Hands down the best exchange rates in the city. Even better than my bank. The lady in the front was very helpful too.

Whenever I travel abroad, I like to have some of the local currency with me. I definitely don't want to be that obnoxious American who only has USD. So I've gone to Heng Long for years because the rate is always good and the $3 fee is a steal! read more

Love this place. No fuss and no nonsense. I've been here several times to exchange USD to HKD, USD to Belizean Dollars, and USD to PHP. Rates are comparable to everywhere else, but I appreciate that they have no service fees. Very accessible by public transit and very close to such good eateries. Will likely come back again. read more

Great service No wait, low cost. Easy to walk up. Close to north beach Easy bus access. Parking not easy. read more

I went there to exchange $400. US Dollars to Euros, and she said the current rate was 0.815 Euros per US Dollar, she said the rate fluctuates everyday (everyone knows that) but when I checked online right there it was 0.85 (a bid difference)!!! I would only be getting 325 Euros. This place is a big rip off, don't go there, they are cheaters and will take your money in a minute and not give you the current rate! Safer to go to a Banking Establishment!!!!!!!!!!!! read more

You guys, I just went today. I was so excited and reassured by the reviews. Granted I was in and out quick with no line. I did call the day before to confirm the amount and was looking for yen. An easy transaction she talked to me and we confirmed. $3 transaction fee. I gave her $100 US dollars (-$3 fee) so said to exchange the remaining $97. I received 14,000 yen and $0.58 usd coins. which = $91.71 (+ that 3$ original fee) would add up to 94.71 & $0.58 = $95.29 ** I know it's a $4.71 difference but she didn't explain where that went. Is that an additional exchange rate? When I said I thought it would be 14,807 yen for $97 she said we don't do coins. IDK - I wish I knew they don't do coins ahead of time. Parking is hard to find also but I found a great street spot (metered) on Columbus. Just around the corner. There's a parking garage close by to the shop also. That's expensive thought read more

Heng Long Foreign Exchange - Pretty like a painting - Currency Exchange Near Me - San Francisco, California

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After reading reviews decided to go here for some currency conversion. Small, friendly, I went in when they opened at 10am without any appointment. However the currency I needed hadn't been delivered. I waited an hour still no currency. I decided to walk around downtown to kill some time and eventually when I went back the money had arrive. There are no posted rates on the conversion so the $3.00 flat fee is on top of the conversion payout rate so just be aware of that if you are trying to compare rates with another competitor. Transactions was pretty easy seems to be very a very popular place. Not crowded just a trickle of people but constant; every now and then a line of a few people forms. Street parking in this area is congested all day. read more

Really smooth experience exchanging my RMB to USD. Very fair rates and really low fees. The woman working the counter was very friendly. Would definitely recommend Heng Long to others! read more

Their flat fee is affordable. Service is excellent I suggest calling beforehand to make sure they have currency on hand.

Yeah go here. Reasonable markup on currency conversion and only $3 transaction fee. Very prompt and convenient

Love the service here! The lady is always so kind. This place is now my go-to for some quick exchanges just to get some bills for the start of my travels. I always call in advance to confirm and she always has bills - whether euros, yen, pesos, you name it. Good exchange rate too! Very organized process, clean but small space, will always be back. read more

Fast service from knowledgeable staff. Best exchange rates I've found. Worth the drive for trustworthy transactions. read more

May 2025 Review: Clean, honest and friendly place to get all kinds of foreign currency with flat fee $3, no minimum. I gave U$D in cash to get PHP (Phillipines Pesos) in cash... just like that! She told me the rate, the $3 flat fee, that's it. Thank you! The lady said they had been in business there for close to 20 years or something like that, I can see why. It's a handy service, especially in comparison to Bank of America that requires a minimum $350 plus wait period for cash delivery by mail for additional $7.50 etc etc read more

Heng Long Foreign Exchange - Currency Exchange Near Me - San Francisco, California

No frills, low fees, super friendly. Every currency you can imagine with 24-hour notice. Great service.

Friendly, professional, efficient. $3 flat fee, regardless of how many different currencies you exchange.

As I was saying. THERE's only a surcharge of 3 bucks for any transaction! Make sure to call them and ask if they have the currency you want to exchange and how much. It's worth the hassle of finding parking in that area of S.F. There is public parking nearby . read more

I called in to ask if they had JPY and KRW available same day and they did! Banks typically won't have foreign currency available same day so it's nice find a place nearby that does. Their rates are pretty similar to Google and they charge a $3 fee regardless of the different currencies you are exchanging (as long as it's on the same order slip). The lady behind the counter speaks both Chinese and English. She is extremely kind and works fast! read more

They are nice and very thorough and can accommodate how much you need, you just have to give them a call a head of time to have it ready for you. Our favorite go-to spot with less fees than many other places! There's also a great restaurant across the way that has a Panda as their logo. read more

Better deal than banks. Mostly the currency is in stock, so give them a ring before hand. Have been here for Euros and Japanese Yen. Takes a few minutes, parking isn't the best but overall a great experience and good value. I exchange a pretty good chunk each time so its worth it. read more

I called in advance to ask for Icelandic Krona (ISK) and British Pounds (GBP). No one answered and it went to a full voicemail box. However, the employee called back immediately and answered my questions about the exchange rates. She said it would take 2-3 business days to get the ISK but she had the pounds on hand. I compared rates with banks and other currency exchange places. Including the $3 service fee for the transaction of exchanging two currencies, the loss rate at Heng Long was about 6.8% whereas other places was between 8.5-12.6% loss! Some banks don't charge any fees but they have a terrible exchange rate! I called the friendly lady back and told her how much I was exchanging and when I would come in. Parking is always tricky in Chinatown. The lady who works there is the same one who answers the phone. She counts money in front of you and is fast and accurate. So if you have someone drop you off, you could be done in five minutes and have them pick you back up. The only thing is that she did ask me for my ID and social security number and when I asked why, she said the government needs it to ensure that no money laundering is happening in this transaction. I was exchanging money for our travel group and it was $950. I would recommend Heng Long Foreign Exchange. They give a fair rate and they are very efficient. read more

The best foreign exchange in the city. Call ahead, so they have what you need in stock.

Thank you so much to Yelp for helping me find this place. While it is a bit out of the way for me, the trip is worth it for the convenience of being able to obtain foreign currency without the typical wait of a few days that banks require. They have good exchange rates with a $3 service fee. The transaction itself lasted a few minutes and was straightforward. The friendly person staffing the booth counted the money a few times, making sure to wait until she had my full attention before doing so. I received small and large denominations of what I had ordered, which was very helpful as I didn't need to worry about breaking a large bill. If you have needs for a less popular currency or need a large amount of that currency I would call ahead to verify they will have it or will have enough of it upon arrival. This spot is close to the Portsmouth Square garage. read more

Always my go-to place to exchange money if I go to other countries for vacation. Fast and easy, three dollar fee. The lady behind the glass is nice and makes sure you get the correct amount. This place they move from across the street is bigger and has more sitting room. read more

Best exchange in town. Great service! A great exchange rate with a nominal service fee. What more can you ask during these times except for a fair and honest place to do business. This is the spot for your currency exchange needs. read more

"I Want A Serious Girlfriend. Somebody I Can Love, That's Gonna Love Me Back. Is That Psycho?" - Sixteen Candles Yea! Y'know, just my inner Jake Ryan! ;) Heng Long Foreign Exchange ROCKS! Just needed a small amount of Euros for my five-country trek across the European Union. Tbh it's advisable to use a debit or credit card during your travels, however I still recommend having a minimal amount of paper currency for Hotels, B&B fees, for the mom & pop gelato shop that only takes paper, etc. and most important, for emergencies! A peace of mind. Heng Long Foreign Exchange to the rescue! After a not so very pleasant experience at Currency Exchange International (Westfield location) I decided to bring my business elsewhere and Heng Long popped to the top with nearly 5-stars! And let me tell you those 5-stars are well deserving from A to Z! I called in advance if they had X-amount of Euros or if I needed to order. The pleasant lady on the phone advised me that they had the amount of Euros I needed. I jump on the trolley and 15-minutes later I'm in Chinatown navigating the tiny streets. Located on busy Jackson street, I'd highly recommend not driving as parking can be real B here. Heng Long Foreign Exchange is sandwiched between a couple of busy restaurants. Security is non-existent and open doors just 3-steps to curb, for those who need to know. For me, I didn't find it a problem as my front jeans pocket is safe enough lol. I am pleasantly greeted when I reach the teller and advised of the ONLY $3.00 commission fee for my transaction! Amazing considering that "other" place was asking ridiculously more! They accept cash only (as stated via phone, on the website, and in person). No confusion like that "other" place. I pay my Benjamin's and in return get back my needed Euros! In the end, I highly recommend Heng Long Foreign Exchange in Chinatown! The Chinatown pilgrimage might be a hassle but the service you receive is 10-stars! And get a bite to eat while you're in the area with Psychedelic Furs on replay! You're welcome! read more

My new favorite exchange spot. Very comparable to bank rates as well! I needed to exchange USD to Peruvian soles for an upcoming trip. So I called in and it was ready the next day! This is probably because she didn't have any soles. She also asked what type of denominations, which was nice. I got a good mix of 100s, 50s, 20s, and 10s. The lady also called me day-of to let me know that the soles were ready to pick up. Once arriving to the store, it was clean and professional, unlike other stores in the area. Very reminiscent of a bank with the glass window separating the banker and customer. She explains to me what the transaction was and even counted the money in front of me. Overall, would come back again to do all my currency exchanges. Would recommend taking public transportation as it is very difficult to find parking in Chinatown. read more

I needed a few currencies from Asia and they only had half of the countries I needed. I did not feel comfortable giving them my social security number. But still exchanged a little because the rate is only slightly better than my bank . In hindsight I should have just gone with my bank to avoid giving them my social security number over a few dollars. read more

Have used this place many times. Transaction rate is a flat $3.00. Will buy back unused currency. Transaction is quick and fair. read more

Easy, easy to buy currency. First trip in years that required fx. The process was so easy, I walked up to the windows and told the person what and how much. She told me the rate of exchange and the total. A a minute or so, transaction finished. $3 transaction makes it so easy. read more

Best rates in San Francisco. Make sure you have a large quantity or the small fee will eat into your conversion

Get your money exchanged here for a low flat rate. I came here after my bank had no Euros on hand, so had to come up with a plan B. I could not believe what a great deal they offered, fast and very professional! read more

103$ USD for 774$ HKD as of early Dec 2023. Not the best rate but that is not bad. 1 star is deducted as there were insufficient $100 HkD banknotes. read more

Excellent service and a reasonable service charge for exchange rate. I would highly recommend this company for exchanging money

I called earlier (friday afternoon) for New Z and Aus exchange for pick up Saturday morning. (they open at 10am). Very small clean shop with 1 clerk working the window. She spoke Chinese and English. Nice lady. No security guard on site so i had my friend dropped me off and pick me up; don't want to walk around with the money. (1 loading zone spot and street parking.) I was 2nd in line and was out within 10 minutes. The rate they gave me was comparable to what Wells Fargo would have given me. (if you add in the $3 flat rate per order. My order was $3.) I guess the benefit is that the exchange is immediate and you don't need to wait 1-3 days to get your money from your bank via FEDX. Downside, cash only, no personal checks. In my case both countries' currencies were available in 50's (NZ) or mix 100, 50's and 20's (AUS). no coins and no singles. Side note: they also wire money to China. (i assume anywhere.) don't know the fees. read more

No stars!!! Nope, nope, nope... Save yourself time and $$$ and use airport and hotel money exchange services. read more

Efficient, quick and inexpensive transaction fee. You need currency? Boom! This is the place.

Was in and out quickly, with a receipt of my transaction. Keep in mind there are no tables or chairs, just a sheltered counter. I can't even remember if there is a door (I think it was propped open) I was a little paranoid someone might mug me after exchanging sooner large bills so I slipped my bills in my backpack before leaving the covered counter. read more

Great customer service. Worker was nice and upfront with the currency exchange. This was the best rate. I exchanged japanese yen. She only charged $180 from exchanging 10,000Y. Do not go to any airport to exchange money they will rip you off. The airports were going to charge me almost 25% of the exchange for their cut. Rip off. If you are in SF and need to exchange currency i would recommend this place. Only bad part is that its in a busy street so parking is limited. read more

Fast and easy currency exchange. I called on Thursday and then picked up some Japanese yen on Friday. Easy breezy!

Always had a good experience here with the 3 times I used this place. after comparing rates between the bigger banks like Wells Fargo, Chase and BofA, this place seems to match or beat the exchange rates of the banks. Only draw back is that they do have a small flat rate fee per transaction, so plan ahead and exchange in a larger transaction to help cover the fee. read more