1. Mortgage Dynamics

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Alameda, CA

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Mortgage Dynamics

3.0 (2 reviews)
Closed • 11:00 am - 6:00 pm

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6 years ago

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6 years ago

These guys are absolutely the worst, unprofessional. They do not care if you lose your deal in your home purchase or not.

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Levy B.

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Brenda Wyatt

Brenda Wyatt

(285 reviews)

North Oakland

Brenda Wyatt at LaSalle Mortgage was a huge asset in our home purchase. She brought creative…read morefinancing solutions to the table, helped us secure a rate well below the national average at the time, and got us to closing in less than three weeks. Outstanding results, backed by equally outstanding service. Brenda was incredibly prompt and kept pace with every question, decision, and deadline. I'm someone who gets into the details and wants to understand the options, and I appreciated having a mortgage professional who could work through those details with me and bring solutions forward. Her local relationships and sterling reputation also make an enormous difference. In the competitive Bay Area market, having a lender who is known and respected by local realtors is a real advantage. Brenda brought that credibility along with the expertise to deliver. We couldn't recommend her more strongly. Creative, connected, exceptionally responsive, and able to execute on a tight timeline, Brenda is exactly who you want in your corner when buying a home.

Brenda Wyatt and The Wyatt Team made buying our first home an amazing experience for my wife and…read moreme. From the very beginning, they were professional, responsive, and genuinely cared about helping us become homeowners. One thing that really stood out was that they were able to get us pre-approved without a hard credit pull, allowing us to start shopping for homes while protecting our credit. Their secure third-party verification for employment, income, and tax documents made the process incredibly simple. Everything was organized, modern, and hassle-free, and we never felt overwhelmed by paperwork. Throughout escrow, Brenda and her team kept both of us informed every step of the way. They answered all of our questions quickly, explained everything clearly, and made what could have been a stressful process feel smooth and easy. Their communication, professionalism, and attention to detail were outstanding from start to finish. Thanks to Brenda, Dejon, and The Wyatt Team, my wife and I are now proud homeowners, and we couldn't be more grateful. They truly went above and beyond to help make our dream a reality. If you're looking for a lender who is knowledgeable, honest, efficient, and genuinely cares about their clients, look no further than Brenda Wyatt and The Wyatt Team. We will absolutely recommend them to our family, friends, and anyone looking to buy a home. Thank you, Brenda and The Wyatt Team, for making our dream of homeownership come true. You have earned customers for life!

Jay Sondhi, Fifth Third Bank

Jay Sondhi, Fifth Third Bank

(140 reviews)

Best mortgage person in the Bay…read more Jay was incredible to work with, helped us close lightning fast, answered all my questions as a first-time home buyer, and helped me get rates and terms that surprised my realtor and impressed my knowledgeable friends. Buying a house is a major thing, with lots of stress. Working with Jay was like having a lighthouse in a storm, he was incredible. 28 out of 5 stars, can't recommend highly enough. This is your guy.

My experience has been mediocre with this loan agent and US Bank. I have done at least a dozen of…read morereal estate refinancings with different loan agents over the years, so I am familiar with the process. 1. The refinancing process was a little chaotic, and some departments in the bank were slow to move files despite borrower's multiple warnings of deadlines to the loan agent, so the loan did not close on time, which caused significant complications and expenses due to borrower's upcoming overseas traveling. 2. The loan agent promised a processing fee refund after loan closing, but he refused to honor it later. The borrower had to escalate the issue with his supervisor to get the fee refund. 3. Several months after loan closing, the title company told me they are still missing various signatures and notary acknowledgment pages for loan closing and they had to make an appointment with me to redo these pages. There seem to be many gaps in their refiancing operations.

California Real Estate Finance

California Real Estate Finance

(81 reviews)

Richard is the best! He's super knowledgeable, friendly and fast…read more We ran into some issues as first time home buyers due to the property, but we were able get the problem resolved with Richard's research and helpful advice. We were able to close in about a month and couldn't have done it without him! Richard runs the basics down for us lay people, highly recommend! A+++

My first home buying experience:…read more My boyfriend and I were first time home buyers and we honestly didn't know where to start. I listened to a bunch of podcasts to familiarize myself with the home buying process, and all the information pointed to having a great mortgage broker and real estate agent. Sure, it's possible to do it on your own without a mortgage broker, but I am so glad I didn't and found Rick on yelp! I looked at his amazing reviews and reached out to him the same day. He was quick to respond and after talking to Rick, I realized there were so many things that I didn't know about the loan process. He has over 40 years of experience and knowledge to impart on us and made sure we understood each process before proceeding with any type of action. Not only was he knowledgeable, he was also very patient with us and broke down jargon to educate us in a way that we understood. So then we got pre-approved and were ready to go house hunting. We were set to leave for a month's vacation in Asia and ended up winning a bid for a house on the day of our flight! Talk about terrible timing, but Rick worked with us every step of the way. He gave us reassurance and a piece of mind that everything was going to work out. As a first time home buyer, we needed his calming presence and confidence since we were very anxious about our first huge financial investment. His communication skills even with the different time zones were top notch! Rick went above and beyond to communicate to us the change in interest rates and made sure that all of us (him, me, my boyfriend, real estate agent, and escrow officer) were all on the same page. His ability to prioritize time sensitive materials and emphasize on what required immediate attention really highlights his time management skills. Rick was also very honest and realistic with us. He made sure we understood all the fees that went with each transaction so that we were able to calculate our finances accordingly and had no surprise fees at the end. Overall, I cannot express how thankful I am to have him as my mortgage broker. This whole process went smoothly and stress-free with Rick on our team and I will most certainly use him again in the future. This type of top notch customer service is the reason why we search on yelp for hours on end. He is simply the best out there and you won't regret having him in your corner!

Sophia Niu Group - Compass - I help families not just find a house, but a home, a space that uniquely fits your needs.

Sophia Niu Group - Compass

(82 reviews)

We're not sure if we've ever been more excited to write a review. From our first phone call with…read moreSophia Niu, we knew we had someone special. Before our relocation to Alameda, we interviewed several prospective realtors and Sophia was the only one who wasn't in a rush to show us properties. Rather, she asked questions, listened to our desires, and very clearly stated how she and her firm could help us in our journey to find our next home. From the very beginning she had our trust, and that trust only strengthened as we proceeded through the home buying process. Not only is Sophia an Alameda housing market specialist, but she's a resident herself and knows every detail about the different neighborhoods and communities. Moreover, she is very well respected by her peers - when other realtors heard we were represented by Sophia they always seemed impressed. We knew we were in good hands. We loved viewing prospective homes with her. In fact, we got to the point where we preferred skipping open houses and making appointments with Sophia and her team instead. Speaking of her team, we don't want to leave out Gina. As an Alameda specialist herself, Gina was also available to provide an expert "third opinion/perspective" on homes we were interested in. They even got to know us so well that they could predict which homes we would like and which ones we would not before we even saw them. Finally, and most importantly, Sophia helped us find a home that we love and to close on the deal quickly and smoothly. If you are considering Alameda, you know the market is fiercely competitive for buyers. You definitely want Sophia by your side.

Sophia has been my realtor for 11 years. She has helped me to buy two houses, and also helped many…read moreof my friends buy and sell homes over the years. Sophia is great at understanding your needs, finding a house that works for you, and helping to strategize how to get the home you want in a way that feels like true partnership. Both times that I have used Sophia, the transaction was incredibly smooth. She's a great communicator, moves quickly, and is extremely knowledgable and transparent. I cannot give a higher endorsement. If you are looking for a realtor in Alameda, choose Sophia.

Mortgage Dynamics - mortgagelenders - Updated November 2026

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