First, this specific branch is GREAT nothing wrong with them that I can complain about. Please use this branch for normal banking, it's great! Unfortunately this review is about SECU's "24 hour member service" line. Their "service" was anything but service.
Here's my experience:
I attempted to use my credit/debit card for gas at a well known grocery and gas combination store, we'll call it "Mowe's Foods". When my card was declined I immediately checked my bank account online to ensure there wasn't some freak mistake I made. After realizing that it WASN'T my available funds, and I wasn't hacked, I called this "service number" to see why I couldn't use my card. I spoke to a Regina who asked me what the expiration date on my old card was and I told her January of 2018. She then told me "Oh! That's why! It's an old card!" ?!?Hmmmm, I started to get a little frustrated and said that my "old card" has an expiration of 2018 and, if I'm not mistaken, it's 2016.... She then put me on hold for a minute then came back and told me my card was canceled due to fraudulent activity back on March 28th and they sent me a knew card that had to be activated immediately.
1) I was NEVER notified of fraudulent activity on my account. I was only sent a new card to activate at my convenience around the first week of May.
2) She said there was NO way that I could have been using the card after March 28th because of the fraudulent activity but unbeknownst to her I just used it the day before at that same location inside the store. (That might be a scarier fact if there really was fraud)
Look, I understand and definitely appreciate any observation of fraudulent activity on my bank account -who wouldn't? My issue is that SECU chose to randomly cancel my card at THEIR convenience and left me stranded at a gas station with no access to my own funds. *Shame on me, I'm going to have to carry cash with me from now on as a back up wherever I go (I actually do normally but just happened to be out on this night). Long story short, my tone of voice became escalated and she struggled to answer my questions in a satisfactory way so I asked for her name and employee ID # which she declined to give me so I asked for her shift supervisor. After saying his name was James, she decided it was just easier to hang up on me than to actually handle the situation in a way someone with the job of "customer service" should handle it. What sucks is that online reviews are an instant way of giving feedback, and companies & customers both look at reviews more and more these days as a real metric of how well they do business.
This review may do nothing. At the very least, I hope it gives someone in SECU's "customer service" division a look into one customers poor experience and gives them some reason to change.
Regina, wherever you are, I hope you have a better evening than mine but if you continue to work in this field. Please don't hang up on people. read more