It's been 2 months and once I think they have everything they need they come up with another and…read moreanother and another. One at a time. Loan processor doesn't know how to read bank statements and keep questioning a credit that she thought was a debt. I had a hard time making the processor understand. Then they changed their tune and said ' we need to know this so we now you are not laundering money' . The highest credit was $68. If I was laundering money I wouldn't need a home refinance. They come up with some 'problem' everyday. A lot don't make sense. I have refinanced and had a home loan couple of times before and never had a bunch of issues that weren't issues and the lack of training is a whole other story. Don't use go with someone else. And if you live on East coast expect late phone calls.

George went from licensed agent to advisor and then to friend in one phone call. I am a first time…read morehome buyer. I initially went online to get a second opinion and ended up finding the specialist who helped me into my first home. George helped me iron out a few wrinkles from the first lender I spoke with. He then helped me secure my pre-approval that connected me with the house we wanted. Through the underwriting process he ensured I understood what the loan processors needed and then made sure everything was aligned for a smooth close. George was always responsive to my questions and was great. I know that in the future, if I have any questions, he will be able to assist.

Helen is truly above and beyond. She is very honest, dependable, supportive and responsive loan…read moreofficer. She answered all my questions patiently. She guided me with refinance process step by step day and night. I give her 10/10. If you need to refinance or buy a new home, please look no further. I am lucky to have found Helen. I would highly recommend Helen . Thank you Helen.

Helen Kim is an amazing loan officer!…read more Two weeks before the closing date on my first dream home, my initial loan application was declined because my prior agent forged documents and fraudulently used another officer's name. I was terrified of losing my first dream home. Helen stepped in, took control of the situation and worked tirelessly to get me fully approved in just two weeks! She fought hard to correct the previous agent's misrepresentations and made the entire process incredibly smooth, fast and completely flawless. She truly saved my dream home purchase and fought for me when I needed it most. I highly recommend her at New American Funding -five stars is not enough!

I was researching lenders when a trusted friend referred Walter, and I'm so glad I took their…read moreadvice. From beginning to end, Walter was the consummate professional. Navigating the process during a pandemic introduced unprecedented hurdles, but he pulled through. Walter is knowledgeable of the industry and answered all my questions with expertise and patience. He explained things in a way that was easy to understand and shared his insights when he sensed that there was cause for concern. He was never condescending or overbearing. As a first-time buyer, it's easy to feel overwhelmed by the crucial details, but working with Walter and his team made the finance side a little less stressful. It was a pleasure working with Walter, and I would highly recommend him.

I was referred to Walter by our real estate agent and had a great experience working with him. We…read morehad several different scenarios in mind for our loan needs and Walter helped us understand how our monthly payments might look in each case. The process to get prequalified was pretty easy and really helped us to know what budget we should set in our home search. I would recommend Walter for your mortgage lending needs!

As first time homebuyers, we knew nothing about the loan process. Mina was recommended to us by our…read morereal estate agent and many of our friends used her when purchasing their homes. Working with Mina was a dream! She explained everything simply for us and showed us different options to financing our loan that could help us save money up front. Mina is quick and responsive. She turned around our preapproval within 24 hours! I highly recommend working with Mina and her team fo your mortgage needs! We will be referring her to our friends and family.

We worked with Mina and her team across several months for a new construction home. We locked at…read morethe best rate across a few different lenders, and Mina worked behind the scenes to help us with fees as well. She is great at communicating and explaining how things work, and it is something that we never experienced with the big bank type of lenders we worked with in the past. We would highly recommend working with Mina if you are home shopping in the OC area.

I have had the great pleasure of working with Shane and Lee since 2011. Shane Davidson was the Loan…read moreOriginator and Lee Chu was my Loan Processor. I have REFI'd with them twice in three years since rates dropped in 2011 and 2012. The last I REFI'd was in November 2011 at a 30-Year Fixed 4.50%. Back in 2011, four banks and brokers did not want to REFI me because of debt-to-income ratio and the loan-to-value of my residence. Shane did all he could to talk to upper management and fought to make my loan happen. I have a credit score of 800, no foreclosures/short-sales, bankruptcy, etc. Shane took all my factors into consideration and got me a 4.50% rate from my 6.25%. He saved me $921.00 a month. I contacted Shane Davidson again and was able to REFI at 3.50% 30-Year Fixed in summer of 2012. Both REFI's were the smoothest transactions I have experienced. Both Shane and Lee are on top of their clients and return calls and e-mails with lighting speed! Shane and Lee are professional, courteous and diligent toward their clients. I have recommended family members and co-workers who have REFI'd (in July & August 2012) with Shane and Lee. If you are looking for a home loan or looking to REFI. Give Shane Davidson and Lee a call at Vision One Mortgage. They are out of Irvine, Ca. This was the overall best I have experienced in dealing with mortgage brokers. Shane and Lee saved me a lot of money that I could put toward my two daughters education. Thanks Shane and Lee!

Pamela Herrera 1 review * 1 photo…read morestarstarstarstarstar 7 weeks ago As a first-time homebuyer, the process can feel overwhelming and even intimidating--but working with Carlos Medina at Vision One Mortgage made all the difference. From the very beginning, Carlos was patient, professional, and genuinely supportive. His warm personality made me feel completely comfortable asking any questions I had along the way, no matter how big or small. Carlos was always more than happy to explain everything in detail and guide me through each step of the process. He made sure I felt informed and confident throughout the entire experience. I truly appreciate his dedication, responsiveness, and the care he showed during such an important time in my life. I'm incredibly thankful for Carlos and the service he provided. I highly recommend him to anyone looking for a trustworthy, knowledgeable, and kind mortgage professional. Adolfo Aguirre (Adolfo Realtor) 6 reviews * 0 photos starstarstarstarstar 8 weeks ago Carlos Medina is an outstanding lender and a true professional. He guides you through the entire loan and mortgage... View full review Emmanuel Alatorre 1 review * 0 photos starstarstarstarstar 10 weeks ago Working with Carlos M. was such a blessing! He answered all of our questions no matter how small and really went the... re- view

Cindi- Made our loan happen after so many challenges she didn't give up. We couldn't have done it…read morewithout her expertise and patience. We closed on time. A big Thank you!!! Irma Ochoa Remax Masters Lic#101030365

Cindi Lily made the process less stressful. She was prompt in her response. I definitely would…read morerecommend her to any potential clients.

OC Mortgage Solution definitely deserves 5 stars, and I can honestly say that every 5-star review…read morehere is true. I normally don't write reviews on Yelp, but I really wanted to take the time to write this one because I hope it can help someone who is looking for a mortgage team they can truly trust and have a wonderful experience with, just like I did! Pam and Tai are beyond amazing. Purchasing a home is one of the biggest and most important decisions in life, and working with them made the entire process so much easier and less stressful for me. They were always on top of everything, kept me updated, and were always there whenever I had questions. Pam even answered my calls at night when I needed help. That really showed me how much they genuinely care about their clients. I never felt like I was bothering them or had to figure things out on my own. No matter what came up, I always felt like they had everything under control. Buying a house can be overwhelming, especially when there are so many things you don't understand about the process. But with Pam and Tai, I always felt safe and confident that I was in good hands. They were patient, responsive, knowledgeable, and truly went above and beyond for me. I'm so grateful that I found them and had them by my side throughout my home-buying journey. I honestly don't think I could have asked for a better team. If you're looking for a mortgage team you can trust, I highly recommend Pam and Tai. You won't regret working with them! Thank you so much, Pam and Tai, for everything you did for me!

I recently purchased a home and used OC Mortgage Solutions services. As a first time home owner,…read morePam worked with me and provided amazing service and high quality of work. She was able to answer every question I had and helped make the most of my money. Even a month after closing, she still answered any other questions or concerns I had. 10/10 would recommend

An absolutely fantastic experience with Full Circle Home Loans. My first person of contact was…read morewith Tiffany who was incredibly informative, authentic, and responsive. After talking with Seth, there was zero doubt in my mind this is the team I want to be a part of. The group has been outstanding from beginning to end with getting the second home loan. It feels incredibly personal and they are most definitely there to hold your hands and encourage you. I had a bit of a panic attack one day during the process and reached out to both Seth and Tiffany. They were able to bring me back down to Earth, reassure me, and bring me back to feeling excited. This was exactly what I needed. Short term rentals are still very new to me but if you need a team to get you through this, this group is the one. Cannot wait to continue to do work with them.

The only mortgage lender I would use from here on out. Seth is honest, knowledgeable, and truly…read morecares for his customers. He spoke to me about some concerns about the deal to make sure I was aware, and I don't think any other lender would have done that because they would just want the deal. They have competitive interest rates and even matched the fees I quoted. His team, Summer and Bernie, were organized, communicative, and so quick that we were able to close in 21 days. Can't thank them enough.

Always great working with this company. They are definitely strait shooters.. everything was…read moreexplained well and the whole process was nice and easy.. Closed 1 day early..

Reached out based on a mailer to get a rate/fee quote. Worked with Ashlee Kinney. Quoted a rate…read morebut would not quote a fee. After a week of back and forth, she runs my credit without my authorization and then quotes me an origination fee of almost 3%. When I questioned her, she claims it was an error. When asked why she ran my credit without my approval, she stated I should have known when I asked for an initial disclosure, even though she ran my credit three days before I asked about the initial disclosure. Now I get 70+ calls a day because the credit bureau sold my information. Highly do not recommend.

Julie and her team have been fantastic! She is great at explaining the entire loan process and…read morehelping you figure out what you can afford; she makes things easy to understand even to a financial dunce like me! She and her team make the loan process as painless as possible. Julie's positive, upbeat personality takes the stress out of the whole process and puts your mind at ease. She was very patient with our myriad of questions that would drive any normal person to madness. The loan estimate we received was broken down so it was easy to understand the usage of every penny that was being paid. Her staff are very efficient and committed to getting the necessary reams of paperwork completed before your closing date. The superb customer service we got here makes it a no-brainer for me to recommend them for obtaining your mortgage loan.

So we'd used Julie (and the world famous Miller Team: Melissa, Ivette and Alison) roughly 14-years…read moreago on a small condo purchase in Fullerton. At the time, she'd been referred to us by our real estate agent and she and her team did a terrific job with our loan. As it was our first real estate purchase, we didn't know what to expect and also figured every lender we'd ever use would be a competent and professional as Julie. When we sold our condo, 3-years later, we opted to use a personal friend who was also in the lending industry but did not have the same level of experience as Julie. This ended up being a very costly (both literally and figuratively) mistake. We landed ourselves in a 3-year ARM, in 2006, just before the crash. Year 4, our mortgage jumped up 35% virtually overnight. We thought we would lose our home. Our house that was supposed to be our 3-5 year starter house ended up being our 12-year home. (We love our home, but we did outgrow it some time ago.) Nearly two years ago, my wife and I were starting think about looking for a bigger house for our family. My first call was to Julie. Over the course of the last two-years, Julie has literally spent HOURS - both on the phone and in-person - consulting and helping me strategize on how to be in the absolute best position to buy when ready. She referred me to a terrific credit specialist to make sure everything was A-OK with our credit. She's taken countless phone calls from me with every question you can think of. AND, even though she's a well-known pro in her field, she's never (ever) made me feel like I was asking a dumb question or wasting her time. I've always appreciated that. Two-months ago, we found our dream home. Thanks to Julie, we were ready to pounce on it. As prepared as we were, we hit several roadblocks during underwriting which required Julie to find several creative solutions, and quickly! Her team executed with precision and drove the entire process home for our family. Just a few hours ago, we closed on our new home purchase and my wife and I are on total cloud-nine. We're literally in shock and we owe it all to Julie and her team. Seriously, please take my word for it and CALL JULIE FIRST, even if you've got a lender you know. Give her 10 minutes on the phone. I would give 10 stars if I could. Thank you Julie & team!!!