1. OUR Credit Union

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    Troy, MI

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    OUR Credit Union

    5.0 (2 reviews)
    Closed • 9:00 am - 5:00 pm

    Services - OUR Credit Union

    Personal banking

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    Photo of Rick M.
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    4 years ago

    Great credit union! Everyone that works here is always helpful and Shelly has been awesome every time I've sought a loan!

    Business owner information

    Photo of Jeff G.

    Jeff G.

    Rick, Thanks for the kinds words. We think Shelly is a rockstar too!

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    Oh no 1

    7 years ago

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    Flagstar Bank - A screengrab from the seller's agent's email to our loan advocate

    Flagstar Bank

    (375 reviews)

    Rocky and Brian at the Waterford Mi branch, along with Scott and Rachel at the Milford Mi branch,…read morewere exceptional at helping with a fraud case which I had no idea how to handle. Their communication and advice was spot on and 24hrs later, my accounts are taken care of with no issues. Thank you so much!

    This is not a safe or productive place for businesses…read more I decided to try Flagstar because I'd been using a large national bank and I thought I would have a better, smarter service experience with people who care a bit more. During my time banking with them, I found this to be true. But only of the workers inside the bank. I'm not sure what it is like to do personal banking with Flagstar, but if you use them as a business, they do not help you solve problems. They become the problem. My entire time with them, they were an adversary that harmed my business and drug me through months of delays, restrictions, "investigations", and account closures. -Their apps are slow, unsightly, and cumbersome to use -Their upper management is very slow to respond -Their back office is just as dark and destructive as any big national bank. -Their back office is lacking in reasoning and analysis skills Worst of all: This has been a bank hit bad by fraud and they react with the trauma of a wounded sparrow. Their "fraud management" team is a terrified, irrational panel of hammers desperately trying to make a nail of anything it finds, and with or without evidence they are eager to make a fraudster out of YOU- the customer. I trusted them with my banking in June and they held, froze, investigated, and delayed my money until my accounts were closed in September. There was never any fraud, never any complaints, and never any accusations. Nevertheless, they held my money hostage the entire time under the enduring assumption that I was a criminal. Meanwhile, they made it impossible for me to cover operating expenses. Perhaps if you are an individual who needs a place to deposit their paycheck and withdraw $20 from the ATM every so often, this may be a great place. The tellers were fantastic and welcoming and they remember who you are. I also loved the two bank managers I got to know during my time with them. Both of the managers were smart, capable, and able to understand by company and banking situation with minimal effort. Unfortunately, they are at the mercy of people above them in the company and below them in intellect and compassion. If you are a business, I would seriously think twice about trusting this bank. They are not a "small, local bank that will look you in the eye and work alongside with you to thrive". They are a hostile, destructive semi-national finance institution reeling in desperation and fear that you are lying in wait to defraud them.

    OUR Credit Union - banks - Updated October 2026

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