Thanks Made the process easy and simple…read moreGreat service I highly recommend them to anyone looking for a bankruptcy lawyer

I took a while to process my bankruptcy, Once I gathered…read moreall my important documents I paid extra to make the process faster. The lawyer and Tammy helped a great tons. After the hearing I waited for the call that everything went well and a weight off my shoulders was finally lifted. Thank you guys for taking care of this!! I really appreciate it!! I value your patience with each question I had, the time it took to finally process this bankruptcy!! So worth it!! Starting fresh!

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

My financial advisor recommended Sandra and Jeff to me so I can fix my credit profile. Credit is so…read moreessential to our everyday life. Within one month, my credit score has gone up 10-15 pts. In the consultation, Sandra will looked at your credit profile to tell you if she can help you or not. Fun fact: they also guide you into helping you build your business credit! Thank you, Sandra & Jeff.

I don't know where to start . If I can give more the 5 stars I would without a doubt. I got…read morereferred to FICA to improve my credit. Working with her has truly been life-changing. From day one, she was incredibly supportive, knowledgeable, and committed to helping me reach my goals. She didn't just offer quick fixes--fica took the time to educate me, answer all my questions, and create a clear, personalized plan that actually made sense. What impressed me most was her consistency and transparency throughout the entire process. I always knew what was happening and why, which gave me a lot of confidence and peace of mind. Step by step, I started to see real progress in my credit, and it felt amazing to finally be moving in the right direction. Because of her help, I'm now in a position I never thought I'd be in any time soon . I'm preparing to buy a home. Having stronger credit means better loan options, lower interest rates, and the ability to truly invest in my future. That's something I couldn't have done without her guidance and expertise. If you're serious about improving your credit and changing your financial future, I can't recommend her and her team enough. They genuinely care, and the results speak for themselves. I'll forever recommend her for an outstanding experience I had with her .

Fica was referred to me from a trusted associate. Mind you I'm six hours away from her, so we never…read moremet in person. As a real estate agent having trusted vendors is an important part of the role. Fica was able to accomplish something for two of my buyers that would've taken Maybe five years to do on their own. After my client's dad sold their house. They had a great amount of a down payment yet no actual credit. Overall it took some time for all the cards to report but once they did, we partnered with a vetted lender and we were able to close today, December 18, 2024! I highly recommend her services and will Tap into this ace in the hole whenever possible.

Like for real, Fernando deserves more than 5 stars. This man gives people another shot at life…read more When I came to him I have a 450ish credit score with a lot of Oops on it. Now Im more than 200 points up. I've been able to put my cars loan under my name and get credit with my bank,Kohl's , target, capital one and more. He also gave me tips on how to maintain it. I honestly can't thank him enough. He's the Goat. My next goal is a home & I know with his help, it's within reach. I brought my momma to him , she also needed help. And every time I get a report with deleted on it. I feel so happy that I was able to get someone to help her. From the bottom of my heart. Thank you so so much. God bless.

I used this company for credit repair unfortunately Fernando (owner) was a complete scam after he…read morereceived payment he would never reply to anything. For months I would never recommend sharp credit services. Look else where.

Amazing customer service. The service I recieved was very informative and precise for my business.read more

I was referred to Brown's Financial Services back in June 2025. At that time, I was completely open…read moreand honest about my needs and wants, including my spouse's which involved removing inquiries; for myself, I needed Brown Financial Services to remove inquiries, a charged-off bankruptcy, and building corporate credit for a newly formed LLC and my personal score. The correspondence was great for a short while. However, things took a turn for the worse in late July when the credit bureaus finally started reporting a purchase made before I became under contract with Brown's Financial Services. At that point, Mrs. Brown felt it was appropriate to reach out and admonish me instead of trying to see what might have happened, claiming that I had violated our agreement and that I was not serious about improving my credit. Mind you, I had already paid approximately $2,350.00 as a testament to my seriousness about handling business. Despite this payment, she did not make any attempts at removing the inquiries from my wife's account until several months later. There was no communication in what to expect, what to report back to her, nothing. My wife received some emails via Experian and she reported receiving those emails to Mrs. Brown and she promised to look at the communications. The communication my wife received after reporting receiving the emails was Mrs. Brown asking for the password to Experian so that she could look at the emails and then stating that the information was no longer valid, accusing my wife of not reporting receiving the emails in a timely manner, when indeed she did even though Mrs. Brown did not tell her that she needed to look out for communication from the credit reporting bureaus.Things began to come to a head in October. We corresponded at this time, and I expressed my disappointment because my personal credit had not improved in all that time. She was only able to establish one net 30 account for my business, and my wife had not received any correspondence from Mrs. Brown or the credit bureaus. My wife reached out again, asking for status and Mrs. Brown stated she was submitting some information to the credit reporting bureaus and to look for letters from them. Well, my wife received one letter and informed Mrs. Brown of the letter and her response was that the bureaus were using tactics not to investigate the disputes and that they were using legal jargon and that the letter was unacceptable. The next communication from Mrs. Brown after that was to check our email for important messages which was in December. The important messages she was referring to was her asking for us to pay more money and she even made threats that if we didn't pay, she would open a collection account with the credit bureaus, despite the fact that we had not seen any results. Funny, how she was willing to make that happen quick, fast and in a hurry. In the end, I am out $3,570.00 because I had faith in the person I was referred to, and it appears that to this person, I was nothing more than a blank check. She should be ashamed at the way she treated us and possibly others. That's not the way you treat people, especially when your business depends on referrals. Hopefully, others will read this review and not fall victim to the same situation as I did. Look elsewhere for more respectable representation; don't waste your money, or time. In addition to the loss of money and time we now have to keep an eye on our credit card accounts because we're not sure if this was some elaborate scheme or something.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy here. Didn't trust it at first but they gave me the right moves to make and paperwork to…read morehelp my situation. My score jumped so unexpectedly high to 803. I have major respect for the owner and the way they treat the customer service. - following up every two months or less - attorney consultation for free - cheap prices(surprisingly) - helpful employees as well.

Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Today's youth is in over their heads. Sure they can do the latest dance on TikTok. Sure they can…read morefollow the herd blindly and voice their concerns over a cause they find just or unjust. However, with such a big online presence and busy social media life, they may neglect a very important aspect of life. Like being fiscally responsible and not over-reaching their means and charging their Bora Bora vacation for pictures to post on "The Gram". Now they're either running in place with their debt. Or even worse drowning and creating more debt by trying to pay off old debt. All the while charging their venti oat milk latte, because it's convenient. It's not their fault. They weren't taught the vital life skill of budgetary constraints. Luckily, there is a safety net. This net is My Credit Fix. Melissa, the credit expert at My Credit Fix, and will get your credit in order. America's dreams revolve around credit. More importantly, ones credit score. If your FICO is less than desirable in the eyes of creditors, you will pay more in all aspects. Melissa will take great care and pore over your credit history and dispute any dated items and for the more entrenched, negotiate any settlements or collections you may have against you. She is here to help. She's a true professional. No need is too small. She can even get your budget sorted out. How do I know this? She's helped out some of my cohorts who over indulge in life's luxuries. They've all come out in much better financial shape. I hope you are all doing well financially, but If you're not, because these days of 2020 have been strange and trying, give her a call.

Melissa, is helping us fix our credit we are getting ready to buy a house and so far she has been…read morevery efficient helpful and friendly. Thank you for all your help in this process.

I contacted this office for information regarding my situation. Attorney Buloan called me that same…read moreday and saved me from possibly making a horrific mistake! He is such an honest person and really shows he cares for his clients and business! If I ever need to use an attorney in the future, this is the ONLY office I will be using! It's so hard to find honest and kind professionals these days. Beware of other attorneys because they will lie just for a sale-- this man here is nothing like that at all! Thanks again!!

I have been fighting to settle my Heloc after home values have gone way down in our area and I've…read moreworked with many so called lawyers and negotiators with no success . Talin at RJB law offices proved to be highly professional , honest and relentless in negotiating our case with the bank and investors . We were able to settle within 2 months of her handling the case . Best of all, she was very realistic with my expectations and communicated consistently on the status and progress of her negotiations . If you need somebody to fight for you, call Talin at RJB Law Offices !

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Wayne is very knowledgeable and responsive. He managed and cleaned up our FICO as if they were…read morehis. He improved our scores beyond what we need to refinance and save money. Thank you, Wayne,