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Mortgage Dynamics

3.0 (2 reviews)
Closed • 10:00 am - 6:00 pm

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5 years ago

These guys are absolutely the worst, unprofessional. They do not care if you lose your deal in your home purchase or not.

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Levy B.

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5 years ago

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Kate McCaffrey Group - Compass - Kate McCaffrey Group

Kate McCaffrey Group - Compass

(102 reviews)

I cannot recommend our agent Amy Loughran and the whole team at Kate McCaffrey Group highly enough…read more As buyers in the notoriously tricky Alameda market, we found Amy's deep local experience and sharp instincts to be invaluable. She helped us navigate the common tactic of 'teaser' pricing (listing low to drive bidding wars) by providing clear, accurate data on where market rates actually sat. We ultimately purchased a Victorian home, and Amy was instrumental in helping us understand the special considerations and responsibilities that come with owning a historic resource. Her expertise in this area gave us a level of confidence we wouldn't have had otherwise. Once we were in escrow, Amy truly went above and beyond. Even through the holidays, she was incredibly responsive and never missed a beat. She provided us with excellent referrals for local contractors and was a wealth of knowledge regarding schools and neighborhood nuances. Even though we closed escrow just 2 days before New Year's Day, Amy and the others on the team kept us informed and moved the process along as quickly as possible. If you want a dedicated, well-connected team that truly understands the unique character of Alameda homes, work with these folks!

Amy Loughran is a consummate professional. Finding the right house was easy enough but where she…read moredifferentiates herself is in the attention and expertise she delivers both throughout and beyond closing. As a newcomer to the community, Amy was a valuable and trusted advisor in all things great and small. Thanks, Amy!

California Real Estate Finance

California Real Estate Finance

(75 reviews)

Richard is the best! He's super knowledgeable, friendly and fast…read more We ran into some issues as first time home buyers due to the property, but we were able get the problem resolved with Richard's research and helpful advice. We were able to close in about a month and couldn't have done it without him! Richard runs the basics down for us lay people, highly recommend! A+++

My first home buying experience:…read more My boyfriend and I were first time home buyers and we honestly didn't know where to start. I listened to a bunch of podcasts to familiarize myself with the home buying process, and all the information pointed to having a great mortgage broker and real estate agent. Sure, it's possible to do it on your own without a mortgage broker, but I am so glad I didn't and found Rick on yelp! I looked at his amazing reviews and reached out to him the same day. He was quick to respond and after talking to Rick, I realized there were so many things that I didn't know about the loan process. He has over 40 years of experience and knowledge to impart on us and made sure we understood each process before proceeding with any type of action. Not only was he knowledgeable, he was also very patient with us and broke down jargon to educate us in a way that we understood. So then we got pre-approved and were ready to go house hunting. We were set to leave for a month's vacation in Asia and ended up winning a bid for a house on the day of our flight! Talk about terrible timing, but Rick worked with us every step of the way. He gave us reassurance and a piece of mind that everything was going to work out. As a first time home buyer, we needed his calming presence and confidence since we were very anxious about our first huge financial investment. His communication skills even with the different time zones were top notch! Rick went above and beyond to communicate to us the change in interest rates and made sure that all of us (him, me, my boyfriend, real estate agent, and escrow officer) were all on the same page. His ability to prioritize time sensitive materials and emphasize on what required immediate attention really highlights his time management skills. Rick was also very honest and realistic with us. He made sure we understood all the fees that went with each transaction so that we were able to calculate our finances accordingly and had no surprise fees at the end. Overall, I cannot express how thankful I am to have him as my mortgage broker. This whole process went smoothly and stress-free with Rick on our team and I will most certainly use him again in the future. This type of top notch customer service is the reason why we search on yelp for hours on end. He is simply the best out there and you won't regret having him in your corner!

Sophia Niu Group - Compass - I help families not just find a house, but a home, a space that uniquely fits your needs.

Sophia Niu Group - Compass

(77 reviews)

We had an amazing experience working with her. She handled everything from start to finish,…read moreincluding coordinating the remodel to get our home ready for sale, which made a huge difference. Throughout the process, her advice was spot-on--she knew exactly when to pass, counter, and accept offers, and we trusted her judgment completely. She's incredibly knowledgeable and made what could have been a stressful process feel smooth and manageable. Highly recommend--absolutely worth every penny.

Our family has had the pleasure of working with Sophia Niu twice, and we honestly couldn't…read morerecommend her more. She helped us buy our first home in Alameda, which came with plenty of complications given our unique situation. Years later, when it was time to find our family's forever home, we knew right away we wanted to work with her again. Sophia patiently spent months touring homes with us, always offering honest opinions and thoughtful advice. She brings such a warm, kind energy that makes the whole process feel enjoyable and low-stress (as can be). Both times, Sophia impressed us with her professionalism, transparency, and realistic approach--always keeping our priorities, concerns, and budget in mind. On top of being an amazing realtor, she's incredibly well-connected and has been a huge help with everything home-related. Her reputation truly speaks for itself, and we wouldn't hesitate to work with her again in a heartbeat.

Mortgage Dynamics - mortgagelenders - Updated May 2026

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