Mario not only explained to me how it was going to go. He sat with me and explained the up and the…read moredown of the process. I mean it's borrowed money. Ain't nobody just giving broke people money. Be for real. Businesses know we struggling. Hell you know yaself that you struggling. Don't get a loan if you are not going to be able to make ya payments. Think ahead. Just in case you get hurt( get insurance they offer in package.) Don't get more than you need. Don't borrow if you cannot pay it back. It's not a bill! You took the money? YOU OWE IT BACK! Blame no one but self. You went to them. Not the other way around.

Super rude! Talked down to me because I wanted to know my options and asked questions…read more False advertising! Say you pre qualify for an unsecured loan then say you cannot do it because they want you to take out waaay more in interest on the loan than it's worth! Don't do business with these rude people, especially Mario! I'd give this place zero stars if I could.

First off these people have no idea how to calculate income. They use your bank statements for take…read morehome pay that you give them access and don't even come close to what you're actual income should be because their algorithm does not pick up all sources of income in your bank statement. Additionally, I said I can send them a year-end W-2 for 2023 or end of year paystub which is issued by my employer that would show what I made last year and they said they can't use W-2s or end of year paystubs unless Self-employed. First, a self-employed person does not get a W-2. A self-employed person files, tax returns based on self-employed income not a salary. They are not a W-2 employee of a company. Also, a self-employed person does not get paystub so they would have no end of year paystub to show them. Clearly they do not hire people with higher education who understand anything about finance. This company is trying to squeeze you in the door to give you the highest rate with the smallest possible loan just so they can close it. The person I spoke to got frustrated when I tried to explain that W-2s are only for salaried employees not for self-employed people and that self employed people also do not get paystubs She wanted to tell me that I didn't know what I was talking about and got frustrated since clearly I had more information about financing than she did in her limited capacity to try and get a loan for me . She actually said these words "I don't wanna argue about finances, sir, and at this point, I thanked her for her time and hung up the phone. First off you shouldn't get frustrated with a customer on the call, if you find yourself getting frustrated you should say, can you put you on a short hold and take a breather and maybe ask a manager to help not just want to be right. They also should ask the manager or someone who knows something about taxes, who Self-employed and who is a W-2 salaried employee because this girl had no idea. They clearly are not a company that hires people that understand real finances. I was more than horrified by the actions of the person I spoke to, the actions of the company who clearly gives you a fake approval over the Internet, and cannot do their jobs. If you're looking for any kind of personal loan, don't just walk away from this company run and never call them back they will take your money and whatever else you have to offer them and pretty much rip you off.

This is not a scam/fraudulent company...especially in Antioch, CA…read more They are doing their job...loans are high interest and if you don't qualify...credit or whatever reason, doesn't make them bad people. I have had these (bad) loans from them for years, because they funded me when others wouldn't. I paid on time for many years and it didn't ever help me get a better loan. You have to be humble and realize, you created your financial situation. I financed and re-financed cars, when they offered me extra money, I took it. Tallia cares about people and did her best for me. Martin got me the worst loan, more than my car was worth + cash. I paid off another car with it. He was doing his job. They are not rude or judgmental. Now I'm filing a BK and the loan will be restructured. Don't blame people for your bad choices. Read the contract. It is straight-forward...but it isn't good.

First of all, i had a loan back in 2020 and it paid off. So i got this letter showing that I'm…read morepre-approved for up to $15,000. So i said ok. I didn't ask for the full amount just $7,000. Filed out the questionaire and it said "Congratulations you've been approved" they asked me to upload some documents and then they world call me of missing anything. I spoke to a representative named Patrick. I've spoken to him many times when they call to ask if i need a loan. When Patrick came back on the phone he told me. "SORRY WE CAN'T HELP YOU AT THIS TIME" Then don't tell me I'm approved! What a fricken waste of time!!!!!

do not every go to these people for a loan they are prejudge!! they wouldn't even except my nevada…read moremarriage certificate (license) saying it's not valid. my license signed by state legal representatives, judges, ministry and witnesses but she, nancy, still would not except, because it's all lies. they are stealing our information and selling it to who ever, the highest bidder. we don't know, just that i can't get a loan because i got married in nevada, 30 years ago. they are crooks and lyers, do not deal with these people, they are prejudge, especially nancy.

This rating is actually a *Negative 0 * Beware of this company...They make you use your vehicle as…read morecollateral ( If there's a balance they take the amount of the loan , and pay the car off ) So basically if you default they have your Car ! There very unorganized, I had to keep calling Jocelyn for every step of the loan process ...which was ANNOYING... I'm 4 months in my loan , they sent me a Offer telling me I qualify for a refi...Due to my excellent payment history, I sent over docs as requested and the refi was DENIED !! Jocelyn was so Ditzy she didn't even ask me what my income was ( I sent over my last check stub which was missing a few days ) Yet I'm married and I worked my regular hours this paycheck !! There clueless...Go elsewhere...There LAMES !! :-(

Awful predatory lending. Fixing loans to "make them work." Giving out loans to people who…read moreshould'nt have loans. These places should be gone.

This review is for the EKG Technician Continuing Education course, Fall 2025, Concord Campus…read more The EKG Technician course is supposed to be an 11.5-week, 60-hour in-person program with instruction and hands-on lab experience, but the reality has been far from what was advertised, and instead a huge disappointment and waste of time. The start of class was delayed a week with no reason and no proactive communication about logistics - I had to reach out the first day of instruction just to find out which classroom to go to and who the instructor would be. Since then, multiple class sessions were canceled or ended early, and we had only about five hours of actual classroom time instead of the nearly 28 hours we should have had by the end of week 4 (minus four canceled classes). The content itself was very disappointing - mostly reading slides (which were a recap of the textbook) and watching YouTube videos with very limited access to equipment or lab practice (which seemed to be an administrative issue). There was no effort to make up missed time, and it's hard to see how students would reach the advertised 60 hours of instruction, let alone pass the course or pass state certification. The instructor appeared to have good intentions, but it seems this last-minute staffing decision left everyone unprepared, including the instructor themself. Attempts to contact Continuing Education for help went unanswered, which is incredibly frustrating for those of us who paid full fees (over $1,600) and commute long distances to attend. To make matters worse, the Concord campus at that time had poor (no) lighting on the walkway from the parking lot, which is definitely a safety concern for evening classes. Overall, this experience has been unprofessional and discouraging. CSU East Bay Continuing Education really needs to address the lack of communication, instructional quality, equipment availability, and basic campus safety before continuing to offer it. BTW, check your local community college instead if similar courses are offered, it will be A LOT cheaper ($46/unit for Cali residents)!

I came by here to get some books for school because it would save me a trip to the Hayward campus…read more Unfortunately, this place is out in the weeds too. It's next to a state park or in the middle of it. So, I came here because I thought it was closer. When I was in grad school before, there was a campus in Walnut Creek. It was in the middle of downtown and was quite easily accessible. But this place isn't. And if there is traffic (and there was) look out! I am glad that I don't have to come here regularly because I'd have to get out of work a good two hours before class to get there on time and then drive all of the way home after class. They aren't open on Friday or Saturdays. But I was able to pick up my books. I was going to look for some school swag but they didn't really have any. In the future, I will have my books sent to me to avoid having to come all of the way out here to pick up two books.

Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

Took 3 months and a lot of stress to correct bank error. Bank was no help. Do not recommend this…read morebranch

Went in today at 10 AM. No one acknowledged me. No one asked if they could help me. People just…read morepassed by me and helped others, but refused to acknowledge me. I'm considering canceling my Bank of America account after this experience never will come back to this branch again.

I've been using Viet Tax Services for my filings two years in a row, and they've always handled…read moreeverything promptly and efficiently. I particularly appreciate the pre-filing questionnaire-which helps make gathering documents and preparation a breeze. The Tax Dome App is incredibly convenient for uploading files on the go. Viet and Clare stands out for their excellent communication, meticulous organization and deep expertise. I'm thrilled I discovered them on Yelp and definitely will be hearing from us next year! Best, Ngoc and Jose

I wanted to edit this review, because it made me sound like I reviewed while mad/upset…read more I have been working with this company for 5+ years, & I used to file single. Once I was married & we had complicated things to add, we made sure to go to Viet. I used to get to make an appointment with him in person & he answered any & all of my questions, before I filed. But sadly COVID hit & things changed to online. My husband & I have changed careers several times since 2022, & we had a baby, so there are several things to add into your taxes. This year, we spent over $15k in medical expenses, had our first child, & hoped we would get some kind of a tax refund. But unfortunately that didn't happen. When I asked about adding money to our IRAs, or why we didn't get to file itemized, or how else we can reduce our tax bracket, we were told it was a "paid question that required a paid appointment". Anyway, I think you can get your own taxes done for free or less than you're charged by this guy. He can't help you with basic questions without requiring money so... stay aware & ask questions!

I had a great experience with Lisa, who helped my husband and me complete our tax filings and…read moreplanning to keep working with her. She's incredibly responsive and an excellent communicator, which is essential when navigating complex tax rules.

Lisa is the best. She's taken care of my family's taxes for more than a decade, is amazing to work…read morewith, and super friendly. and caring.

Food was delicious as always. Our servers Lucas and Mikaela did a great job with our large party…read more We did have to wait and ask for some of the meat choices.

I've had several Brazilian steak house experiences but this is HANDS DOWN the best. First of all…read moreour waitress, Mikaela, was an absolute sweetheart. She was never too overbearing but always managed to be there when we needed help. She was quick with requests, and stayed on top of our needs the entire time we were there. Plus with it being my boyfriend's birthday she definitely made sure to make it special getting him a free dessert and making sure he was sang happy birthday! The meats came out quickly, and there was always something to grab. The meat also came out nice and hot which made it feel even fresher, plus they always had a few slices cooked to my boyfriend and I's liking. The salad bar had lots of fresh options nothing was mushy, old, or stale. They also sat us down immediately with their candied bananas (AMAZING BTW) and the cheese bread I kid you not was the best bread I've had in my life. This will be in our monthly date nite rotations and we have found a new favorite. Absolutely 10/10