We can't say enough good things about Marty and the Option One Lending team! He helped us buy our…read morehome in 2023 and just refinanced our rental property this month--both times were smooth, stress-free experiences. Marty and Suzy are amazing! Super responsive, no surprises, and always made sure we understood every step of the process. Everything was done on time and we closed exactly when we were supposed to. If you want a lender who actually makes the process easy, Marty's your guy!

Marty Yeghishian helped me complete a very challenging refinance that involved complications with…read morethe HOA and documentation requirements. Many lenders would have walked away from this file, but Marty did not. He remained patient, persistent, and solution-focused from start to finish. There were delays and obstacles that felt overwhelming at times, but Marty kept the process moving, communicated clearly, and worked through every issue step by step. Because of his experience and determination, we were able to close successfully and improve my mortgage situation. What stood out most was his integrity and commitment. Marty truly cares about his clients and does not give up when things get complicated. I am sincerely grateful for his guidance and would confidently recommend him to anyone looking for a knowledgeable and trustworthy lender.

A friend recommended Lantern Financial to me in 2023 as I needed a loan for a large renovation I…read morewas embarking on regarding my commercial property. My first encounter was with Ken Carmona, President, who was extremely knowledgable, professional, patient, honest and responsive. Following is the impressive team---Barry Judis, Lusine Hayrapetyan, Nadia Garcia and Lucy May. Each of them are impressively professional, knowledgable, honest and responsive and deserve to be acknowledged for their contribution as well. Thank you again, Lantern Financial! Wishing you continued success in all your future endeavors.

We are return clients with Lantern Financial and I am so thankful to work with a professional team…read morewho made the process a pleasant experience. The terms were very fair for our situation, Ken and team were so prompt with responding to our needs and we worked great together to accomplish our goal. We are clients for life and highly recommend Lantern Financial! Ken Carmona and team, thank you, thank you for everything.

Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Tomer and his Team funded a difficult Loan for my client…read more I find him to be professional,efficient and trustworthy. I will definitely work with him again and recommend him to anyone I know Rafael Rafael &Associates DRE# 01192853

We're so thankful for Tomer. He's patient, kind, and…read moregenuinely cares about the people he helps. He was always there for us, day or night, answering every question and making sure we felt comfortable through the whole process. Buying a home can be stressful, but he made it feel easy and even enjoyable. We truly couldn't have done it without him and can't recommend him enough.

So just days of me closing on my house with Homebridge my loan was sold to Cenlar. This has been a…read morenightmare. I made my first payment to Homebridge and apparently it should have went to Cenlar. I get several calls a day from the new company harassing me about payments and they are tacking on late fees but nobody knows where my first payment is. I figured I would use Homebridge cause of all, the good reviews and seems like it would have kept my loan local. Well I guess Homebridge didn't want. Must have been cause its a VA loan and maybe they dislike veterans.

I have used Prospect Mortgage, Paul Porteus and Hovik Shahinian to assist my buyers for the last 2…read moreyears. I have had nothing but GREAT service, and we have built a great trust relationship. I have such a trusting relationship that I even referred my in-laws to Paul, and they did a fabulous job! My in-laws still love me! Thank you Prospect Mortgage and I will keep referring your services.

In this business, there are mortgage brokers, and there are magic makers. Don't get yourself a…read moremortgage broker, anyone can be that, get yourself a magic maker; and Brett Hertz is THE MAGIC MAKER, period. He WILL make it happen for you, no matter what and no matter how. Just listen to him, work with him, and he will walk you down that aisle to your dream home. If I ever need to buy another home, I will choose no other than Brett as my mortgage originator. My agents introduced me to Brett. From the first call, I felt in good hands and signed up with him. He worked his magic with me, dedicated his time to review all my financial documents, came up with a game plan and made specific recommendations, I followed his recommendations, then he worked the magic on the back end with his underwriters, and qualified me for exactly what I was hoping for. He guided me every step of the way and he answered my calls and messages day and night, workdays and weekends, any day and any time. As far as I am concerned, he is a mortgage genius and next level CPA.

Arin is the best to work with, responds to everything immediately. While the mortgage process is…read morepretty easy if you are employed, it is not easy if you are self-employed. Unlike bank loan officers, who have no idea what is needed for self-employed individuals and ask 150 follow up questions for ridiculous documentation, Arin knows exactly what you need and asks for everything in one submission upfront. If you are self-employed, Arin is a must use. The difference between him and a bank loan officer is night and day.

I have worked with Arin for over a year and he is hands down the most knowledgeable and helpful…read morewhen it comes to any questions about your loan. Aside from this he know a lot about the home buying process and was very professional throughout my home buying experience. Can't recommend him enough!

Just fabulous , through and through - you will not find a more knowledgeable loan professional…read moreanywhere!! Top marks for Joe , you will be in great hands . Navigated a difficult situation for me with class and ease

Sir Joe, Thank you very much for all your help! I really do appreciate it. Explaining all details…read moreregarding negative impacts on my credit report and you guided me how to fix, been completely helpful and my credit score went up. Thank you for your time. Hoping my next mortgage will go smoothly like the first one. Your patience and knowledge are remarkable!

To echo other reviewers, this is an excellent team! I have worked with Kelly over many years and…read moreshe is helpful, supportive and always get me the best deals out there. Thanks again!

Outstanding service. Couldn't imagine going through the process with anyone else! Kelly and Julie…read moremade a normally incredibly difficult and stressful process so easy.

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

I cannot thank David Lerman and Cal Union Funding enough. They didn't just process my application;…read morethey acted as a trusted advisor, helping me to understand my options and secure the best possible rate. I have had the opportunity to work with this knowledgeable team for both a home purchase and refinance. If you are like me, you are skeptical of dealing with professionals from an industry that by history has exploitative or deceptive practices. David and his team did a wonderful job to keep open communication for transparency and make a complicated process feel manageable. They were incredibly patient, answering every question I had (no matter how small) and keeping me updated at every step. Their attention to detail ensured there were no surprises or delays and they went above and beyond to assist in identifying solutions when I needed to overcome a specific challenge related to my unique income structure. Additionally, their speed and efficiency helped me to lock in a good rate during this very challenging economy and keep everything on track for a closing on a tight timeframe. I'm so grateful for their expertise and working with them a second time gave me peace of mind that I was in capable hands. David and his team always made me feel like a priority, despite my awareness of the team's busy schedule. I wouldn't hesitate to recommend this team or to work with them again!