You have hit the lottery when you are fortunate enough to work with Jodi and Ashley at Ryder…read moreMortgage Group. They are experienced, responsive and above all genuinely heartfelt in addressing every challenge that could arise in a process that can be challenging. They make you feel that every problem has a solution and together your best interest will prevail. I remain always grateful for their assistance. They are the rockstars of this industry. Run don't walk to avail yourself of their expertise.

My husband and I recently purchased a new home and we were referred to Jodi and her team by our…read morerealtors. I can't say enough great things about Jodi and Ashley! Our transaction was particularly complex with a lot of moving parts, and they made the whole process so much easier. They were always available to answer my (sometimes ridiculous) questions, and had the best attitude about the whole thing. They guided us through with ease and we closed with no issues! You will not be disappointed working with them.

I couldn't be happier with the service I received from Beau Hodson and team. I found Beau as a…read moreresult of a Yelp search and he definitely delivered. Just like you'll note his responses in Yelp reviews, Beau is super communicative throughout a stressful process. He is calm, rational, and strategic in landing the best possible deal. He was quick to pivot and find alternatives but ultimately landed the best scenario for me. We worked together for about 3 months and his approach was consistent throughout. We have long-term goals that he's kept in mind throughout and already considering for the next move. Thanks to his expertise and my experience with him, I am confident that we'll be successful in achieving our goals.

Beau went through several scenarios for my investment property purchase and kept on top of all my…read moredeadlines and outstanding documents even for my quick close. Would recommend!

My active duty husband and I are in the process of refinancing with a HERO loan.. something we…read morelearned a little too late is an extremely difficult thing to do in California without having to pay the loan off in full first. (Seriously feeling buyers remorse and a little scammed by the HERO salespeople who actually encouraged us to put off our refinance until AFTER we finalized our HERO loan! But I digress..) After hitting brick wall after brick wall, I found Brad online through his extremely informative blog post on refinancing with a HERO loan. While discussing my issue with one of my clients over coffee, they also recommended Brad! It was fate! I immediately reached out, and Brad's response time has been stunningly prompt, and his professionalism is off the charts. He is so patient with me as I ask a bazillion questions and more regarding the whole process. Being so new to all of this (we are first time home owners!) I have been pestering Brad's inbox with question after question, but Brad has been gracious and kind and has walked me through the whole process step by step! While we are still in the process of refinancing with the help of Brad, I just had to give a shout out, since he is really going out of his way to be a superstar and help us get the refinance that we want as quickly as possible. I am due with my third child right now, and we have a number of upcoming expenses looming ahead of us (needing a car that will fit an extra car seat, medical bills and so forth..) and the refinance would / will be a HUGE blessing for our family... I was feeling so helpless until we contacted Brad, and while I am still impatient and antsy with the normal wait times involved in refinancing, I am feeling so much more peace knowing we have a knowledgeable, helpful and able person on our case! UPDATE: Not only did Brad get us our loan that EVERY OTHER loan agent said was impossible, but he went out of his way to get us a low interest rate, and a lower home insurance rate. While the immediate savings are awesome, the long term savings are staggering.. SUCH a HUGE blessing to our growing family!! Thank you so much Brad! I only wish I could give this review MORE stars!

My lender sent me an email about a down payment assistance program. I quickly Googled it and…read morestumbled upon the Home Loan Artist website. I filled out what appeared to be a waitlist for the program itself, but I received an email from this Brad individual saying he was going to contact me to go over prequalifying for a mortgage. I responded back saying no thank you and that I was apparently mistaken as to what I filled out, so no need to contact me. Attached is the (completely unnecessary) response I received. I just wanted to put this out there for other like-minded people who want to know the kind of person they are dealing with when making what is, for most, the biggest purchase of their lives. As to his response on this review - I was neither upset nor seeking his assistance. This email and his responses to other negative feedback speak for themselves. Judging by some of the other negative reviews, it sounds like he is quicker to respond to someone who ISN'T interested in his services than others who are. Good luck to you and that chip on your shoulder.

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Navy fed is TREMENDOUS!…read more Best accounts! Best rates! Best interest! Best everything! If you can bank here DO IT

Davis was a genius! Made this difficult procedure a piece of cake…read more What I thought would take an hour took seven minutes

Excellent service overall, they always try to get you the best possible rate, their honestly and…read moreprofessionalism always shows throughout the transaction with no surprises at the end and what is very important to me is john always answer his phone week day or weekend and he is always there for you if you have any questions. Great mortgage company with great personable staff. Alex Farmanfarmai Fallbrook ca

This was our first time refinancing our home and we didn't know what to expect but Jonathan and his…read moreteam made the process very easy for us. The team kept us on the loop and updated us. Any question I had they always responded quickly. Thank you so much for all your help. Definitely give them a try you won't be disappointed.

I believe this will be our 3rd, (or 4th?) loan we processed with Vault Financial, and Wes Hankins…read moreand his amazing team, Marci & Vickey! We are exceptionally pleased and happy with the whole loan process from start to finish, and must say the communication was great from Vault! Everything was very clearly explained to us as we proceeded through every aspect of processing our loan and if ever we had a question, Wes or one of his team was very responsive in addressing our questions... Having used Vault in the past, and have always been pleased with their exemplary Customer Service skills we can't imagine using any other company should we do another home purchase or RE-Fi...

My husband and I went through the housing market crisis years ago, and found ourselves renting for…read morethe past 10 yrs. Then the second blow, was the pandemic, which left everyone and everything in chaos. When forced to move out of our rental, my husband suggested Wes Hankins and Vault Financial. I could not believe how amazing, and smooth the process of buying a house could be with the right people. Wes and his team are exceptional when it comes to processing loans and guiding us through the process. We will never, ever, use any other team. 5 stars doesn't seem to be enough for this outstanding company. THANK YOU WES AND THE VAULT FINANCIAL TEAM...YOU ARE TRULY AMAZING.

Long line decided to write review. Service here always good, friendly Juan was there to assist…read morewith my banking needs and everything went well, fast and with a smile. Value the care employees give such as greeting and assisting as you enter. Theres also less fees compared to my other bank. Interest is also better here. Have a nice day!

Top rate service, never a crowd in the lines. They take excellent care of their customers.read more