I purchased my first home in January, and Powerhouse Solutions made it painless! Even though I was…read moreswimming in a sea of cash buyers, looking to purchase a home using an FHA loan (3.5% downpayment), Powerhouse opened lots of doors and got my offers seriously considered, based on the strength of their reputation in the community. Now I have a beautiful two family brownstone in Bedstuy to call my own, and couldn't be happier.

I had the pleasure of working with Powerhouse solutions with Gil, Natalie and Larry. The team went…read moreabove and beyond and was able to help me finance a loan on top of my other various mortgages and expenses. They were able to quickly get me through the application process, appraisal and locked in the mortgage for closing. The whole process was less than 15 business days from the application submission which is very fast for NYC. Even during these turbulent times when rates at an all-time high, they were able to offer very competitive rates, much better than the market and advised me to lock in at a lower rate when they saw that the mortgage rate was trending upwards. I could not have found a better team especially after working with so many other banks in the past. Other banks that I have worked with would bait and switch, but not Powerhouse solutions, they stand behind their work. Believe the 5 star reviews, Gil will not tarnish his reputation and he's got solutions for everyone. I highly recommend Powerhouse to all my friends and relatives looking for their purchase. Thank you Powerhouse solutions!

I was shopping for a home in the state of Georgia recently and tried my realtors lending officer…read morelocated in Georgia. I initially felt at ease with their services but a little close to 2 weeks before my closing date I was given an absurd interest rate on my FHA loan. I decided to shop around for a perfect lending officer that could help me with the process and ultimately offer me a better interest rate. Fiona Khan was recommended by a very close friend. I gave Fiona a call and after all documentation was sent to her she was able to lock in an interest rate far under my expectations! I was at awe with the rate she locked in for me. Fiona was very attentive to all of my questions and answered them thoroughly. My realtor in Georgia was a bit doubtful that we could close on time by switching lending officers so close to the closing date. I had absolutely no doubt Fiona would get me to my closing date with no issues and I was not wrong! Fiona was very confident and reassuring which made the process stress free! I closed May 1st on my new home thanks to Fiona and her amazing team! Definitely would recommend her highly to anyone interested in buying a new home. You are the best and thank you Fiona!

If I could leave a zero star rating for this mortgage company, I would. My mother applied for a…read moremortgage on her home from Power Express Mortgage Bankers Company. After reviewing her loan application, Power Express Mortgage Brokers, decided to take the next step and ordered an appraisal on her property. Believing that were going to fund her loan after they sent her an estimate of loan costs to sign, she made an appointment with the appraiser of their choosing and paid for his services, which were the cost of $895.00. Although, it was a much higher rate than it should have been, she chalked it up to the cost of doing business. After a couple of weeks had passed, she hadn't heard a word from anyone from the Power Express Mortgage Company. She thought it was odd and decided call them. No one would speak to her regarding the status of her loan, and if they did, they had no idea what was going on with it. She continued to call for another month and still no letter of approval or disapproval.Again another month later she could not wait any longer and begged for someone to talk to her about her loan.It took a third month to get anyone to actually tell her what was going on with her loan. Much to her surprise and shock, she found out she had been turned down for the loan, because this particular company only contacted Fannie Mae and Freddie Mac who work with mortgage loans that specialize in loans for owners who do not live on the property if there are rentals.From the inception of the loan they knew exactly where her income came from(the rentals) and that she lived on the property.They caused her a great amount of anxiety and of course the $895.00 appraisal.Do not go to this mortgage company and expect to be treated fairly and respectfully.

Compassionate, dedicated, kindhearted, perseverant, helpful and impeccable - those are the…read morequalities you should want in someone you work with in business. It is quite important to ensure you have those skills in someone when you are a first-time home buyer. You will hit the lottery if you use Bobby Papadopulos as your loan officer. There are not enough words to express the upmost gratitude and satisfaction with his services or his team. There are so many people in this industry for quick cash and possibly the wrong reasons. Bobby is the complete opposite. I was more than defeated in the home loan process. After a random yet quick search on Yelp, I found Bobby and decided to message him. I see why he has five stars. Although skeptical, because who is perfect? I have seen perfection in his abilities. Bobby allowed me to call him at 7:00 AM, through tears and disarray coming from my end, he stated, "I will help you". My situation was far from easy, he decided to still help us. Through diverse companies not explaining the process or requiring funds without explanation, Bobby held our hands throughout this entire process. From day one to closing day and beyond, Bobby does not leave you. He takes the time to explain to you what is occurring, why it is occurring and how to ensure a successful closing, organize finances and better yourself. He is extremely patient and understanding. He has worked in his personal time to guarantee deadlines would be met and satisfied. Without being local to me, he communicated with agencies near me to get the work done. Five stars does not compare to the amount that he and Contour Mortgage deserves. He has completely changed our lives for the better. Bobby is someone I wish was in every field not just the mortgage company because he brings professionalism, kindness, and perception. If you are looking for a home, find a home with a person who cares about your wellbeing above all. That will shape your mindset for your new journey- Bobby is the person to set you up on the right path. I will highly recommend him to anyone and everyone.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Best private lender if used in a long time Closed and 5…read moredays , literally saved my project This lender was recommended to me by a real Estate broker for a fix and flip Deal in tri state area but they do such much more Very glad I called them

It was a pleasure to do business with Sep Talas. He was very efficient in putting together the loan…read morepackage and closing in a smooth timely manner. Sep is extremely proactive, responsive, and has great follow through. He even referred my company some business. I will continue to do business with Flatiron and Sep. I have had terrible experiences with other lenders who lack transparency and there was a real difference between this company and those I have done business with in the past.

I came in to give NAVY FEDERAL CREDIT UNION ( NFCU) some money and the turned around and gave me…read moremoney. As they say!!!! Where they do that at??????? NFCU that's were. So I had 3 checks to deposit because I thought it would be better and faster than mailing it. Brenda was my CSR and she was astounding. She provided me with information on how to do a mobile deposit. I told her I knew how but she was insisting on telling me regardless. Sometimes, it is better to be quiet and listen even if you know how to do it already. Brenda gave me a check for $5 so I can practice and not be shy about using mobile deposit. IT'S MY BIRTHDAY I have only been banking with NFCU since about January 2025, I already received a credit card with zero % term interest and earned $250 for reaching the program requirements within 90 days and the card is 11% lower than the cards that I have. I was able to get a loan at less than 13%. Doing business with this bank has been a perfect 10/10. Customers service is top tier A1. I dealt with a few CSR's but didn't get their names. Thanks NFCU and staff.

This is the absolute worst bank and I urge everyone not to do business there. Customer service is…read moreterrible. It takes forever to accomplish anything. Stay away!!!!

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Phil Raices is one of the most honest, sincere, and caring agents I have ever met. And on top of…read moreall those qualities, he does in fact know his SH!T! I mean the guy authors multiple columns on whats going on industry wide... He is an active member of his community, and "always" has his pulse to the street. What does this mean for you if your agent looking for a home? Well.. to succeed as a real-estate agent you need to have the right team behind you, that simple. One that is solid in reputation and experience... Turn Key is that place. What does this mean to you if you are client? Well... Whether your looking for the perfect deal, or getting your offers accepted in a bidding war... Having someone as prestigious as Phil Raices will put you at the top of the list, period. If you are reading and are on the fence... trust me... hop off and gracefully walk back into the arms of Turn Key and Phil Raices... you will thank me and yourself for that decision later while sipping a nice glass wine after your first closing, or kicking up your feet near the fireplace in your new home. Sincerely, Derek Kamm Mortgage Broker 16 year industry veteran and expert.

We feel blessed to have Phil as our agent. He is so knowledgeable, friendly, and warm-hearted. He…read moreshowed us the facilities in Great Neck in person, from parks to the library, which definitely helped us get familiar with the community. He has a lot of great resources, lawyers, architects, and contractors. If you are new to Great Neck, you can absolutely trust Phil!