I was with this company for 15+ years. They had me in Mercury Insurance for Home and Auto, I also carried an Umbrella Policy that they brokered to an Independent. This year received my Homeowners statement and saw it was couple hundred higher than last year. Started looking at the details and they had 4-5 extra line item coverages that I didn't want or need. For example they had an identity theft coverage that I already have covered through another service. I emailed my rep. at Nourse and told them I wanted those line items taken off and my original policy that I had carried for years back. Also told them I thought it was B.S. that they added those on without my consent. Instead of accommodating my wishes I was told "Oh, this is a much better policy. We can shop it around other insurance companies, but if you don't like the added coverage, we suggest you find another agent." Wow, talk about arrogance. So I did what they asked, I went to Allstate Danville and they were happy to write my policy with the same provisions I had previously with Nourse. Between all three policies saved $ couple hundred a year. Look at reviews on line yourselves and see who you would rather be working with if you have a claim, Mercury or Allstate. Was a no brainer for me, glad I made the move. I'm sure there are a ton of people who are having these unnecessary charges added to their policy and paying without looking, which is exactly what I think they are hoping for. Be careful and good luck! read more