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    Option One Lending

    5.0 (119 reviews)
    Open 9:00 am - 6:00 pm

    Services - Option One Lending

    Mortgage services

    Mortgage refinancing

    Home purchase

    Option One Lending Photos

    Recommended Reviews - Option One Lending

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
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    Photo of Seda K.
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    11 months ago

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    3 months ago

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    9 months ago

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    11 months ago

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    1 year ago

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    Photo of Eliezer Y.
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    2 years ago

    Business owner information

    Photo of Artin F.

    Artin F.

    I appreciate it!! look forward to working with you soon.

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    1 year ago

    Business owner information

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    Artin F.

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    3 years ago

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    Artin F.

    Thank you so much! It was our pleasure serving you and your family!

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    2 years ago

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    2 years ago

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    Photo of Artin F.

    Artin F.

    Thank you!!!

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    2 years ago

    Had a great experience with Marty and his team. I'm a first time home buyer and couldn't recommend him more.

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    Photo of G G.
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    2 years ago

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    Artin F.

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    3 years ago

    Business owner information

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    Artin F.

    Thank you so much for your trust in us!

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    2 years ago

    Business owner information

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    Artin F.

    Than you so much Farid! Appreciate your kind feedback.

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    2 years ago

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    2 years ago

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    Artin F.

    Thank you so much, it was my pleasure!!

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    4 years ago

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    2 years ago

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    3 years ago

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    Photo of Kim T.
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    2 years ago

    Marty and his team were all very responsive to our questions and provided support every step of the way.

    Business owner information

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    Artin F.

    Thank you Kim!

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    2 years ago

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    Photo of Sam D.
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    2 years ago

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    Artin F.

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    3 years ago

    Business owner information

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    Artin F.

    Thank you so much Derik. Appreciate your continued royalty and trust!

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    3 years ago

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    Artin F.

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    Photo of Carlo B.
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    5 years ago

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    5 years ago

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    Artin F.

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    Photo of Elham Z.
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    5 years ago

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    5 years ago

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    5 years ago

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    2 years ago

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    Artin F.

    Thank you Hector!

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    5 years ago

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    2 years ago

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    Artin F.

    Thank you so much Mania! It was our absolute pleasure.

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    6 years ago

    Business owner information

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    Artin F.

    Thank you so much Alina! It was a pleasure!!

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    5 years ago

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    Artin F.

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    Photo of S B.
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    2 years ago

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    3 years ago

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    Page 1 of 3

    Ask the Community - Option One Lending

    Review Highlights - Option One Lending

    I recently had the pleasure of working with Artin for my mortgage needs, and I must say, it was a fantastic experience.

    Mentioned in 51 reviews

    Read more highlights

    Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

    Aragon Lending Team

    (216 reviews)

    Downtown

    Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

    Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

    David Lerman - CalUnion Funding - Senior Loan Officer: David Lerman

    David Lerman - CalUnion Funding

    (127 reviews)

    Encino

    I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.

    I cannot thank David Lerman and Cal Union Funding enough. They didn't just process my application;…read morethey acted as a trusted advisor, helping me to understand my options and secure the best possible rate. I have had the opportunity to work with this knowledgeable team for both a home purchase and refinance. If you are like me, you are skeptical of dealing with professionals from an industry that by history has exploitative or deceptive practices. David and his team did a wonderful job to keep open communication for transparency and make a complicated process feel manageable. They were incredibly patient, answering every question I had (no matter how small) and keeping me updated at every step. Their attention to detail ensured there were no surprises or delays and they went above and beyond to assist in identifying solutions when I needed to overcome a specific challenge related to my unique income structure. Additionally, their speed and efficiency helped me to lock in a good rate during this very challenging economy and keep everything on track for a closing on a tight timeframe. I'm so grateful for their expertise and working with them a second time gave me peace of mind that I was in capable hands. David and his team always made me feel like a priority, despite my awareness of the team's busy schedule. I wouldn't hesitate to recommend this team or to work with them again!

    California Hard Money Direct - Free & clear home.  Owner needed a quick $50,000.

    California Hard Money Direct

    (29 reviews)

    Sherman Oaks

    I had a great experience working with Judy throughout my loan process. She was professional,…read moreresponsive, and incredibly organized from start to finish. The transaction involved many moving parts, but Judy kept everything clear, on track, and well coordinated, which made the entire process much less stressful. I really appreciated her transparency, attention to detail, and willingness to follow up proactively to keep things moving. Thanks to her guidance and efficiency, the loan funded successfully and smoothly. Highly recommend Judy and California Hard Money Direct to anyone looking for a reliable and knowledgeable hard money lender. Thank you again for all your help!

    We were in a tight situation where the Broker we were working bailed on us and the Lender was no…read morewhere to be found and closing Escrow was in a week for 2 commercial Properties deals. We were recommended to Judy by our Real Estate agent and She was an Angel sent from Heaven. She really came through for Us and in 3 days we had all the transactions done and Closed Escrow with no Problem on Both Properties!! If it wasn't for Her we would have lost over 100K and 2 properties because of Incompetent Broker. Great Communication and responsive when we needed her. I have the Outmost respect for her and her Company and can't recommend them Enough to Anyone looking for a Lender in Real Estate Transactions and Funding. She is AAA+ in my Book. Thank You Judy for your Help!!

    Option One Lending - mortgagelenders - Updated May 2026

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