Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.

We had an excellent experience with Cross Country Mortgage, especially Peter Lucia and Stacey…read moreNapolitano. CCM completely understands the Brooklyn/NYC market and made the re-finance process easy and positive. After being frustrated with regular banks (Chase and Wells Fargo), I actually searched and found the very good Yelp reviews and called CCM on a whim. After speaking with Peter for five minutes, he was confident he could make it work and understood the neighborhood. Throughout the process, CCM were very responsive, friendly, professional, always pushing things forward; they are a true Team. I highly recommend CCM! I just wish I had called them years ago- would have saved lots of time and $. Really.

It takes a lot to upset me as a realtor. My client took almost 48 hours off work because this…read moreparticular company couldn't get its ducks in a row as far as getting him approved and cleared to close. This was one of the worst experience I've had since I've been a realtor since 2014 and if I have anybody come to me and tell me that they're gonna be using Cross country mortgage I'm gonna tell them about this experience and let them make a decision on their own.

We closed on our first home in late March 2026 after a months-long process that required navigating…read morea tight timeline, a complex condo approval, and significant financial stakes. Kevin Leibowitz at Grayton Mortgage was exceptional throughout. As first-time buyers, we came to this process with limited knowledge of how mortgages work. Kevin invested considerable time in telephone conversations where he walked us through the fundamentals -- how loan structures work, what the key figures mean, and how different decisions would affect our outcome at closing. He was never dismissive of our questions and consistently ensured we understood what we were agreeing to before moving forward. His value became most apparent on closing day itself. Kevin attended in person and conducted a line-by-line review of the final figures. He identified a duplicate charge of approximately $13,000 that had not been flagged by anyone else in the room, including our attorney. He challenged it directly, and it was removed. Without his presence and diligence that morning, we would have overpaid by a significant sum. Kevin is responsive, precise, and genuinely invested in his clients' outcomes. We would recommend him without reservation to anyone navigating a purchase in New York City.​​​​​​​​​​​​​​​​

Kevin was outstanding to work with as a first time home-buyer. Extremely thorough and well educated…read moreon the entire process. it was a very smooth experience. I would recommend to use him!

As a first time home buyer, I started my journey not even being sure if I was "mortgage-worthy"…read more Mikhail D. took my hand and held it every step of the way. His expert knowledge was evident from the outset and it was a source of constant reassurance. I really felt his personal interest in helping me achieve this goal; almost like a fatherly care. He was the real MVP of everyone involved and I cannot show my appreciation enough! I would also like to thank Sammy G. for her thoroughness, efficiency and vigilance in processing all the paperwork. I think the sincerest "thank you" is a referral and I would refer Eugene and the NYME Team without hesitation. I am a proud homeowner with sheer gratitude!

Love these guys!!! Ted was so great, and very responsive, answered all my questions efficiently…read more Will be calling back as soon as I'm ready!

I've sold and bought several homes and this was the worst mortgage broker/lender I've dealt with…read more The buyer used Go Rascal and UWM and ultimately fell through after multiple extensions were granted. Poor communication (will know in 20 minutes and no reply for several days after) and aside from all the normal pre approval they claimed to have, couldn't even give a closing date - nevermind actually close a deal in 3 months!

If you're looking a mortgage broker who throws their hands up after working with you FOR WEEKS on a…read morecomplicated deal and doesn't fight for you, you've found the one! Talk about a waste of time -- you can't make this stuff up.

Had a great experience at R&J capital group, Robert who took care of my first home was very…read moreknowledgeable, patient and professional from beginning to end. I would highly recommend him to family and friends I couldn't be happier with the decision I made. Looking forward for future purchases.

Not sure how everyone else had such a positive experience. I contacted R&J in December. 3 months…read morelater and no loan (seeking a simple refinance). Weeks of gathering documents and answering all their questions. Things were fine at first but in this last month, as we've tried to get past the final steps, R&J completely ghosted me. I've called or emailed every other day practically begging for a status check. No response, no proactive update, crickets. Huge waste of time and waste of running a hard credit check. Go elsewhere and save yourself the hassle.

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

My review is for D'Laine Mindreau. As a 1st time homebuyer, I must've called over a dozen lenders -…read moremost courteous, some aggressive, some even hostile (!). D'Laine specifically managed to stand out FAR above the competition. I simply cannot overstate how pleasant she was to work with, how organized and professional, and how genuinely caring and warm. That mix is a bit unheard of in NYC, and much desired in a process as anxiety-provoking as buying a home. Every time I would speak with her my stress level would drop at least 80% - she was always down to walk me through the process of what to expect next, alongside helpful tips to make things easier. When we found a lender who had a cheaper rate, she went out of her way to match it to ensure Guardhill stayed competitive. There are a lot of 5-star reviews on here - just know they're real! D'Laine is great!!

Could not be happier with my experience with Maryla and her team at Guardhill. I was worried about…read morea tight closing window, but Maryla helped move the process along as quickly and as painlessly as possible and I was able to get a mortgage commitment ahead of schedule. Being a first-time homeowner, I had many questions about the process but Maryla always responded extremely quickly and often outside of business hours. She did her best to keep my costs low and always let me know in advance of any expenditures I should expect. The customer service was top notch with Guardhill and I would definitely recommend them for your mortgage needs!

Manuel Gonzalez and his team are spectacular ! I was in search for a home in the summer of 2018 and…read morehe guided me step by step to prepare us for the mortgage approval that we had in mind . He gave us a step by step approach and we followed it. Fast forwarded to now , we just closed on our home . Not only did he show us multiple programs he explained to us the pro's and con's of each . We had no problem with our paperwork as he had everything on file . Everything went 100% as promised ! If you are looking for a wonderful team , Manuel is the guy !! I highly recommend Manuel and his team as I will be using them in the near future ! Mike

I've been in the mortgage business for 30 years. When it comes to obtaining my own mortgage I go…read moreto Manuel Gonzalez. Why? Because I know the business, I know great rates and I know what's true or not. I don't want my own company knowing my personal financials. So going with Manny gives me the best loan and experience at honest rates, points, and fees. You will always win closing with Manuel Gonzalez.

Nathan and Hannah are great! They walked me through my first home purchase and made me feel…read morecomfortable every step of the way. They provided several mortgage options to me and weighed the pros and cons of each, allowing me to make an informed decision. My real estate lawyer even complimented them on the rate, the fees, and the smoothness of the entire closing process. Both Nathan and Hannah are incredibly responsive, and even jumped on impromptu calls with with me to explain any uncertainties I had and what I should expect. I am very glad to have worked with both of them and highly recommend their services for anyone looking for a mortgage in NYC, especially first-timers. When the time comes for my next place, I'll be sure to look for them :)

Nathan and Hanna are amazing!! They brought us through our first home purchase as well as our…read morerefinance. Both of which had some obstacles, but with their vast knowledge, they were able to guide us through to the finish line. They are both great professionals and work extremely hard to make sure you can realize your dream of homeownership. We could not thank them enough.