Nicole was PHENOMENAL. Tasked with our impossible timeline of selling our home and buying another…read moreone with the funds, Nicole went above and beyond including working late into the night and on weekends to get us approved. The process was very smooth despite lots of t's to cross and i's to dot. She was very clear on her deadlines and her escrow estimates were accurate so we never felt overwhelmed throughout the nearly 3 month process. And with our house secured I can finally cash in on my dream of owning a boat! Regards, Donna and Garrett Allen

Nicole is so great to work with! She was patient with my questions and concerns. She is so…read moreknowledgeable and kind. I really appreciated her expertise and relied upon her guidance. I would highly recommend working with Nicole for all of your mortgage needs.

Hi Emil, Tony, Ed, Ron,…read more I just want to thank you all so much for helping me through this process. It was a great experience working with everyone of you. I can't thank you all enough for all the support that you have given me. I am so happy I found your group and I'm looking forward to be working with you again. My buyers will continue to look for homes. So till next time .... Best wishes to all of you, Chad and Nenita

First off, Thanks Emil, Tony, and the whole team! You guys are awesome!…read more I was initially very nervous about the whole process. I felt like it's going to be super stressful and we won't be able to get a house.. So, I worked with Tony who walked me through the process of the application and explained everything very professionally and efficiently. He really took his time and explained everything and answered all of my questions. He even advice me about all the things that I need to know and I really appreciate those. To cut the story short, we're not a HOUSE virgin anymore and will be moving in this week! My wife and I just wanna say thank you again for helping us finding this gem! Keep up the good work! Reggie and Jona

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

We have had the pleasure of working with Jeanine many times through several purchases and just…read morerecently she helped our buyer with securing a loan. Jeanine was on point every single time. She's not just thorough but FAST! We asked for a 20 day close she did it in just that. What we love most is her response time. My husband sent a message on a Sunday she got back in a matter of minutes. She makes it easy and straight forward. We will always use Jeanine for our future transactions.

We had such a wonderful experience working with the JJ Mack Team on the loan for our new home! As…read morefirst-time homebuyers, we were a little intimidated by the whole process at first. There were definitely a lot of questions and a lot to learn, but Lindsay and the entire team made us feel comfortable every step of the way. They were incredibly kind, patient, and always made sure our questions were answered. Thanks to their guidance and support, the process was so much smoother and honestly, much less stressful than we ever imagined! Buying our first home is such a huge milestone for us, and we're so grateful to the JJ Mack Team for helping us navigate it all and making the experience such a positive one. We highly recommend Lindsay and the JJ Mack Team to anyone looking for a knowledgeable, supportive, and truly wonderful team to help make their home-buying dreams a reality!

Working with JJ Mack was a pleasure. From the start, Lindsay made it very easy. She worked with me,…read moregoing through all my numbers. The whole team was very on top of everything, letting me know what was needed and making sure all documents were in on time. Thank you all for such a smooth transition to a new home. Danny

Where do I start?! We had the pleasure of working with both Shelby and Rick--- they are both…read morehonest, trustworthy, totally professional, knowledgeable and dependable! We hired Rick to sell our home and Shelby to represent us to buy a home and they went above and beyond, which to them is probably just "doing their job" but to us as the clients, the process can be scary. We hit a snag in the process with our initial buyer having to pull out of contract for medical reasons, We were terrified to say the least! We were already in contract to buy another home! But both Rick and Shelby assured us that things would work out, always keeping calm and letting us know they had a plan A, B, C & if needed a plan D! It all came together and we closed on the sell of our home and closed on the purchase of another home all within 24hours from eachother! Who does that!?!? :) Rick never once made us feel alone going through this process and that's what i appreciated the most! always answering our calls and texts- we had conference calls at least once a week, what he likes to call "Monday check-ins" and we totally appreciated that! Shelby always took the time to check in with us, sending us endless listing, once we found our "dream home" she worked relentless and remained cool and calm the whole time! I probably texted Shelby over 500 times during this process and she responded each and every time with confidence and professionalism! Thank you Shelby, you Rock! If you're looking for a professional and open-book realtors- contact Rick and Shelby! You wont be disappointed!

I get 4-5 spam calls every single weekend from this business. I've never contacted them for any…read moresort of business. Any number listed that you try to call back is automated. If this review goes into the filtered section, then there is your proof positive that Yelp takes payments to remove bad reviews.

We have no words to describe how grateful we are to have worked with Shelly and the Delta Lending…read moreGroup team. Shelly is the most caring, kind, sweet, and selfless person you could ever meet. The process of buying our first home couldn't have gone as smoothly as it did if it weren't for her! From the moment we began interaction, until the final day of closing, we felt the love and support from Shelly and her team. She recommended an awesome agent (Patricia Zuniga) and worked really hard together to ensure everything was taken care of in a timely manner. Thanks to their due diligence & determination, we were able to close two weeks ahead of schedule! Thank you from the bottom of our hearts, Shelly! You're a rockstar! EJ and I are blessed to have worked with you and your team!

Delta Lending is a fantastic company and they deserve the very highest recommendation. I was…read morecompletely blown away by the level of excellent service I received and how quickly our loan was completed. I have finally found a local company I can trust with all of my real estate financing needs. I even referred my parents to Delta Lending because of the excellent service I received from Mark DiMercurio. Background: We had a very long and unpleasant experience working directly with a loan officer at a large bank and Mark was able to get a loan approved when we were denied by the bank. Pros: Mark listens, treats you like a valued client, he will tell you if the financing is in your best interest or if you should wait until a later date. He is upfront, extremely knowledgeable and very responsive. He got us a lower rate than expected, which will save us thousands of dollars over the next several years. He anticipated every issue and walked us smoothly through the process. I was also extremely impressed with Delta Lending's online document management system and its ease of use. Also, the scheduling and turnaround time on the appraisal was impressive. Cons: I did not encounter one problem during the entire refinance process and that is saying something about the integrity of this company. If you are looking to obtain a home loan or refinance and you want to work with somebody honest and with integrity that will not waste your time or your money call Mark DiMercurio at Delta Lending. His dedication to his work is unrivaled. He knows how to get the job done right. I highly recommend Delta Lending, they will not only save you a lot of money, but also valuable time and energy. Overall it was a great experience; I will not hesitate to work with Mark and his team again in the future.

Renae has been fantastic!…read more Let me give you the backstory, I'm a very busy realtor and of course I have the opportunity to work with many lenders, some are really good like Renae and some well we won't talk about the others. I was the listing agent on a property that had buyers declined on their loan. Renae entered the transaction and saved the deal & the day! This sale would have fallen through creating heartache and loss of money for the buyers as well as loss of time for the sellers. Renae was very efficient, professional and prompt. She immediately evaluated the file, and managed to keep the timeline on track. She cooperated with my clients lender to make sure everyone was on the same page and we had full disclosure thereby creating a team environment which led to success. What makes a good lender? Someone that is experienced, has a skilled eye, patient and persistent. When a client comes to me and anticipates that our work together will result in homeownership-the lender is the most important factor in that equation. If the money doesn't show up as expected and needed the rest doesn't matter. I can highly recommend Renae and look forward to our next opportunity to work together! Experience, reputation, ethics, they all matter! Choose wisely we're not all the same.

A good friend of mine referred me to Ranae when I was looking for a lender to help us with the…read morepurchase of a new home. She had a great experience working with her and highly recommended her. Ranae did not disappoint. She is easy to talk to, responsive, professional, and was always very open, honest and transparent. I felt like she truly cared about me as her client and gave me the best advice she could, even if it wasn't necessarily in her favor. She cares about her clients and she is good at what she does. I would recommend her to any friend or loved one as I know they would be treated well.

Margaret is a rock star! She has helped me with not 1 but 2 refinances! The first refinance, she…read morewas able to help me get rid of my PMI. At that time, I knew very little about the process of going through a refinance, but she answered all of my millions of questions and taught me how the whole process works. She helped me not only to get rid of my PMI but kept my loan at a low rate. With my second refinance, she was able to find a loan that would give me cash back that I needed, and was able to lower my interest rate! She was very attentive to questions I had, even when her and her kids were sick at home with fevers! She knew I had a crazy schedule, but she would answer my questions at all hours of the day and night, sometimes responding to emails at 1 am after I got off work! With both loan processes, she kept me in the loop of what was going on at all times, letting me know when rates locked, when funding was going to happen, etc. She made the process very simple and easy both times. I was able to send most of the paperwork over their secured network, so I could send documents whenever was convenient for me, which is perfect because I do not work normal hours. After the process she even left a little gift on my porch! I definitely would recommend her 100 times over for any of your mortgage needs! Thanks Margaret!!

My wife and had no idea how the process of buying a home worked. For our first meeting with…read moreMargret, she met with us early in the morning, on Labor Day no less! She explained the process in a way that we could understand and we began looking for our perfect home. What followed was a series of calls and questions, often after working hours. Margret always responded promptly, even at night, sometimes in the middle of dinner. (Sorry Margret!) Today we are very happy with our dream home and recommend Margret every chance we get.

Wells Fargo Home Loans - Daniel B. Peterson (Mortgage Consultant)…read more We just want to let everyone know that Dan Peterson of Wells Fargo Home Loans was exceptional in his efforts to get our loan documents prepared and submitted to escrow in a very professional and timely manner. He was one of the best in getting the whole process of obtaining a loan, following through and making sure all t's are crossed and all the i's dotted. He was very easy to communicate with and he was always keeping us abreast in every phase. He returns phone calls and emails promptly, which in our opinion, should garner above a five star rating. We would highly recommend Dan to anyone who is looking to work with someone at Wells Fargo in obtaining a home loan. He basically makes it hassle free. All you have to do is provide the required information and it's auto pilot all the way to signing. Thanks Dan for everything. Sammy and Linda Torres Antioch, Ca. 94509

Need a home loan? DON'T GO HERE! We got a referral to go here and see Dan Peterson from a realtor…read morewe started working with..we quickly learned not to work with this realtor, unfortunately her recommendation had lasting repercussions. We came here at the beginning of our first time home buying process, we had no trouble getting pre-approved for our first loan. A few months later we had updated (higher) income, we resubmitted paperwork proving income and received a higher pre-approval letter. Whenever we had questions about our FHA loan or FHA approval on a particular property Dan couldn't answer them, and was not inclined to find out the answers. After months of searching we finally got into contract on a home, now that we were in contract Dan was seemingly more interested in helping us..however even though the home we were in contract on was significantly under our pre-approval budget in fact significantly less than our original pre-approved budget they were unable to back up their pre-approval offer and provide us a loan. We have good credit, our income was verified, we met all the qualifications for the loan, nothing had changed and yet here we are in contract and we are declined..We immediately contacted another lender who told us both Wells Fargo and BofA are infamous for issuing pre-approvals and then not backing them up with a loan and that they end up with these applications all the time and see them funded. The bright end to our story, is we got our loan, and we got our house..but no thanks to Wells Fargo. Save yourself the time, the headaches, the stress, the heartache, and the hard credit pulls and don't go to Wells Fargo! I recommend Zack Cooper at RPM!

For years I was told I couldn't qualify to refi for various reasons and I all but gave up...until…read moreLiz and Land Home Financial Services Brentwood CA came along. Lots of back and forth and paperwork but Liz was on top of it throughout and able to get it done - and with great rates! Thank you Liz!

I had a great experience with Gina Butson, she was on top of all my stuff and keeping me informed…read moreof everything going on. She was so kind and had a great personality that kept things feeling light in some of the stressful times. I found the perfect place and closed quickly :) I would recommend her to family and friends. It was a wonderful experience.