurances work. I had never filed a claim and I never expected to be in the situation I was. It was such a relief to find Jeff. The insurance did not want to cover all the damages and had me and my family move back into our home when it was still under construction. Jeff immediately called the insurance and told them it was unacceptable for me, my family and disabled mom to be allowed to be back home with nails sticking out of the walls and with unfinished floors. As a home owner I thought insurance was there for me, to protect me and my family. When it comes to filing a claim they take forever and they don't want to pay for all damages. You feel like you're being screwed over. Don't allow this to happen to you call Jeff and have him alleviate the stress and hold insurances accountable. read more

I was so thankful my friend Renee recommended Jeff to help fight my insurance claim. He was very knowledgeable, helpful, attentive and on point to all of my needs. He responded to my text messages in a timely manner. If you want to get your insurance claim resolved contact Jeff and he will handle it quickly and efficiently! So glad He was my right hand man through the craziness of dealing with the insurance company. read more

I'm living in Irvine, and my garage was on fire due to a defective Samsung Gas Dryer. I got covered by two insurance companies. One of the insurance was for the inside of the house (content). Whereas the other company was HOA insurance, and it was intended the house's exterior (structure). Both these Insurances adjusters tried to "PLAY" with me to limit their covered liabilities as much as possible. The insurance for the inside house told me, based on the Fire Department's report, it was my fault for not cleaning airflow in the back of your Dryer. Since they said it was my fault, they refuse not to pay more than the deductible amount from HOA insurance which is $5,000. I called my lawyer for advice, and he told me to call Jeff is a Public Adjuster - the owner of Sovereign Adjustments company. Jeff is a Public Adjuster whose job is to defend, protect, and fight for my right as an INSURER. He only gets paid a commission for which I can recover from the Insurances companies. As a Real Estate Broker. I realized this was a perfect deal. It cost me nothing and Jeff said: "Regardless of whatever human errors you made, insurances must pay for those risks". This was my first time dealing with this matter. I learned a lot from Jeff who advises and fights for my rights. Never give up negotiating with Insurance Companies. Let Jeff work with their insurance adjusters. They knew each other's game plan. Because they are both licensed, Adjuster! read more

Jeff R. is very professional, extremely knowledgeable, helpful and easy to work with.

Think twice before hiring this adjuster. He promises a lot and fails to deliver. He keeps you hanging for months without showing any documentation of what he is doing, nor what has been submitted to the insurance company. If you question his work he is either abrupt with one sentence replies, won't reply at all, or will call you yelling if you challenge him. This will take away your ability to talk to your own insurance company. Save yourself aggravation and go through the process yourself or hire another company who will put in the needed effort and actually communicate with you . read more

Jeff Ruiz is simply amazing! I had a leak from the upstairs master bath that ruined a room downstairs. I then had surgery and was out for two weeks. Jeff was highly recommended to me through a colleague so I contacted him. Best thing I ever did! He was my advocate and spoke to my insurance company on my behalf. I was able to recuperate in peace without having to increase my stress level talking to insurance agents and adjusters. On my own, before I started working with Jeff, I was able to negotiate very little, just enough to patch things up a bit. Jeff stepped in and was able to help me get a 340 % increase in my settlement! He is so professional and nice, he quickly became part of the family. If you have any home insurance claim, make sure to call Jeff and let him assist you; you will be grateful for his expertise. read more

I reached out to Jeff after experiencing so much frustration dealing with my insurance for 2 months after having water damage at my home. The insurance was giving a very hard time only wanting to cover the minimum amount to complete my project after the damage. He was very knowledgeable, professional and punctual to our appointments. I felt very comfortable working with Jeff, he advocated for me and was able to get an additional 40% of the original amount the insurance had covered. I highly recommend Sovereign Adjustments for any insurance claims and highly advice to get the services prior calling the insurance, he will assure you get your claim coverages right and approved without the stress of dealing with the insurance Adjuster's which they only want to cover the bare minimum. I will definitely use his services for all insurance claims in the future, if needed. Thank you so much Jeff for helping with my claim and most importantly making me feel comfortable. I'm very happy with the end result! You rock! read more

Jeff is not only someone who gets the job done but he does it with a smile...a big smile! He helped me to get my house back in shape after a kitchen fire. He even got me way more than they offered during the first negotiation. Highly recommend! read more

I am not a big yelp reviewer. But I had to do one for this. First let me say if I could give 10 stars I would!! We had a fire damage in our kitchen back in November, 2018. The insurance sent out their adjuster and then decided they would only cover two cabinets to be replaced and pay to repaint the rest. This would of devalued our kitchen with mix and match cabinets and a paint job. The estimates we got to fix the kitchen back to where is was were north of $50,000. The insurance only wanted to pay less then 1/3rd of that. Then we found Jeff, thank goodness. Jeff is very professional and VERY good at what he does. He understands the insurance game (and yes your insurance is not on your side when u need them). Jeff walks you through the process and gets all the right steps in place to help you get your damage back to normal. Jeff took over for us and was able to recover the entire amount needed to repair and replace the damage in our kitchen in full. My advice, hire Jeff before you even talk to your insurance. I wish we had found him sooner. Jeff, thank you!! read more

Jeff Ruiz was fantastic to deal with. He showed up on time, removed his shoes and gave us a good analysis of what was going on with our leak. After taking his advice, we decided not to file a claim. So there was no financial gain for him, but he still was very helpful and honest. I would not hesitate to call him in the future or recommend him to family and friends. Thanks Jeff read more

Wow! I had an insurance claim question and called Jeff Ruiz - after seeing his stellar YELP reviews. He picked up the phone at the first ring (even though he was out of the office) and took the time to really listen to me about the insurance problems I am facing. Jeff was super honest, helpful, thoughtful, and informative. He told me that in my situation I really need a real estate attorney - not a Public Adjuster. He even gave me a referral to someone who could help. He took his time to listen and help, not for profit, but because he is a good person. If I ever need a public adjuster, I will certainly call Jeff. read more

Anyone in need of a public adjuster Jeff Ruiz is your go to person. My husband and I were dealing with a water leak in our home. Our insurance carrier gave us every excuse to not extend coverage. As soon as we contacted Jeff he was on our insurance carrier to move forward with coverage. Jeff advocated on our behalf to the point to where we no longer had to speak with our insurance carrier. Jeff basically did everything for us. Jeff even assisted me in keeping me calm because the insurance carrier was making my stress level rise. I can honestly say Jeff is and will always be a blessing to our family. If it wasn't for his services my husband and I would have been denied by our insurance carrier and been in debt thousands and thousands of dollars. Jeff is truly professional and always available via text, email, and direct phone call. Once again if anyone is looking for a public adjuster please contact Jeff, you and your family will never regret it. One again Jeff your amazing at what you do. People contact Jeff you will never regret it. Jeff continue to do what you do best which is being the voice for those of us who don't know how to navigate insurance companies. In all caps THANK YOU JEFF!!!!!! read more