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Clermont, FL

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Mike Richards - State Farm Insurance Agent - State Farm Agent

Mike Richards - State Farm Insurance Agent

(3 reviews)

Horizons West / West Orlando

I have ben a client of State Farm for 51 years. I work with…read moreMike Richards and Elizabeth in his office. Elizabeth is very knowledgeable and caring. Their customer service is amazing!

Absolutely no customer service...We had our auto insurance through State Farm for over 20 years…read morewith no tickets or accidents from South Florida, Central Florida to Texas to Arizona back in Florida... we were so very loyal to State Farm... I relocated from one division to another with my company and 2 of my paychecks were not direct deposited .. in deep grief over my husbands death having difficulty dealing with all the responsibilities which they were very aware of because they had to change our insurance etc they were as cold and not sympathetic at all the entire office are not very welcoming..well one payment didn't go through.they said they sent a letter --never received it..they never called to let me know they just cancelled my policy and in turn my license was suspended... unbelievable!!!! After 20 years never missing a payment ... you think I would receive a call asking if i was having difficulties or was this just a bank mistake.. i had overdraft protection but for some reason it didn't protect me...they won't reinstate any insurance for me now and i pay twice as much with another company and it won't go off my record for 5 years!!! Thank you very much.. the DMV associates were very sympathetic and helped me a lot more than our agent. This was my horrific experience... buyer be ware....

Waterbrook Insurance

Waterbrook Insurance

(1 review)

I had a very frustrating experience dealing with Waterbrook Insurance and unfortunately I cannot…read morerecommend them based on how things were handled. From the beginning the communication was extremely inconsistent and it was difficult to get clear answers about even the most basic questions regarding coverage and next steps. Every time I called I seemed to receive a different explanation depending on who I spoke with which made the entire process confusing and stressful. What made the situation even worse was the lack of responsiveness. Calls and emails were rarely returned in a timely manner and I often had to follow up multiple times just to get a simple update. When you are dealing with insurance you expect professionalism, transparency, and some level of urgency especially when you actually need help, but that was not the experience I had. The process itself felt unnecessarily complicated and drawn out and it often felt like no one wanted to take responsibility for resolving the issue. I was passed from one person to another and had to repeat the same information over and over again without seeing any real progress. Instead of feeling like a valued customer I felt like I was constantly chasing down answers and trying to get someone to take my concerns seriously. Insurance is supposed to provide peace of mind but this experience created the exact opposite and added unnecessary stress and frustration to an already difficult situation. Overall I was very disappointed with how everything was handled and I truly hope they take steps to improve their communication, response times, and customer service so other customers do not have to deal with the same experience I did.

From the owner: Waterbrook Insurance offers fast and affordable home and auto insurance quotes. Get your savings in…read moreminutes with our online auto and home quotes.

Progressive Insurance - homeinsurance - Updated October 2026

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