1. Red Rock Financial

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Saint George, UT

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Red Rock Financial

2.3 (3 reviews)
Closed • 9:00 am - 5:00 pm

Services - Red Rock Financial

Auto loan

Title loan

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Check City

Check City

(2 reviews)

I was a client for 6 years, from 2009 until recently. If I had written a review earlier, it would…read morehave been glowing. Check City used to cut the rate of interest in half for people who only get paid 1 time per month--for instance, teachers, government workers, social security, elderly and retirees, etc because most who get paid once per month can only pay once per month. I felt this was a very fair way of doing business, by recognizing that not all borrowers are the same and working with everyone individually. Check City used to be my go-to lender when I needed a short-term loan. No more. Starting in May of 2015, Check City discontinued this rate. Another change in policy was that borrowing limits for the aforementioned people (who got paid once per month) were raised. Prior to the change, they were restricted to a lower borrowing limit (as a percentage ratio of amount borrowed to income). Under the new policy, if you get paid once per month (ie: are retired, or on Social Security) you can now borrow a higher percentage of your income, which may seem like an advantage, but the disadvantage is that it's also at a much higher interest rate (double what it previously was). While ultimately people are responsible for their own financial decisions, it seems like this new offering or product essentially encourages those who may be least able to pay to borrow more, and pay a higher rate of interest and consequently get trapped in a cycle of more financial hardship. This is strictly my opinion, but this new practice seems somewhat predatory. As I mentioned, I used to enjoy doing business with Check City. The employees have always been very courteous and helpful and the manager of the St. George Blvd store is exceptionally nice. But I also felt like I was receiving a much better deal than at any of the competitors. And in return for the privilege of borrowing, I honored my contracts and I paid on time, every time. To sum it up: After this new policy change, I no longer feel good about doing business with this company. True...there is an old adage that says if you don't like the terms then don't sign the contract. That said...please learn what you are signing for. I've looked around and there are now better deals out there. After 6 years, I am done with Check City. They have lost a paying customer.

Called the Bluff St. St George UT location to get a price to wire a specific amount via Western…read moreUnion. Was told it would be $20 if sent today and $11 if sent tomorrow. After driving a half hour, the teller said it would be $160 to send the specific amount. I called corporate, they apologized and said they would do "training" with the employee. In the real world, a good, reputable business doesn't allow the cost of their mistakes to be absorbed by their customers. They suck it up and make it right!

Second Chance Auto

Second Chance Auto

(10 reviews)

Horrible, horrible experience from this company. It's been a nightmare…read more Ive really been on the fence about writing this because I truly want to give everyone the benefit of the doubt, but I cannot in this situation. Bought a 2021 Nissan Sentra from Second Chance Auto. I was told the only thing wrong was the collision sensor was on and all that ment was the lane assist and cruise control wouldn't work and it also had a recall for tie rods that would be done free of charge thru Nissan Dealership. I thought okay, no problem. I purchased the car with no issues. The negligence on my part was not taking it on the freeway before purchasing or reading up on collision sensors. Fast forward, I drive it home to Cedar and it shakes violently when going over 70. I call them the next working day and let the lady who answered the phone know and I tell her I believe it's the 2 bald tires and an alignment and maybe they can help purchase that. She informs me that she needs to ask the manager and she will get back to me. I said okay great. Nobody got back to me the next day so i called. And called. And called. And left voicemails and texts. Nothing. So come Friday, i call a few more times and nothing. So I call again using a different person's number and they pick up right away. (Insane. Right?) They agree to do the tires and alignment. Great. It doesn't fix the violent shaking. I thought, okay, it's probably tie rods. I go to Nissan for the tie rod recall and after 6 hours and 190 dollars later, they let me know my car is a road hazard and absolutely cannot be driven. They said all of the things wrong with it caused by an accident made it illegal to sell to a consumer. (See paperwork in pictures.) The dealership advised me to take the car back and get my money back so this is what I did. Jose was hesitant at first to reverse anything because the carfax on the report showed no accidents. He also stated that the car went through 3 inspections and "couldn't believe" it would pass through so many of his people without it failing. He agreed to reverse the loan and give me my Jeep and money back. I told him I wanted a reimbursement for the 190 I spent at Nissan. He said no. I left it at that after he wouldn't give me an answer. Later in a phone call he tells me yes. He will reimburse the 190 dollars but it has to be done before Wednesday, May 28. I said okay great. Doable. He said he would be there to help me and give me back the jeep on Tuesday. We both agreed on this. I come to Second Chance on Tuesday, like agreed upon. He is not there. The woman said he's not working today. I got my jeep back and then asked her for the reimbursement. She said she doesn't know about it and she doesn't cut checks. She also stated I have to go to Premier Car and Truck to get my check from a Laura. I'm like this is really inconvenient but okay. We take the 30 second trip to Premier during business hours. And they're closed and locked up. I call Second Chance. No answer. I call again, no answer. Left message, no call back. Mind you, the place was empty with no customers when we left 30 seconds ago. A man pulls up smoking a cigarette and fiddling with the keys to the building. I politely ask him if Laura was there so I could get my reimbursement. He says she's not there and doesn't know anything about a reimbursement. Tells me to write down my name and number so he can tell Laura to mail a check. .... okay. So I did and left. And it is now Friday the 30th. I have called multiple times but they will not pick up the phone. I have left numerous voicemails and follow up. They won't respond. Just ghosting me for 190 dollars. Checked the mail, no check. Pretty much the worst experience I've ever had with a business and I will never, ever recommend this company to anyone. Please, go somewhere else for a vehicle. This has been nothing but a nightmare.

DO NOT COME HERE ! We bought a Mercedes C300 here two years ago that was damaged and neglected and…read morethey "claimed" they did all these services on it like battery, brakes, etc. but they were not. Not to mention the SHADY finance companies they use! They put a 1500$ Drive terrain Warranty on our loan and we come to use it 2 years later and ITS ONLY FOR 1 YEAR!!! They said we "couldn't get the car without it" the price of the loan needed to be "higher". DONT TRUST ANYTHING THEY SAY GO SOMEWHERE ELSE AND SAVE YPU THE TROUBLE FROM THE SHADY OWNER WHO JUST FLIPS REPO AUCTION CARS AND DOESNT FIX OR SERVICE THEM!!!

Red Rock Financial - titleloans - Updated October 2026

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