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    Manuel Gonzalez

    4.6 (22 reviews)
    Open 8:00 am - 8:00 pm

    Services - Manuel Gonzalez

    Mortgage services

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    7 years ago

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    7 years ago

    Great mortgage rep. Genuine in what he says and won't lie to get the deal. Would recommend!

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    6 years ago

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    7 years ago

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    Ask the Community - Manuel Gonzalez

    Review Highlights - Manuel Gonzalez

    Manny is a true professional and is always available to answer my questions via email, text, phone call.

    Mentioned in 7 reviews

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    Block Financial Resources

    Block Financial Resources

    (63 reviews)

    Flatiron

    Five stars for Sean. He is a consummate professional--highly attentive, knowledgeable, and patient…read morefrom mortgage pre-application through closing. His expertise, style, strong relationships with a wide array of lenders, and team orientation (working very smoothly with my real estate agent and lawyer), made the mortgage process easy, securing a great rate for me. Sean's talent and expertise will save you an enormous amount of legwork in NYC's high-speed competitive real estate market. Highly recommend him for anyone looking for top-notch service in NYC.

    Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind…read moreand we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far! Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.

    loanDepot - Dillon White, Internal Loan Consultant, NMLS: 1683181

    loanDepot

    (18 reviews)

    If you want an overly-aggressive, super salesy, fast-talking, used car dealership type experience,…read morethese are your "every realtor in north Jersey recommends them" (but I have no idea why) by-default, go-to people. I spoke with 2 different reps over a 9 month period (basically tried switching reps to see if my experience was any different; it was not). They're all local NJ branches of a large mega-corp based out of California, so YMMV, but at least in the local Hoboken/JC/NYC metro area, there are a lot better options out there. Just call any established, well-rated, long-time traditional lender and you'll get much more low-pressure, personalized experienced than this chop-shop. Pretty sure everyone (including the most popular brokerages in Hoboken) just use them by default, either out of pure laziness/proximity or because "one hand washes the other," or simply from agents and clients not doing their own research to know that better options exist. Do your homework. There are plenty of better lenders out there. This is very much a "metro NYC experience," a rushed effort with little interest in actually taking the time to talk to you as a person, with a we-know-it-all, we're-the-best, just-trust-me-and-I'll-take-care-of-everything-and-how-dare-you-ask-me-questions attitude. Home buyers, you are not in the 5 boroughs anymore. This is New Jersey. Find a lender who will take time to thoughtfully and thoroughly explain all your options, answer your questions, give you a sense of the current market, and talk with you--not "at you" and over you. Tons of nicer and more patient, low-pressure lenders out there to deal with. And oh, BTW, their website is also clunky and buggy (couldn't even upload docs properly), and their rates were higher than most of their competitors too! P.S. I am closing on my condo this week, and it will definitely not be through loanDepot. Hard pass!!!

    Baret and his team are solid professionals who do a five star job every time! I have worked with…read morethem many times and I have never been disappointed. Highly recommend them.

    Guardhill Financial - Guardhill Mortgage

    Guardhill Financial

    (46 reviews)

    Midtown East

    My review is for D'Laine Mindreau. As a 1st time homebuyer, I must've called over a dozen lenders -…read moremost courteous, some aggressive, some even hostile (!). D'Laine specifically managed to stand out FAR above the competition. I simply cannot overstate how pleasant she was to work with, how organized and professional, and how genuinely caring and warm. That mix is a bit unheard of in NYC, and much desired in a process as anxiety-provoking as buying a home. Every time I would speak with her my stress level would drop at least 80% - she was always down to walk me through the process of what to expect next, alongside helpful tips to make things easier. When we found a lender who had a cheaper rate, she went out of her way to match it to ensure Guardhill stayed competitive. There are a lot of 5-star reviews on here - just know they're real! D'Laine is great!!

    Could not be happier with my experience with Maryla and her team at Guardhill. I was worried about…read morea tight closing window, but Maryla helped move the process along as quickly and as painlessly as possible and I was able to get a mortgage commitment ahead of schedule. Being a first-time homeowner, I had many questions about the process but Maryla always responded extremely quickly and often outside of business hours. She did her best to keep my costs low and always let me know in advance of any expenditures I should expect. The customer service was top notch with Guardhill and I would definitely recommend them for your mortgage needs!

    Manuel Gonzalez - mortgagebrokers - Updated May 2026

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