Their system is 20 years behind. Don't expect great customer service because there isn't any. You basically have to figure things out on your own. The ONLY bank in California is in Los Angeles, so you'll have to physically go there if you're looking for a bank. Every time I go here (before I knew what I was to deal with when I opened up the account) you literally have to plan a whole day to make sure the place is open & the only person who is "authorized " to sign papers (smh) is there.... so again, bring lots of patience with you! Good luck!!!! read more