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    Oportun

    1.0 (1 review)
    Open 9:00 am - 7:00 pm

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    6 years ago

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    OneMain Financial - Here is what was originally offered.

    OneMain Financial

    (18 reviews)

    Here's a good one for ya…read more. I went on Credit Karma and they had offered me a loan through onemain financial. Decent offer, see screenshot below. They have you go through a process with your personal information along with your bank account. Then they do a hard credit pull, which lowers your credit score pretty bad.. I got on the phone with them on Friday and they verbally gave me a completely different offer than the one on the screenshot. They wanted %32 on 60 months and that really pissed me off because they had the audacity to waste my time and make me go through all that process to end up switching it up to a loan twice as much in interest!... They think you're stupid. Now all I wanna do is spend my time to let everyone know about this trash business. Not done yet.. So I call today, Tuesday 5.26.26, the day after memorial day (literally the next business day). I call not because I wanted to do business with this trash company, but it was because my credit score dropped and dramatically affected my credit score and all the other places wanted a secured loan with my paid off car title.. So at this point I'm stuck with them and I call them to see if the offer on Friday was still available and this girl tells me that "yes I can see it was a secured loan and you have to come in and give us your title".. Once AGAIN changed up on me. But this time it's because my credit score dramatically dropped, because they did a hard pull, switch up the deal THREE times bro.. They used the fact that my credit dropped (because of their hard credit pull), did not honor the first deal, did not honor the second deal and tried to screw me over completely with their third deal.. Imagine handing over your car title to a company like this.. Imagine thinking you are about to pay off your debt and they switch something up on you and hold you hostage then do whatever to eat want with you.. If there are any lawyers reading this and see anything potentially illegal that went on here, please reach out to me ASAP! Thank you

    Loan shark, I mean legal loan shark! My husband took out a loan in 2011 for $5000. Maid monthly…read morepayments of $299. In 2013, he lost his job, but he had purchased insurance for loss of employment. Filed a claim in the office. Got a letter thanking us for filing the claim, but they need a few documents. 1. A letter from his employer as to why he lost his job. (Self-employed, bad falling out) 2. A letter as to why he got disability overpayment in 2010. (Loan was taken put in 2011) 3. 5 years of employment prior to him losing his last job 4. Where had he applied for work The ladies in the office helped us fill out the paperwork. They themselves couldn't believe the requirements. Needless to say that after a year of back and forth, we asked for a refund for the purchase of insurance, which was like $120. BS! The insurance never wanted to pay and never paid. They'd send us the same letter with the same requirements. Again don't recommend this place. Rip off.

    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (99 reviews)

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

    Oportun - installmentloans - Updated July 2026

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