I've been with Flagstar for almost 5 years now, I've had a CD with them in the past, and as of now have a checking, savings, and auto loan with them. Overall my experience with Flagstar has been mediocre at best.
This branch in particular though, I've had an awful experience with. This branch is close to work so I use it occasionally.
1 - I've been hung up while inquiring for ways to received higher returns on my savings - I was seriously in shock!
2 - I also went into the branch one day at 1 or 2 minutes after 5 p.m. not realizing that they closed at 5, and the door was not locked, when I walked in I was yelled at from across the room that they were closed, "sorry" that was a strange experience and not the way I would handle it if I were in customer service, but I said okay and left to use the ATM.
3 - I called customer service and they sent me to the branch to get a stop payment, when I got there the lady said that she could not do one for me, again "sorry" I should call the help desk for assistance. I later found out at another branch that I should have been able to get a stop payment.
Overall, I would say Flagstar is okay, but this branch is awful. I am actually planning on changing banks within the next year. Calling for service results in long waits (30 - 50 minutes), rates are not so competive (occationally they offer great "intro" rates for a few months), some employess are helpful and other not so much. read more