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Federal Hill Mortgage

4.2 (39 reviews)
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Services - Federal Hill Mortgage

Mortgage services

Mortgage refinancing

Home purchase

Federal Hill Mortgage Photos

Recommended Reviews - Federal Hill Mortgage

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First time homebuyers!!
Michelle I.

Tammy and her team are EXCELLENT!! My fiancé and I bought our first home almost 2 years ago and it was such a smooth process!! Tammy takes the time to answer any question you may have and being a first time homebuyer, I had tons! Currently I am refinancing with Tammy and have been working with Renee who is just incredible! She is crystal clear in communication and tells me where we are every step of the way!! They make this entire process easy as can be and I feel so safe and comfortable with them!! I HIGHLY RECOMMEND THEM!!

Thanks Federal Hill Mortgage!
Samaria M.

My husband and I have worked with Federal Hill (Tammy) from April - Oct, 2015) to secure financing for our second home. We closed October 2, 2015! Tammy's wealth of knowledge benefited us and ensured that the closing process went smoothly. She was patient as we offered on more than eight homes prior to having an accepted offer. With each offer letter she also provided estimates on what our monthly payment would be. A important detail to highlight is that we choose not to use a realtor but Tammy made small suggestions when the sellers realtor was pushing one sided options. We would surely recommend working with Tammy to our friends, family and fellow Yelpers.

Happy homeowner!

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9 years ago

Tammy and her team know how to really take care of people. I would recommend them for all you mortgage needs!!!

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14 years ago

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14 years ago

Wonderful small business with an attentive owner who responds to what you need and fast. Would highly recommend.

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9 years ago

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Ask the Community - Federal Hill Mortgage

Review Highlights - Federal Hill Mortgage

Everybody always mentions Tammy, which she is great but part of what makes her great is her staff.

Mentioned in 31 reviews

Read more highlights

Bob O’Connell - Main Street Home Loans

Bob O’Connell - Main Street Home Loans

(15 reviews)

Canton

The homebuying process as a first time buyer was difficult for me for a number of reasons - my…read moreagent was awful and completely unhelpful, I bought during the summer months so houses were flying off the market within days, and I was constantly disappointed by the houses I toured. Everything turned around for me once I started working with Bob (Robert) and Jessica. I called them at all hours of the day with a million and one questions and they were not only responsive, but also patiently explained every little detail that I was confused about (which was a lot). Bob came up with several different loan scenarios for me, all of which included every incentive program that I qualified for. After speaking with a number of different lenders and real estate agents, I realized that things like city-specific financial incentives are not common knowledge, even among experts in the trade. Bob knows his stuff and ended up saving me a LOT of money. He even called me once to say, "Great news - I just found a way to save you $1,500." Need I say more? I was also extremely grateful for Jessica, Bob's assistant. One time, Bob was in a meeting and normally, that's usually a sign to the client that they'll have to wait for a call back, but Jessica was so knowledgeable about my files and current situation, that she was able to help me with all that I needed herself. Bob also called to follow up after his meeting. Double win. I never even had to step foot in their office. I usually never write online reviews, but I really cannot say enough about Bob and Jessica at First Home Mortgage. If you couldn't already tell, I highly recommend!

I'm so grateful that I was able to work with Bob and his team as my lender for my home loan. They…read morewere true partners who worked to educate me and hold My hand through the home purchasing process. I highly recommend this team.

Carolyn Flitcroft - Main Street Home Loans

Carolyn Flitcroft - Main Street Home Loans

(18 reviews)

FIVE STARS!!! Top recommendation! Call Carolyn!!! I…read morereached out to Carolyn after my unexpected and ugly divorce, feeling completely overwhelmed. I desperately wanted to keep our family home so my kids could have stability in the only house they've ever known--but I didn't think I could afford a buyout. Before finding Carolyn, I had some discouraging experiences with other loan officers--one mocked me for being a federal employee and said I was a risk; another dismissed my questions with "you can Google that." By the time I connected with Carolyn, I was exhausted and despondent. From our very first call, everything changed. Carolyn's incredibly knowledgeable and knows how to navigate the complexities of loans (and divorce) - but what truly sets her apart is her heart. She is one of the kindest, most compassionate people I've ever worked with. She patiently answered every single question I had (and there were many!), never once making me feel like a burden. She kept me informed every step of the way, handled every hurdle with grace, and stayed fully engaged from start to finish. Most importantly, she gave me confidence. Instead of feeling lost or intimidated, I felt empowered--because she took time to explain everything clearly and truly acted as my advocate. To my amazement, Carolyn showed me that I could afford to buy out my ex - and helped me get a great rate! She guided me through every step of the process with care and professionalism. She came highly recommended by my financial advisor, and now I completely understand why. She didn't just help me get a loan--she helped me keep my home and create stability for my kids during one of the hardest times in my life. If you're looking for someone who's both a top financial professional AND a genuinely caring human being, CALL CAROLYN! She's a brilliant loan officer/fairy godmother - and I'm forever grateful.

Received an exceptional service from Carolyn! Always very responsive and all paperwork was handled…read morein a timely manner, particularly within a tight timeline. So appreciate all of her help!! I would highly recommend her and Main Street Home Loans.

Academy Mortgage - Glen Burnie - Your 1st CHOICE Home Loan Lender!

Academy Mortgage - Glen Burnie

(5 reviews)

Sam gets it done! No matter how complicated the loan is, he makes it easy. He always keeps me…read moreupdated. I know that when my clients are using him, I can be sure that settlement will be On Time. Gili Gueter , Realtor.. Long & Foster. 410-258-0277.

What can I say, theses guys at Academy Mortgage are just amazing! What I accomplished in six (6)…read moreweeks with Brian and the team over at Academy Mortgage, could not be accomplished in over six (6) months with Lending Tree!!! Before I found these guys, I was thoroughly run through the ringer at Lending Tree. This is the story, trimmed down: I spent literally six months trying to get a refinance through Lending Tree. I wish I'd read the reviews first cause I would have never gone that route (and never will again). Trying to get a loan from Lending Tree was quite possibly the worst experience I've ever had in over 30 years and I remember quite vividly as a child getting my loose teeth pulled out by my mother with a bloody towel. For one, Lending Tree is notorious for employee roll-over. I had three (3) different agents, working in two different time-zones, sometimes with 2-3 weeks going by before I was assigned a new agent. You know it's game-over when you call the agent's extension and received "Welcome to Microsoft Exchange!". Which meant another agent got the axe. Once the new agent was assigned, I had to resubmit parts of lost information, and re-establish a relationship with the agent which was unbearably stressful. Long story short, I was in my last few months before an Interest-Only loan I was locked in on went terminal (a decision I poorly agreed to at one time due to lack of capitol and other reasons, too much to go into at this time)... I talked to my Real-estate guy and he said I should have hit him up to begin with, he knew just the group to work with, they're local, they're nimble, they stay on-top of it; and man was he right. I was provided Brian N.'s cell phone # over at Academy Mortgage... That right there closed the deal for me. Communication with Lending Tree was atrocious, I would place a call or send an email/fax and not receive word back for three (3) *business days*... Imagine communicating with someone and it taking 12-15 business days to get one issue resolved because if you had one 't' that needed crossed or an 'I' that wasn't dotted, you had to resubmit; pulling your hair out in the process. When I called Academy there was a real human voice at the end of the phone every time. I was able to communicate w/the folks at Academy in real-time and they were completely understanding of situation, in-fact, they even went out of the way to follow up to my emails over the weekends. As I stated above, what I accomplished in six weeks with Brian and the team over at Academy Mortgage could not be accomplished in over six months with Lending Tree. These guys will be my lender for life. Regards, Tom

Affordable Home Mortgage - West Bart's Business Card

Affordable Home Mortgage

(6 reviews)

I cannot say enough good things about our experience with West Bart and his team at Affordable Home…read moreMortgage. We were in an unusual starting position, but West handled our situation with on-point knowledge, excellent advice, and a refreshing and consistent level of stellar customer service, as well as a hefty amount of patience. He truly held our hand through this buying experience (my first), and was always up front with what to expect and how things would work out, while also keeping a vigilant eye on market conditions and potential impacts to the interest rates at the time, as well. Despite being a busy broker, we were not once ever treated as though we weren't his most important client, and truly felt he was personally invested in our home purchase and buying experience. West Bart is very good at what he does, and if you're considering the differences between a regular bank and a Mortgage Broker, I urge you to choose Broker and call West. He is patient, takes the time to truly make sure you're comfortable and educated throughout the entire process, and helped make our dreams of home ownership a reality. He even recommended an insurance agent that helped us save a tremendous amount of money, as well!

Working with West Bart to obtain a loan is a smooth process. He is thorough and personable. Being a…read morebroker, he can work with many different lenders giving one an optimal chance of obtaining a desirable loan. I recommend West very highly for anyone with a need to obtain a loan.

Federal Hill Mortgage - mortgagebrokers - Updated May 2026

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