Our loan was sold to Mr. Cooper. I was horrified after reading the reviews, and anticipated being tortured. We don't owe much and we took of the interest rates when they were down to 2%, so we would not be willing to refi to get another company. I was scared. The transfer process was a breeze. It was easy to create an online account and make payments. Our escrow went through the roof for 2025. I was thinking they are doing something not good due to the reviews I read. I spoke with a kind lady who checked on our escrow account to see what was going on for 2025. I knew it wasn't our taxes, as our assessor showed they actually were going down. She did some research. Because I was holding for a bit, I was disconnected automatically. I was thinking "Here begins the nightmare!" She called me back in seconds. She let me know our insurance was going up over $1300 this year. She went above and beyond getting the information, and was kind the entire time. So far so good. Mind you this was 5:30pm in the Arizona evening, and I was still able to speak with customer service. Very happy. They do try to resolve as many issues online or with the automated system. I still was able to get to a rep as those options would not be able to help me answer my question. Less than 10 minutes and I was all set. read more

The worst mortgage servicing business ever They are NON COMPLIANT DO NOT LET THEM TAKE ADVANTAGE OF YOU! 2 CLASS ACTION LAWSUITS BROUGHT FORTH regarding ripping us borrowers off And the most recent Cyber attack.. We found that they weren't applying our payments to our principal balance or escrow impound account for months ! I provided 3 years of excellent payment history. Low and behold our April statement showed a correction Mr Cooper is a criminal business bilking billions of dollars out of borrowers in Bogus escrow fees! I highly suggest all borrowers check every statement with a fine tooth comb These s are str8Up stupid What would we expect from our Federal Government read more

Mr. Cooper - I honestly DGAF I WON.. NO MORE ESCROW ACCOUNT - Mortgage Lenders Near Me - Chandler, Arizona

Terrible they recently sold my loan to Rocket mortgage and I can not get my 2025 tax statement . They do not respond and Rocket can only give me a portion of 2025 no way to contact this should be a -1 read more

they don't even deserve one star. I made five payments towards my mortgage loan and requested it to be all applied to the principal not a However, they decided they didn't pay my loan off or even apply it to the principle because they knew that I was close the account soon. so now they are still holding onto my money as unapplied funds. They applied all four payments that were made the same day except the fifth one they have lied and lied and lied told me that they going to give me the money back and that I need to wire told me they would accept the wire previously to finish the payoff and that those money would be applied that they were just being delayed because of the other having five in one day, but they are absolutely ridiculous every time you you're talking to somebody overseas, you can't get anyone to be on the same page with you half of these people even understand what you're telling them. They are the absolute worst people by far to ever have a mortgage with and God forbid you try to pay off your loan! I am still trying to get $100,000 of my money back that they have sitting there floating around in the air right now. Because they don't give it back to me and now it's the end of the year. Do you think they're gonna give it back to me? Well, we'll see next step is me coming down to the Tempe Arizona branch, but I would definitely never ever do business with these people and verify who their DBAs are beforehand because they were then they were rocket mortgage now they're Mr. Cooper, etc. etc. All I know is my next step isn't gonna be their favor if I don't get my money back in the next day. read more

Worst mortgage servicer I've ever dealt with. I had an insurance claim and they did everything they could to hold onto my insurance check. Every time I called I was given a different story in regard to the check. They simply do not care about the homeowners. Their average 1 star rating is well deserved but should be even lower. read more

Absolutely refuse to provide service to pay off mortgage. Took 40 minutes of going in circle with the dumbest AI to ever exist just to talk to a scab who barely speaks English and was even less helpful. Saved up to pay off the mortgage early just so we could stop dealing with these incompetent dopes and they won't even let us give them money to go away. read more

Our mortgage was transferred to them on 9/1 and I am seeing already that this is going to be a HUGE PROBLEM! First of all - their emails, letters and communication about the transfer contradicts itself. Secondly, you can NOT get ahold of a REAL, LIVE PERSON - their automated system completely fails to allow you to get to customer service. If you ask for a person, the system says it's having trouble (after 10 minutes of trying) and then just disconnects you! COMPLETELY RIDICULOUS... The chat feature on their website was just as useless - their customer support and service is mortifying! I am so sad that we are FORCED to work with them and it's only 6 days in. BEWARE of MR. Cooper! read more

Horrible experience, can't talk to anyone ever! The call in # is a nightmare and the live chat doesn't answer your question nor will it forward you to a live CS person. Our loan was sold to Mr Cooper and I can only hope they sell us soon. read more

I have been a homeowner since 1974. This is the worst mortgage company I have ever delt with They bought my current mortgage shortly after I refinanced at 2.6%. Since then they keep trying to get more money from me. They say they need an increase in the escrow amount even though there has been no increase in my property tax or Home owners insurance. Absolutely do not finance with these people, If you are unfortunate enough to have your mortgage sold to them keep a close eye on your account. Keep good records and make sure your payments are recorded on their web site. Keep all paperwork. read more

Mr Cooper sole $10,250 from me. They will not call me back. They will not support me. They are the WORST broker and I can't find a way to elevate to their executive team. I have called their team 2 dozen times, they never call back, they don't care and are a corrupt evil organization. Sell your loan before ever going into business with these people. read more

The worst ever I have spent an hour and a half trying to get through to an agent to help me and their DAMN AI phone will not put me to one no matter how many times I ask it to. Then when I go to the web site it tells me to enter my username and pin. After telling me what my username is it says it doesn't recognize it. How the HECK is anyone so to do business with these people read more

Our mortgage loan was sold to Mr Cooper by OneAZ credit union and we are now experiencing the absolute worst customer service imaginable. We would highly recommend not using this company. read more

Just closed on a Refinance of my home! It was the best experience in my life! I worked with Jordan Anderson from Mr. Cooper! Quick pre-qualification, easy uploading of documents, constant updates, and fast closing! Jordan was great! He showed a true willingness to help! After I was Conditionally Approved, I worked with Kelly Hong, who prepared and sent my application to Underwriting! I'm a Mr. Cooper customer for life! Thanks you all! read more

negative -10 is my personal rating with Mr Cooper Mortgage services. my escrow balance is almost $1,400 SHort!! I wanted to speak with a live agent. The AI phone system would not allow this. called several times. 1). What kind of a mortgage company cannot estimate the property taxes of a finance home? Mr Cooper Mortgage! very disappointed that I cannot speak with a live agent. Poor customer service reporting on Mr Cooper Mortgage. read more

I'm having the same issues as everyone else. Customer Service is severely lacking, most people work from home & have no training or education regarding home mortgages. They require you to pay THEIR home inspector to determine if your home is eligible to remove the PMI. They don't go by the amount you financed they use the original sell price of the home & it must be paid down by 20% or have THEIR home inspector that you have to pay for determine if the value of the home reaches the 20% threshold. Also, there is a shortfall penalty I was unaware of. They determine escrow based upon taxes & insurance something that us homeowner's have no control over but if your escrow account falls below a minimum balance at all during the year then not only do you pay the new escrow amount you also have to pay the shortage for the last year even if there was enough money to cover everything! The state of Texas requires double the amount of the escrow payment in the account at all times. You literally have to babysit EVERYTHING because they do not contact you until they tell you how much you owe them when they do the annual escrow analysis. read more

Loan transfers are horrible and customer service is terrible. They go out their way to blame customers and make them feel like they were the one in the wrong. read more

Mr. Cooper Attn: Customer Relations PO Box 619098 Dallas, TX 75261-9741 To Whom It May Concern: I attempted to do a refi on a property that I was showing as a rental. Mr. Cooper loan number ######### I contacted Christina Roe NMLS ID 1859578 Mr. Cooper (480) 378-4936 Christina.Roe@mrcooper.com on 2-9-21. She sent over the docusign to get the process started. We signed all the documents and submitted all the documents that were required. The last time we heard from Christina was on 2-10-21. On 3/3/21 I received a call from Christopher McCormick Chris McCormick Manager - Home Advisor NMLS # 629899 Christopher.McCormick@MrCooper.com (O) (480) 378.5866 (F) (469) 464.0492 Mr. Cooper NMLS # 2119 2501 S Price Rd., Chandler, AZ 85286 He apologized for Christina, saying she had personal issues and if we wanted to continue with the refi, he would take care of it. I submitted some additional information to him that day. May 18 2021 sent mail to customer service requesting help. May 25 contacted by Christina Roe. Started process again. Provided current requested documents June 2 turned over to loan processor Caitlin Mcnulty. 6/14 provide additional documents We started emailing documents directly to Caitlin because documents were sitting in the loan tracker for 14 days without anyone looking at them. 7/1 provided additional documents, email directly to Caitlin. Caitlin told us we might close on 7/16/21 7/13/21 Contacted Caitlin to confirm close date. Got automatic replay saying Caitlin was out of the office until 7/16/21. 7/13/21 Contacted Christina Roe to check status, she contacted Deborah Bautista and was told the loan was still in processing and not ready to close. 7/14/21 contacted by Macayla Mcnulty saying they needed a signed 1040. We already provided a 1040 (not signed). We had provided a federal IRS transcript showing what was filed. Printed out 1040 and signed it and scanned into computer and forwarded to Macayla. 7/16/21 got a request from Caitlin requesting a document from our IRA stating income for the next 36 months. I do not get a monthly distribution, I am required to take an RMD(required minimum distribution) every year or pay penalties. I take a distribution in the first part of the year. 7/19/21 I sent email to Caitlin, Christina Roe, Christopher McCormick requesting status because rate lock expires on 7/23/21. 7/19/21 Received email from Caitlin please allow a few more days. 7/20/21 conference call with United Wholesale mortgage verifying payment history. 7/20/21 had to provide current banking statements, because of the excessive time in processing/underwriting. 7/20/21 had to sign closing disclosures changing rate lock to 7/30/21 7/25/21 no change, waiting. 7/29/21 notified that appraisal waver expired and they wanted to add $900 to closing costs and have to do an appraisal. 7/29/21 called and emailed Christina Roe and Christopher McCormick with no response. 7/31/21 Christina Roe returned call. We cancelled the REFI because they have delayed the process too long and were unwilling to put the appraisal waver back in. This was the worst experience I have ever had doing a REFI or purchase of a property. There is no customer service. read more

Hands down, worse company to ever work for OR ever have a mortgage through. First off, the company is ran by people that started in the front end collections. No experience managing anywhere else besides here, so management and upper lever supervisors are horrible. They don't know which way is left or right. EVERYTHING is done backwards here, I mean everything. They also partner with USAA. One of my biggest issues was when we first started servicing those loans, we were boarding them without escrow. So they kept people's payments super low then a year later when an analysis was ran, it increased customers payments significantly. This was in 2018... and yes, USAA is associated with them. It's so sad! If you have a mortgage, get out of there ASAP. Refinance and call your investor and complain like crazy. Also, if you work there, RUN. No place for career growth at all. I worked there for three years and it was the worse experience of my life. Hands down worse call center, ever. read more

Horrible customer service. It was the most horrific attempt at refinancing I have ever experienced. The lack of communication was horrible. I was "pre- approved" by Byron and sent off to Jaklyn. Paid 890 for appraisal which I am sure these two girls got a piece of. This is a horrible horrible company. Do not refinance with them. Run! read more

Mr. Cooper mortgage is a company that preys upon its customers. Never, ever, ever refinance with this company! They will rip you off with fees!! Don't even get a mortgage with them. I have great credit, steady income and was told on the phone that I was going to get a low rate. Before I had them run my credit, I asked for the fees to be written down. Lo and behold, I was going to pay 3.75 points in order to get the refinance loan down to the going rate of 2.75. That means I would have paid $8,000 to get my rate from 6.50 down to 2.75. Ridiculous!! They are a rip off. Don't use them. Any other mortgage would have given me at least a 3.0 rate at no extra cost. Don't use them and if you don't believe me, ask for a breakdown of the fees snd call any other mortgage company and compare. read more