I just had my very first meeting with a counselor at NACA as a first-time homebuyer, and I couldn't be more impressed! The session was extremely informative and gave me a clear picture of what steps I need to take moving forward in the home-buying process. My counselor took the time to explain everything in detail, answer all my questions, and break down the process in a way that felt simple and encouraging. As someone new to this, I walked in feeling nervous and unsure, but I left feeling confident and supported. I really appreciate how thorough and professional the counselor was, and I now feel much better prepared for the journey ahead. If you're a first-time buyer looking for guidance, I definitely recommend starting with NACA! read more

I am a new member at NACA and I have recently started my NACA journey in 2024. So far I have been able to accomplish a lot in the process thanks to my AWESOME counselor Ms. Barbra Grant. The great thing about NACA is that if you're a 1st time homebuyer, your counselor will walk you through the entire process. This makes it easier for you to understand what it is you need for you to be qualified. Another PLUS about NACA is that there is no down payment required, no mortgage insurance, no closing cost and lower interest rates. Overall, I must say NACA is a great program with great counselors available to help you achieve homeownership. Just as a tip, Patience is key! read more

When I first heard about the Neighborhood Assistance Corporation of America's Best-In-America home loan, the NACA loan sounded too good to be true. However, after attending an online seminar and being guided through the process by my counselor, Andrea, I feel closer than ever to securing my own home loan. Buying a home is a significant decision, and the choices we make can have lasting impacts. With low interest rates, no down payment, no closing costs, and no PMI (private mortgage insurance), I believe that going through the NACA process to acquire my home will have life-changing effects and help me build a brighter future. read more

The NACA program is an exceptional resource toward homeownership. Their commitment to affordability and accessibility is unmatched, offering no down payment, no closing costs, and below-market fixed interest rates. That could really save you a lot of money and makes homeownership attainable for individuals and families who might otherwise struggle to buy a home. The program provides personalized counseling and step-by-step support throughout the process, ensuring you are fully prepared and empowered to become a successful homeowner. NACA truly goes above and beyond to make the dream of owning a home a reality. read more

The Neighborhood Assistance Corporation of America (NACA) offers a unique path to homeownership, especially for people who might struggle with traditional lenders. Their program stands out for no down payment, no closing costs, and below-market interest rates, which can be a game changer. That said, the process can be lengthy and requires patience, organization, and commitment--there's a lot of documentation and follow-up involved. The counseling and advocacy are strong. Overall, NACA is a powerful resource if you're willing to stay persistent and fully engage in the process. read more

NACA has been a great resource in my homeownership journey. My counselor, Issachar, has been knowledgeable, supportive, and with us every step of the way, which has made the process much easier to navigate. We're currently working to get there! Like any detailed program, underwriting can sometimes feel repetitive with the documents they request, but it's all part of making sure everything is done correctly. Overall, NACA provides a unique opportunity for people to achieve homeownership, and I appreciate the guidance and commitment they offer throughout the process. read more

I've been trying to buy a house for years. A friend told me to look into the NACA Program, so I did. I'm pretty early in the process but things have been moving very smoothly. I'm very excited about the no fees and lower than current market rates with the option to buy it down even more. My mortgage counselor is knowledgeable, helpful, and easy to reach. The program also offers no money down with no PMI. If you are a first time homebuyer and feel like homeownership is impossible for you, look up NACA. I'm giving them 4 stars because I haven't bought a house, yet. read more

Purchasing my home through NACA almost three years ago (wow!) was one of the most rewarding and eye-opening experiences of my life. Their process was thorough, empowering, and rooted in genuine care for the community. Even now as I navigate economic uncertainty and major life transitions, NACA continues to be a source of guidance. I recently reached out for support, and the representative I spoke with was incredibly pleasant, responsive, and informative. I'm so grateful for the ongoing support and advocacy NACA provides. read more

Attended NACA's online workshop and it was fantastic! They broke down the home-buying process step by step, making it easy to understand even for first-time home buyers. Their passion for helping others really shined, and their tips on budgeting and loan options were invaluable. If you're looking for guidance, expertise and purchasing a home at a reasonable cost with a low interest rate, no closing cost and so much more, than I highly recommend NACA and attending their workshop to gain knowledge for yourself. read more

Even though I'm still mid-process, NACA has already been a game-changer! Their no down payment, no closing costs, and below-market rates drew me in, but their team's dedication keeps me motivated. The free workshops are packed with clarity, and my counselor has been a rockstar--patiently guiding me through budgeting, credit coaching, and paperwork. If you're serious about buying and want an advocate--not just a lender--NACA is worth every effort. So grateful to be on this journey with them! read more

I was referred to NACA by 2 close friends. At first I was hesitant due to the many homebuying scams and predatory lending that I often heard about. I gave it a try and attended the first orientation and learned a wealth of information. I am currently working with a home counselor who is professional, knowledgeable and kind. I am excited about this journey and I am here to say, NACA is legit! They make homeownership dreams come true. Don't walk, run into your first orientation! read more

I decided to work with NACA after hearing how a friend was able to purchase a home with no closing costs and an interest rate below the market average. I have started the process and am very close to being approved, with only having one meeting remaining with the counselor. what is required from you is to ensure all necessary documentation and information are ready when requested. I look forward to purchase my first new home soon. read more

So... im currently in the process of buying through Naca. The most prominent critique I have heard was that the process is so long. Already my meeting with my naca counselor was moved up and my next steps were able to be completed in 2 weeks. Maybe the process is long for some but thats not my experience so far. Even if it takes a while, the benefits are well worth the wait. Give the program a chance! Will update! read more

I am having a great experience working with NACA. The process so far is quick, seamless, and far less stressful than I anticipated. I especially want to thank my NACA Specialist, Roddy Jean, for his professionalism, knowledge, and support throughout the process. Roddy is responsive, patient, and makes sure I understand every step. I highly recommend NACA to anyone looking for a straightforward path to homeownership. read more

As a first time homebuyer I appreciate the assistance I am getting with the NACA program. The process can become daunting but just make sure you stay on top of your documentation and keep everything updated. The guidance I am receiving from my counselor makes the experience less stressful. My counselor Kimberly Williams is very helpful, kind, and patient. I look forward to purchasing my first home through NACA. read more

I chose The NACA Purchase Program in assisting me with purchasing my first home. The process is completely seamless and straight forward. I am so excited to be a part of the transformation that is occurring for people of color and disadvantaged Americans. I'm grateful to be able to create stability and security for myself and my family. NACA is definitely #1 if you have dreams of purchasing a home. read more

The NACA home loan program is hands down the best way to buy your first home. The staff are incredibly helpful and knowledgeable, guiding you through every step of the process with expertise and care. They are truly committed to helping you secure your dream home, making the entire experience smooth and stress-free. If you're looking for a path to homeownership, NACA is the way to go! read more

Good afternoon my name is mark and I am just starting my journey with naca. I had my first pre counseling yesterday I really think everything went good my counselor informed me from start to finish how to get approved. I am in the beginning of my process and hopefully in the steps she gave me a will be in a new house by the beginning of the year. Fingers crossed... read more

NACA's homebuyer program is amazing! The eligibility process is definitely demanding and requires a lot of documentation, but it's worth it. They truly prepare you for sustainable homeownership with no down payment, no fees, and below-market rates. I'm still in the process, but I already feel empowered and supported. Highly recommend for first-time buyers! read more