I can't say better things about Roni and my experience with her. She has been assisting me since…read moreearlier this year when I was becoming antsy to purchase. With her guidance I was able to secure a loan without it being FHA (YAY FOR NO PMI) and a great interest rate. Roni was very knowledgeable throughout the whole process and guided me every step of the way. I know most say the home buying process is stressful but there was not one hiccup that came up throughout the entire escrow process. But I'm sure even if it did Roni would have helped me with anything and everything thrown at me prior to closing. Seriously, if you're looking for someone to work with to buy a home look no further! Thank you again Roni!

We have worked with Roni the past month to get approved for our home loan and she has been nothing…read morebut professional, attentive and knowledgeable to work with. Everything went through in a timely manner and we are very pleased with Roni's work. I highly recommend Roni for all of your lending needs.

Nathan and his team are awesome. They all are professional, and do a fantastic job in getting the…read moreloan done quickly and stress free. Thank you all very much. You guys rock! Stacy Montalvo RN,

Doing business with Nathaniel with Zoom loans a total success again! He is fast, accurate,…read moreknowledgeable and professional. This time around I was in a bind - we closed my loan in 10 days! Yes 10 days! Well I started my loan months ago but decided to pause it - but again I found myself in a difficult situation and called him and in 10 days my loan was closed. I would highly recommend Nathaniel for all your home loans - oh and he answered the million questions I had even though I closed so many loans with him - quickly and accurately! Thanks for all your help Nathaniel- again! Wishing you continued success!

We are very lucky and grateful to have Megan as our realtor. Megan is very patient, knowledgeable,…read moreand always willing to answer every question we have. She is genuinely patient as we check I don't know how many open houses just to find the "right one" for us. She drives all the way to wherever we want to see any possible home. And she truly puts us first to help us get the incentives available for buyers like us. Thank you, Megan; we truly appreciate you.

Rachel Barrios stuck by us for three years as we worked toward making the dream of homeownership a…read morereality. When we were finally approved and ready to start looking, she went above and beyond to make sure we had every opportunity to find the right home. She rearranged her schedule, made herself available at odd hours, and was always ready to jump in whenever we needed her. Rachel made what could have been an incredibly stressful process feel as smooth as possible, even with all the inevitable bumps along the way. She was kind, thoughtful, patient, and supportive every step of the way. She even helped us work through escrow issues while she was on vacation. Talk about going above and beyond! We are incredibly grateful to Rachel for everything she did to help our family achieve this dream. I would absolutely recommend her to anyone looking to buy or sell a home. And if we ever move again, there is no question that Rachel will be our first call!

The worst experience possible. Where do I even start. I…read moreguess plain and simple, Ana doesn't know much about home loans. First Ana was giving us incredibly inaccurate expectations of loans we could use. She didn't know that loans were different based on a stick built home vs a manufactured home. This is huge change of interest rate from what she has originally quoted us. Next as rates were climbing rapidly, after several percent increases, Ana asked us if we would like to lock in the interest rate. Where is the common sense and common decency? Integrity? She clearly doesn't care about her customers. We found the home. Made the offer. Got accepted. In contact. Our interest rate we locked in at was feeling good but tight. A week before closing Ana realized a huge detail SHE overlooked. We didn't actually qualify for the loan she had us ready to sign. This was after several docusigns had been signed and thousands off dollars had gone into contract. Now we either lose our down payment or are forced into a loan with a higher interest rate by a whole percent more! Ana doesn't know simple math. She tried telling us several times that this monumental mistake she made would only cause a $30 change over the life of the loan it's over $210 per month price difference. I spoke with John the manager and he was nice enough but no help. It's insane to me that a company like this even exists. How can they put their customers in the position of losing so much by mistakes made by their employees and have zero accountability? Save yourself a ton of time, money and headache and go elsewhere.

USE SOMEONE ELSE! We…read moredecided to use them (we were the buyers) because the seller was offering a credit if we did. In the end..it was NOT worth it. Bad communication, seemed as if every corner they were trying to force hidden charges to the buyer. BAD experience, lack of communication within their team and the seller...felt like they were only trying to make a buck at our expense (elderly on fixed income) Even the inspectors, repair cos. involved were frustrated with them. So glad we are done with them.

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

Sometimes, when you see reviews on Yelp and most or all of them are 5 stars, you wonder if someone…read morepaid all their friends and relatives to write reviews, LOL. In this case no need for doubts, Chris deserves all of the 5 star reviews. He made the whole process as painless as possible and was super responsive when any questions or issues came up. Highly recommended!

We just worked with Charles and Alyssa and I couldn't have asked for a better experience. They were…read moreabsolutely awesome. Helped us and answered all of our questions. Very knowledgeable and the desire to help others is a high priority for Charles. Thank you Alyssa as well for all of your help. You guys rock!!

I was working with another mortage company in town and they were very slow almost seem like they…read moredidnt think i was serious about buying a home. I was referred to Charles at Academy Mortage by my realtor and thanks to Charles and his crew i now have my own Home.

Arliss is great. She makes every transaction smooth and comfortable. She been this way since…read moremeeting her 10 years ago in Stockton.. hope she managed a branch soon

Great Customer Service, they are very friendly & always takes care of your needs. Their fantastic!!read more

My wife and I were first time buyers. Michele is really great at making you comfortable throughout…read morethe home buying process. She was always easy to get in touch with. Never once did Michele push us in the direction of any one house. She is very knowledgeable of the San Joaquin co. area and presented us with so many options based on our preferences. In the end she helped us secure our dream home! If you're thinking of buying in San Joaquin co., Michele is the right person to call.

Michele is an amazing realtor. She is punctual, realistic, reliable and so much more. She handled…read moremultiple home transactions from selling to buying. She always followed through quickly and kept me in the loop every step of the way. She is highly recommended. Thank you again Michele for all you have done you are the best. She truly values her clients.

I was referred to Alex by my Real Estate Agent back in 2008 when I was looking to buy my first home…read morein the Tracy area. Previously I had a very bad experience with a mortgage broker in the San Diego area so I was very hesitant to trust any of them ever again. I must say though, I was very pleased with how professional, yet personable, he was. He took the time to answer any questions we had and did a pretty good job of staying in contact with us throughout the process. A year later we refinanced our home through him as well and he once again Alex did a great job explaining the choices we had and what the resulting outcome would mean. I am completely satisfied with my loan and with Alex's service. Recently I referred some friends to Alex for their first home purchase ever and they too say that they had a very good experience with him. I would gladly recommend any of my family or friends to Alex.

This place doesn't know what they're doing. Sarcastically, you are better off doing your own…read moremortgage than this place. No commitment, no manners, no consistency. Hire people that want to do their job and take priority in doing business. The manager has failed miserably. Go get an education or I'll happily buy you some books "business for dummies".

I've reached out to several tax experts regarding my upcoming tax situation in selling a property…read more I received a very informative consultation from Tuyet - she was able to clarify IRS rules in regard to joint tenancy and capital gains rules. Very knowledgeable and answered all my concerns. I'm going to be a happy customer!

Decided to schedule a 1:2:1 with her and I was so comfortable with her services and response. Now…read moreshe is our tax person and I know I can rely on her. Great service and value for her quality work!