I'm writing this review to warn others about my disappointing experience with NFM LENDING (Andy Beigel). Despite putting 25% down and having a credit score over 800, I was charged $19,418.88 for an interest rate buy-down -- a fee that was never clearly explained or justified during the process. With such a strong financial profile, I expected better rates and more transparency. Instead, I felt blindsided by this massive fee at closing. The communication throughout was poor, and it felt like I was being penalized rather than rewarded for being a well-qualified borrower. This was not the level of service or honesty I expected. If you're working with this lender, ask detailed questions about points and rate adjustments early, and do not assume you're getting the best deal just because you qualify for one. I will not be recommending this lender to anyone read more

NFM Lending is the best Financial/Loan company not only for Veterans but also for ordinary homebuyers. NFM has helpful agents and consultants who will guide you/or any homebuyer in the search for your desired home, at a very reasonable price/low rate. read more

NFM Lending - Mortgage Lenders Near Me - Linthicum, Maryland

This buying process can bring a rollercoaster of emotions. Josh Pomles was there for us the entire way! It is a wonderful experience when you have a lender that helps keep you focus on the goal, is a wealth of knowledge, has a disarming sense of humor, and effortlessly keeps people like me steady and confident in the process. We couldn't have asked for a better experience. read more

We had a fantastic experience! We knew exactly what was in our budget which helped to narrow down the homes in our area. Once we got a house picked out, everything was super fast and efficient and Molly and Mike had the process planned out step by step. Our realtor was very impressed and only had the best things to say about her experience as well. read more

What a terrible experience. Every step of the way there were twists and turns. The loan disclosures were anything but transparent. Even the hard numbers like my deposits were not correct. Finally 4 days before closing they spring on us a figure that was continuously a seller paid item on all disclosures is now the buyers responsibility. If I have a dollar for every hour I spent on the phone or emailing back and forth... Sadly I had another lender with a lower interest rate and was completely transparent, but I switched to NFM because they're the builder's preferred and offered incentives for doing so. Well at the end of the phantom cost at closing pretty much wiped out the incentive. Oh and since I was within 60 days of the closing date I could not change lenders again. Buyer beware! read more

I do not recommend this mortgage company L. ESPECIALLY CRAIG KAM. They lie even at the highest level. I also filed a complaint with the CFPB and BBB. read more

NFM Lender Dale Davis in Colorado will call your phone, use your name and pretend like someone has passed away and people are coming to your house, and you are responsible for driving a child to a dance just to get you to call him back. The most UNETHICAL thing I have EVER EXPERIENCED!!!! read more

READ THIS REVIEW All around horrible experience. Their fees start out extremely high, so continued looking elsewhere and quickly found two other options that were substantially cheaper. To no surprise, after we disclosed this the person I was working with at NFM came back with a number that was ultimately the cheapest option long-term, so we decided to proceed. Big mistake. We made him put all of these numbers in writing before doing so, which ultimately turned out to be a wise decision. The final loan disclosure we received had a substantially different cost associated than the other 2-3 disclosures we had been sent prior, which I didn't catch until the day of closing. I reached out to have this rectified, which most companies would have done without question as soon as they realized a mistake was made. We proceeded to go back and forth on this matter for weeks, with prior documentation ultimately being the reason they agreed to pay us back for their error. This was in July of this year, and it is now almost November and I still haven't received the check that was supposed to have been sent. The point of contact that I've had usually just ignores messages that I send to follow up and get updates, and then gives a lot of attitude because he's pissed off that he has to deal with the situation. Luckily for me, I have a family member that is very familiar with mortgage loans who was able to help me throughout this process and really kept me from getting completely screwed over. After recently scrolling through all of the fake reviews they had on their facebook page, I found a few real people who had also had bad experiences with this company where numbers had magically changed throughout the process which is not a surprise after the experience I've had. I would highly recommend pursuing other options if you want to avoid a lot of unnecessary stress on your life. This is the first review I've ever written in my 29 years of life but I felt it necessary to help out any other potential home buyers. Good luck in your search! read more

Orlando Torres was wonderful. He kept me and my client fully informed throughout the entire process, explained all of my clients options, what documents he needed and why. He even took the time to come to closing and congratulate my first time buyer on their new home. I would highly recommend him to anyone I know. read more

I never directly applied to NFM Lending, as Mr. Roger Dennis, whom I applied to for a mortgage loan never gave my name as an applicant to NFM Lending instead purported my significant other as the primary lender and lone applicant. I did interact with the head of the company after complaining to the Better Business Bureau and the Consumer Financial Protection Bureau about Mr. Dennis's business practise. NFM Lending perhaps is a good company but not too sure if a person like Roger Dennis is part of its personnel. read more

with 80% down and perfect credit you would think a mortgage would be smooth sailing but treated like a criminal the entire time. I'm guess there must be quite a few foreclosures out there when people put 80% down. nothing short of idiots. read more

I have had several clients go through NFM lending prior. I have always had great success until this last time. It was a horrible experience all the way around...for my client, myself and escrow. The processor Molly was not very informative and did not seem to be very experienced at all. Myself and my client were very dissatisfied. read more

I've worked with Neil B. on 3 sales. He provided a high level of service and made sure they were all smooth transactions. He is very knowledgeable, responsive, and friendly. I appreciate that he and his team communicated with me -and the sellers' agents - along the way. A+ service. read more

Really enjoyed working with Ryan Owens and the NFM Lending team during my Buyer's recent transaction. They were very helpful and together we were able to get my Buyer's transaction closed quickly. Look forward to working with Ryan and NFM Lending again! read more

Rob and Dave are the best in the business, bar none. Give them a call and see what they can do for you. they are my "go-to guys" in the mortgage business. read more

Antonio was excellent to work with. He was very knowledgable and kept us updated throughout the process. Highly recommend. Thx!

I love working with Scott Bienstock and his team at NFM! They have been able to close everyone of my clients loans on time with less headaches then some other lenders provide. read more

I referred some clients to NFM, specifically Bryson Schoenecke at NFM, after my clients' first lender fell through on them for no good reason. Bryson went above and beyond to work with a very tight deadline to get us to closing. I can't say enough about the high level of service including updates every step of the way for both myself and the clients. I won't hesitate to refer future clients to NFM Lending! read more

My wife and I had a great experience with NFM Lending. We worked with them through the pre-approval process and found Ryun and Leo to be knowledgeable of the in's and out's of mortgages, and were also creative in helping us think of the best option for us. The pre-approval presentation was high tech too, showing us visual comparisons between loan types - and Ryun even updated numbers in real time since our expected purchase price changed. Very cool! Five stars. read more

I absolutely hands down LOVE working with NFM lending. I put 100% trust into them and they always go over and above for each of my clients. Together we make a good team for my clients. read more

I've used Ryan George & his team on several transactions from First time home buyers to high end luxury estates. He treats everyone with the same laser-focus regardless of price point. I would never hesitate to send a buyer to him for their mortgage need. He is incredible! read more

Disclosed information about a prior relator I used that affected the acceptance of an offer I had made. Also when I called to discuss my rate he informed me the selling agent said my offer was not put together wrong (told my agent in my current state something different) and how my old relator would have gotten me the house. This led to me discovering he disclosed to this agent that I used to use the other guy (they work for the same realty company) and she for hung up on it and wouldn't stop talking about it to my realtor. This was so unprofessional and had made me question if I had lost other homes due to this information being given out when it has nothing to do with my loan or qualifications. Got a new lender who was appalled by this behavior. Seriously don't use them cause if you wrong one of their buddies it'll affect you poorly. read more

I was SERIOUSLY impressed with the incredible communication from Mary Sirico Levinson and her lending team. I was the buyer's agent, and text updates about the loan would come to both me, the buyer, and the seller's agent! That calmed by first time buyer's stress, and was seamless for easy communication between me and the seller's agent. Mary's initial phone call with the seller's agent of the buyer's strength to consummate the sale also helped my buyer to win the deal in multiple offers. I am grateful and would be excited to work with her again. Only imperfection was the little bit slower than normal speed of the appraiser in visiting the house, but they still managed to meet all deadlines and close the deal on time. And Mary's underwriter FULLY APPROVED the buyer for financing before the appraisal even showed up! How cool is that? read more

Went and inquired about buying my first home. Had money for a down payment and everything but was immediately turned down without even telling me why. Didnt offer any alternatives and wouldn't share any of the numbers but insisted i dont fall close. Thanks for the help David but ill go somewhere they care read more

Mary Levinson NFM LENDING is the best!! Best rates, seamless transaction, beyond words-- was very professional and courtesy - her team rocked it to the end ! read more

Here is what i have to say about this company.It seems like they work with you until they take your money for appriasal fee. Once they take it you have to make several effort to get the update. They hold you just before the closing date and ended up saying sorry we can not approve the loan now. According to their so called best loan officer there has been change in guideline 3 month ago and they just came to know it today. They took my appraisal fee and they didn't even send me an appraisal report. Ridiculous!! be ware of them. I do not recomend this company. read more

You get what you pay for. I was initially impressed. Great service, very responsive and nice. Also able to get a better rate than most major banks. However, the end result was that I would not recommend this company to anyone and would rather chance paying a significantly higher rate with a major bank then go here. Our settlement ended up being almost 2 months late and we almost lost the house due to that. We would be asked for documents and we would send them. Then two days before closing they would suddenly need more that they didn't know about before. That meant closing was pushed back. This happened about 3-4 different times, pushing closing back 3-4 different times. The 3rd or 4th time I was told that it happened that particular time because one of the associates was on vacation. Basically that meant that because someone went on vacation we missed another closing date. I was told roughly 3 times "these are the last documents we need". "Oh wait, closing is 12 hours away, yea we need this other document that'll take you 3 days to get, oops". Not only was it unfair to us but also to the seller. Not professional by any means. read more

NFM Lending Rocks.... Erin Johnson was awesome as usual. Nothing fazes Erin or Dolorez... you guys are true professionals. Thanks Jimmy Okunola read more

very inexperienced, nag all the time for the incorrect information that is not necessary. Would NEVER get involved again with this company voluntarily. read more