I applied for a loan via Credit Karma. It was to be for 3000 with an 88 dollar monthly payment, which I can manage. I went through the entire process, then was told a rep would contact me for a conversation related to monthly expenses, proof of income etc. I was supposed to get a call at 4:30 yesterday afternoon. I waited and waited. I called them back before they closed and I was told someone would return my call. I called again this morning and the person I would need to speak with is "still on the phone". Really????? If I didn't know any better I'd say they completely ghosted me. They do NOT deserve any stars. read more