We have no words to describe how grateful we are to have worked with Shelly and the Delta Lending Group team. Shelly is the most caring, kind, sweet, and selfless person you could ever meet. The process of buying our first home couldn't have gone as smoothly as it did if it weren't for her! From the moment we began interaction, until the final day of closing, we felt the love and support from Shelly and her team. She recommended an awesome agent (Patricia Zuniga) and worked really hard together to ensure everything was taken care of in a timely manner. Thanks to their due diligence & determination, we were able to close two weeks ahead of schedule! Thank you from the bottom of our hearts, Shelly! You're a rockstar! EJ and I are blessed to have worked with you and your team! read more

Delta Lending Group - Mortgage Lenders Near Me - Brentwood, California

Extremely professional and would recommend shelly. Very prompt and attentive. I'll certainly use them for future financial needs.

Delta Lending is a fantastic company and they deserve the very highest recommendation. I was completely blown away by the level of excellent service I received and how quickly our loan was completed. I have finally found a local company I can trust with all of my real estate financing needs. I even referred my parents to Delta Lending because of the excellent service I received from Mark DiMercurio. Background: We had a very long and unpleasant experience working directly with a loan officer at a large bank and Mark was able to get a loan approved when we were denied by the bank. Pros: Mark listens, treats you like a valued client, he will tell you if the financing is in your best interest or if you should wait until a later date. He is upfront, extremely knowledgeable and very responsive. He got us a lower rate than expected, which will save us thousands of dollars over the next several years. He anticipated every issue and walked us smoothly through the process. I was also extremely impressed with Delta Lending's online document management system and its ease of use. Also, the scheduling and turnaround time on the appraisal was impressive. Cons: I did not encounter one problem during the entire refinance process and that is saying something about the integrity of this company. If you are looking to obtain a home loan or refinance and you want to work with somebody honest and with integrity that will not waste your time or your money call Mark DiMercurio at Delta Lending. His dedication to his work is unrivaled. He knows how to get the job done right. I highly recommend Delta Lending, they will not only save you a lot of money, but also valuable time and energy. Overall it was a great experience; I will not hesitate to work with Mark and his team again in the future. read more

Shelly is the best! She was recommended to us by our realtor and even after comparing rates with other loan folks, her rates were the best and she was incredibly honest with us. We bought almost 3 years ago and we are still in touch. She responds to calls or emails generally within a few hours and has been wonderful to us. She was able to refer us to a loan agent in her network for an out of state purchase and even sent over our file to him (HUGE help!!). We were also in need of a home equity line of credit and she referred us to the person who helped us with that too. If we buy again in CA we will definitely go to her!! read more

We used Cynthia here and let me be the first to say: She kicked ass. We were new to the whole home buying thing and she helped us with everything related to the mortgage side of the transaction and then some. Being our first time, I had about 500 questions. Some were sent via e-mail far too quickly and some were sent saying things like "I honestly have no clue what your email means, but I think it means forward progress". She never skipped a beat. I even had to go out of town for a day and she said, since I would be in training I'll setup the meeting for you. So helpful words cannot describe it. Cynthia's website is cuatclosing.com read more

I can't give Shelly enough stars. She goes above and beyond. She handled our home purchase and refinance. She answered every question I had and laid out what we should expect. Shelly is amazing! read more

Although We didn't actually go through with our refinance, the experience we had with Cynthia and Delta Financial was phenomenal. Cynthia was very responsive, friendly, and professional. Her and my wife chopped it up for over half an hour when we dropped by.l the first time. The E-Mails we received were always detailed and well thought out. I highly recommend them. read more

We wanted to refinance our home and Shelly Ukkestad did an amazing job completing this process, smoothly, professionally and was had quick responses to all our questions. Shelly made this process so simple and worked diligently to get us the best rates possible. So look no further you are in good hands with Delta Lending Group! Thanks Shelly!!! read more

Prior to this home buying experience, I had never written a review before, this would be my second, my 1st was to my Realtor - call me old school, but I never really had a reason too write a review, until now...I have made the biggest purchase of my life thus far! And it warrants one. I met Shelly Ukkestad, Mortgage Advisor from Delta Lending through my Realtor's recommendation, and I am so glad my Realtor did. It was such a pleasure working with both my Realtor and Shelly Ukkestad; their team work is evident, both made this process comfortable and seamless. Shelly Ukkestad's way of communication was most important to me, since this was the biggest purchase of my life. As a single mother of two, I need to know where EVERY DOLLAR is going towards, it has simply been my style of life in my expenses practice and is what has gotten me this far in helping me reach my goal of homeownership. Anything, I mean anything... I did not understand, Shelly Ukkestad clarified. Every time I was curious to know what my monthly mortgage would look like, Shelly Ukkestad was patient in providing me new Closing Cost Estimates, sometimes with a new lending option, to help me determine the price range I could afford to place an offer for ~ This to me was key ~ Even on Close of Escrow signing day, Shelly Ukkestad was present, met with me prior to signing to go over a few line items I didn't understand on the Closing Disclosure, and stayed throughout the 2-hour appointment with the Notary. This alone speaks volumes as to my experience with working with Shelly Ukkestad. I cannot express enough on how appreciative I am for her support and involvement throughout this entire process. Thank you, Shelly Ukkestad! For helping my family and I buy our 1st Casita, our Home Sweet Home. Sincerely, Susana and Family read more

I am a local real estate agent who has worked with Cynthia Ulricksen and Delta Lending for 10+ years now. She's helped me personally on several purchases and refinances as well as loans for many of my clients. She (and everyone else at Delta Lending) does a fantastic job of getting loans done in a timely manner and always keeps me & my clients informed during the entire process. This provides buyers with great 'peace of mind' and makes the loan process as smooth & pleasant as possible. I highly recommend Cynthia & Delta Lending for mortgage loans. read more

My wife and I just recently purchased our second house. When we first started looking we were looking for two separate homes. Shelly and the team were right there willing to help us both. Then we found out that we didn't want a divorce and chose to work it out. We sold our home and we're ready to buy. Without a problem shelly and alishia were right there. When kb homes offered financing delta lenders offered us a better deal. Then when it was time to close. Once again there were right there paperwork ready. Thank you for the help in getting into our new home. I would recommend the team from delta lending in a heartbeat thanks. .... read more

Delta Lending Group - Mortgage Lenders Near Me - Brentwood, California

Amazing experience. Shelly and Alicia made our families 1st time home purchase so easy. They were so good at communicating with us every step of the way. Never having gone through the process before I was worried about how difficult it would be, it was so much better than I thought it would be. I would definitely recommend them to anyone who is starting the process and wants to work with amazing people. read more

Shelly and Alicia are best!!! I had great communication and service by both of them. I couldn't get approve my loan by other lender but they made some how. Thank you very much for great job Shelly and Alicia. I will go back to you guys for sure. read more

We have used Deltalending twice in the last five years. Once to purchase our house and to refinance earlier this year (2020). In both cases we worked with Shelly who is above professional and fantastic to work with. She found loans and interest rates that were workable with our budget. She has become a friend and keeps in touch via Email. I Email her when I have questions or would like to see what the market is doing. Thank you Shelly for all the work you have done for us. We really appreciate your work and that of your team. read more

I have been working with Michael Lopez, he has been amazing with my clients. He is patient, thorough, and they have a very good loan. On time, done right and completely professional. read more

I couldn't have asked for a better team than Shelly and Alicia!! They were there for me every step of the way, basically guiding me and holding my hand ... even up to the signing of my papers. I never felt alone in the whole process of purchasing my new home. They made me feel at ease and it seemed like it all went smoothly. Thank you Shelly and Alicia!! read more

Delta Lending came recommended for our refi from Guthrie Group; we'd used a different lender at Guthrie's suggestion two years ago for the original purchase, and wanted to be able to utilize equity for home improvements. Shelly and Jeanette were patient, unfailingly polite and friendly, and utterly and completely determined to get us the refi they believed we were entitled to, and while at times I despaired of ever coming to the end of the process, these two ladies just kept at it for us. Their efforts and determination paid off for us, and soon we'll begin making our cottage just a bit nicer and more cozy. There are many lending companies out there (as I discovered once we began the process and I was getting 10-15 letters and/or phone calls daily, for weeks) but Shelly and Jeanette were just the right mix of advocate and support, and we're very grateful to Anna Foster for recommending Delta Lending -- it's always our preference to use local businesses, and as usual, we were not disappointed! read more

Shelly, Alicia, Tirrell and Courtney made buying our first property so easy..and quick! We were told that our process was easier than most because of how quickly we responded to emails, etc. but they were equally as responsive and there was never even a hint of annoyance with any question that we asked them. They listened to our needs and concerns and explained every step in the process. I found myself telling people "I don't know what it means for everything to be in 'funding', etc. but I trust our people so it's all good!" And that has to be the most comforting part of this whole adventure. We had no worries about whether or not we were in great hands and we trusted that they were honest and upfront about any and everything that could go wrong. Hands down the best buying experience we could have asked for :) read more

We just closed on our new home last week, using a VA loan. Shelly made the process simple, and helped us stay on top of everything. She kept our file updated through our home search, and once we decided on a home, she got us a great rate and, most importantly, made us feel safe with the entire process. She spent many evenings (after work hours) on the phone with us, walking us through the details and explaining things. We definitely felt like she was in our corner. read more

Look no further for your lending needs. I'm the customer no lender wants to get, a VA buyer looking to purchase a home 450-550K, zero down. Laughed at by some, ignored by others, and Delta was the 4th lender I talked to. Impressed and amazed is an extreme understatement. Shelly and Rachel are top-notch, go-getters that won't take NO for an answer. Result: Shelly got us pre-approved w/ direct underwriting for 575k, zero down. Unbelievable! All three other lenders were adamant that 417K is all you can do with VA financing. Once we got an offer accepted, Shelly and Rachel took full charge of bringing everything to closure. Extremely proactive, creative when needed, always professional, and left us quite amazed and pleasantly surprised by the determination and efficiency to enable our dream. I will waste no time when it come time to refinance my other home. Super job ladies, thanks so much! read more

I was working with a realtor at Brentwood's Keller Williams to purchase our first home about a year ago and they had an in house Lender "Delta Lending Group." Not knowing a lot about the real estate business Rachel and Shelly were always there for us when we needed them. I felt like there only client with all of the attention I'd get from them and the quick response and feedback. Rachel and Shelly make an awesome team!!! I'm so glad to have worked with them! If you're looking for someone, USE THEM!!! read more

Shelly helped us purchase our home a year ago. Shelly is knowledgeable, fast and provided us with excellent customer service. Currently Shelly and Rachel are helping me refinance a rental property I own. They are the best! I would highly recommend them to anyone looking to buy or refinance. Thank you ladies!!! read more

I highly recommend Shelly and Alicia at Delta Lending for first time home buying. She worked very closely with us, explaining everything and really listening to our concerns and questions. I felt completely comfortable with the whole process and felt they were very professional. Alicia was fantastic as well, detail oriented and great at keeping us updated and aware of where we were in the process. Please check out Delta if you want amazing service! read more

After having an unpleasant experience, to say the least, with Quicken Loans, it was hard for us to trust another mortgage company that we feel won't lie to us and give us lip service just to get our business..and then we found the Delta Lending Group...they walked us through the process, they listened to all our concerns and answered all our questions no matter how many times we asked them..Great company..great people.. read more

I can't say enough good things about our home buying experience with Delta Lending. We worked with Coynda and she was truly amazing. I was personally in the mortgage business in the past and know how stressful it could be. Were there stressful parts and uncertainty at times? Sure. But it takes a true professional to always make sure you are understanding the process, what is happening and never leaving you in the dark. I respect Coynda for that and appreciate all of her hard work on our purchase. I truly felt like she was ALWAYS on our side and fought for us when there were a few negotiations happening between us and the sellers. We've been in our home for a month and will forever be grateful to have worked with Coynda! HIGHLY recommend Coynda and Delta Lending. read more

So thankful for Shelly and Rachel!! Finally i found my house and they worked their butts off so this house could belong to me. It was a crazy ride but we overcame the challenges! They were very professional and so helpful through this process. Im a single mom and this is my first home, I am so proud of it! read more

Shelly and Alicia are a fantastic team. I have nothing but good things to say about my loan process. I was able to secure a great rate, minimize my costs, and close on time without any problems. I would highly recommend them to anyone looking for a professional, responsive, and effective lending group! Details: I purchased a townhome in Hayward in November of 2015 with them and will be facilitating another refinance through them! read more

My husband and I closed our loan at the end of August with Shelly and Rachel. Those two women rocked! Our situation was tricky and I had sought help from two other lenders previously with no success. Shelly is upfront with details and very knowledgable with mortgage loans. She will very honest. Rachel and Shelly are a true team and keep you informed throughout the process. I highly recommend them! read more

As a local Realtor in our area I would highly recommend this team for any purchase or refi. Always there to answer any questions and great at hand holding. They are my preferred lender. Rachel and Shelley make an excellent team. They know their stuff and if they don't know the answer they will get it. USE THEM!!!! You won't regret it. read more

We used Delta Lending for our recent purchase of a new home and have to say these people are AWESOME!!! We worked with Barbara MacIntyre and she went, in my opinion, above and beyond to help us with our loan. Barbara made us feel like we weren't just "a client" we were someone who mattered. Not sure if I plan on buying any more homes in the future, (because I feel I found my dream home) but if I Barbara will defenitely be my go to GAL!!!! read more

Where do we start? We worked with Cynthia, and Mark (while Cynthia was on vacation.) They exceeded our expectations in every way possible. We had a very challenging transaction, in this volatile market, where appraisals are coming in low. Cynthia and Mark are extremely efficient, very communicative, and go way beyond the "Extra Mile!" If it had not been for their expertise, we would not be in our dream "retirement" home right now. Cynthia and Mark are both very knowledgeable, very helpful, and VERY patient! Buying a home is a very emotional experience. They kept us informed each step of the way and helped to calm our nerves. during those stressful moments! Don't hesitate in calling Delta Lending Group! We have the highest regard and sing the highest praises of their office, especially Cynthia and Mark!!! read more

Our family purchased a home in June of 2012. We could not be happier with the service we got from the Delta Lending group staff. They were always very on top of what was happening, kept great communication and stayed 100% focused on our needs unitl our home sale was complete. I would highly recommend them to anyone looking to buy. Even if you are not buying anytime soon - they are a great resource to help you have your records and information ready to go when you are ready. read more

After talking with several other lending companies, I chose Delta Lending Company. I have bought several homes and by far this was the smoothest and fastest close. Shelly and Alicia at Delta Lending always answered my calls. I would definitely recommend Shelly and Alicia. The are the best and most reliable team. read more

Shelly, and all the staff, have been great as we have used her several times for our home purchases. Shelly is very knowledgeable in what she does and goes to great lengths to get it done! Highly recommend her and have referred her to others! read more