So thankful to have found ML Mortgage, George and his team made this challenging and confusing process a smooth transition in terms I could understand and follow. They took care of everything and beyond. So lucky and now I have a home. read more

What an absolute pleasure to work with ML Mortage on our recent home loan. Tysen Cahill was our loan officer and did a great job communicating and keeping the process moving. We actually closed two days early which was no doubt due to his diligence and hard work. Highly recommend ML Mortgage! read more

If you're looking for mortgage brokers that can make it happen, Zain and Shayne at ML Mortgage are the dynamic duo to go to! They will stick with you through thick and thin, and work-work-work to make complex financing happen. If you're self-employed and a business owner, I highly recommend Zain and Shayne! ~Mary C. read more

The customer service at ML Mortgage was great! We were nervous to start the process, but the ML team facilitated this journey for us. BIG thanks to Danny! Thank you for always making yourself available to answer all of our questions and addressing our concerns. Also, thank you to Joanna for supporting us while we were going through the escrow process. I highly recommend this team! They helped us accomplish our dream of becoming first time homebuyers! Thank you, ML Mortgage! I look forward to working with you all moving forward! read more

What a big blessing ! Our loan was a tuff one ! Yet joanna and the team helped us push through it !! The end result we are home owners , the children have a home . Thank you everyone ! Sincerely, Buenrostro family read more

Hands down the best refinance I've been through with ML MORTGAGE. JAMAL was my first point of contact. He was always responsive, clear, and transparent. Elizabeth also worked on my refinance. Everyone was FAST! Excellent communication and service. You'll be hard pressed to find a better lender to use. We highly recommend Jamal to take care of your mortgage needs due to their expertise, professionalism, quick action. You can count on them to remove any barriers that you may encounter and to look out for your best interests. read more

I honestly have the best experience with George and Joanna. I don't know where to begin but I think I will start from the beginning. I tried to purchase a house for my mother, but I was also in the process of refinancing my house. Somehow, the previous broker that I used messed it all up because the financing somehow got connected. I was desperate and I thought I would lose the house that I have built for my mom. Then my friend recommended me to George and Joanna. Within 24hr, they took over and started evaluating my paperwork. And 15 days later, I was able to close my mom's house. Specifically, this is why I highly recommend George and Joanna: 1. Compassion. George always listens to me. I was honest with him about my income and debt. He was very objective and told me what was possible or not. 2. Speed. Either George or Joanna always got back to me within an hour when I have a question. If they can't call me back, I always got a text from George on when someone will get back to me. 3. Professional. I always have a pleasant experience. All my questions were answered, I never felt pushed off or being somehow made like nagging. 4. Genuine care. When Joanna called to congratulate me. I can feel that she was genuinely happy for me and my mother. It is hard nowadays to work with people that don't see you only as a number. She always called me with a happy positive attitude too. 5. Best rate. Since I have shopped around before going with ML Mortgage, I know the ongoing rate, and I must say they got to be the best interest rate possible. I swear. George was so smart in categorizing what the purchase would be. 6. Thorough. Joanna is very thorough. I got an email for many conditions to clear. She helped me go through each condition. My previous agent will send me one condition, and a few days later, another condition, and then another few days, again and again. What a waste of time, and inefficient. This clearly comes from experience. They know what they are doing. I mean, look. My previous loan broker asked for 30 days to close then screwed it up for a fault that is not mine. George and Joanna came to rescue this deal and were able to close it within 15 days. I learned that sometimes you have to be careful in choosing your lender. There are loan brokers who shop your loan around to other lenders and expose your information to all these lenders and there are direct lenders who can directly underwrite the loan. Be careful with these loan brokers that are over-promised and under-delivered. Honestly, my mother is everything to me. And George and Joanna, God bless you. Thank you for the bottom of my heart. read more

Mortgage lender you can count on! This is our first time buying a house. Zain, Naveed, Alondra, Kiara, and their team worked tirelessly for us. They are very professional and very good at what they do. Zain and Naveed took much of their time to explain to us the process and kept us up to date on the things that are going on. Even at night, I would speak to Zain to answer some of our questions. Though our home buying process wasn't the run of the mill smooth transaction (due to circumstances outside our control), I am very glad and thankful to have ML mortgage, especially Zain and Naveed and their team. We are blessed to have people like them working on our side. We highly and definitely recommend ML Mortgage! read more

HORRIBLE company! They do not care when your purchase agreement expires and you do not hear from them until the day before you are suppose to close. The day of closing, they tell me they are working on it still. Another day goes by, then another, then 9 more days and the whole time we are not getting any answers. It would have been nice if the owner or manager reached out to us or if they actually did something so we do not lose the deal. Very frustrating when you do not hear when you can close. The buyer finally gave up and now I am out thousands of dollars. AFTER the buyer quit on us they now tell us we can close and now they want more money from us $1500 and another 1/2 % point. WHAT?! There are PLENTY of other lenders to choose from. Do yourself a favor and use a different lender. read more

My husband & I were referred to ML Mortgage, from our close friend who is also a broker. She spoke very highly of ML Mortgage. I knew we would be in good hands. When I called I spoke with Zain. He was very professional. Zain took his time listening on what we wanted in our transaction. Zain informed us he would work on everything in a timely manner which he did. I later recieved a call from Kiara. She informed me she would be assisting in gathering all our important documents to get the process of our transaction going. Kiara mentioned that she would be working with Naveed who would also be assisting us along the way. Kiara was always available to speak with me whenever I called her. She was very professional & pleasant to work with. When my husband & I found out our offer was accepted the next day I was a bit nervous since our home was only listed coming soon. Naveed called us to Congradulate us on our offer being accepted. Everyone offered us guidance on what needed to get done asap since it was going to be a fast escrow. My husband & I quickly worked on our to do list. Before we knew it we were in escrow on our sale of our home & on our purchase of our beatiful country living home. Naveed was upfront with me & mentioned that things may get a bit hectic at times. He was right about that too since we had two transactions going on at the same time. Naveed was basically on my speed dial since we were at the end of our transaction. He was patient & understood our anxiety during this process. I would remind him on our target close date often. Naveed assures me they were aware of it & they'll get things completed on time. After all this craziness my husband & myself are very pleased that we closed on both deals on time. We would highly reccomend ML Mortgage for all your Real Estate needs. Thank you for all your hard work dedication & of course long days you spent closing our deal on time. Mr. & Mrs. Gomez read more

Hello everyone, I would like to leave a review because I have had by far the worst experience ever. My transition manager taking over is Kim Kline and I feel so out of the loop with everything. My process started back in august and since then I keep getting the run around not only about her being short staffed but also her emails not working at times or not even getting a response back for days. I totally understand the situation with covid going on and a lot of stuff are backed up because of it, but I think a simple reply back would be helpful it's called having great costumer service. I work for a law firm and believe me we have so many court dates backed up. I still take the time to look at my emails and reply back at a timely matter. Thank you all for reading this review and please look for a place were your valued. Thank you!! read more

I have nothing but positive things to say about my experience with ML Mortgage. Background: I had to refinance after purchasing my home because my current mortgage company would not do a Recast on the current loan to help bring my mortgage payments down. (This is an option for some to put money down AFTER they close to allow lowering their payment and keeping their current interest rate.) I reached out to a loan officer I knew for some advice and he recommended Zain. It only took a phone call and we were connected and discussing refinancing options. I worked closely with Zain and his Team Lead, Naveed. Naveed was great and always very responsive. He was very professional and worked well in keeping me informed and updated throughout the process of my Refi. * We are Veterans and used our VA Loan. Zain was able to keep our LOW Interest rate and my Refi was completed in a timely manner. Granted, I was very prepared with documentations requested, i.e., bank statements, work stubs, VA documentation, etc. My advice for folks choosing to refinance; Get organized and have your documentation ready or quickly accessible to ensure quick turnaround times and seamless interactions. Naveed and Zain worked well with me to complete this Refi quickly and smoothly as possible. I would HIGHLY recommend the team at ML Mortgage. read more

I had a great experience using ML Mortgage for my first condo and then a single family home. Zain was a savior when he took over getting my loan approved for my first condo (initially I had a really sketchy broker and I had to change lenders last minute!) Zain did a great job closing on the loan successfully while explaining every step throughout the process. He also reached out to me to refinance when the rates dropped. Refi was a smooth process with Zain & Kiara. They made every step easy to understand and follow. When I used ML Mortgage again for the single family home purchase (in this crazy market), without a doubt, it was a pleasant experience. Both Zain and Kiara were great to work with, very communicative and responsive. I would highly recommend ML Mortgage, and will definitely use their service in the future. read more

I am writing another review on this lender. Zain and his team helped my family with our first home purchase in 2019. Now we went through his team again to refinance our home. Zain and his team (Naveed and Gianna) were so great to work with. They kept me updated along the way and ensured that I would get through the whole process with their help. I highly recommend this great team. They are so helpful, professional, and a joy to have on your side. Thank you Zain and team! read more

My wife and I have use ML Mortgage before with many of our home owner financing needs. So when we need to refinance our home we knew that we were in good hands. Zain is one of the best in the industry. What he says he can and will do, he will do. And also Zain works with a Transation Coordinator named Gabby Vidrio, who is who you really want handling your personal info. She good, trustworthy, fast, personable, respectful, and just down right get the job done...... she got my refinance fast she takes total control..... read more

Ml Mortgage - The place we can home...... - Mortgage Lenders Near Me - Rancho Cucamonga, California

I purchased my home a little over two years ago with the help of ML Mortgage, Darshan & Kamran. They were very professional, helpful and crucial for the task they had in hand with my personal situation. Now two years later with the help of Zain they helped me again refinancing my home, getting me a lower interest rate I couldn't be happier. I definitely recommend ML Mortgage and all of these guys too. They work great as a team, they informed me of every step of my refinancing process. Thank you guys read more

From start to finish Naveed assisted us every step of the way. Everyone of our questions were answered and all problems that arose were taken care of! They couldn't have made the process any easier! read more

I would highly recommend Naveed and Zain from ML Mortgage. They help us finance our first home and we are really grateful for all their help. It was stressful at times but I appreciate that these gentlemen made it easy to communicate with them. We would ask the same questions again and again for the sake of clarity and assurance and Naveed and Zain were always professional and friendly with us. Really appreciate that guys!! read more

I highly recommend Zain and Kamran, I have worked with them for past 10 years and every single transaction they have given me the best rate than any other bank, don't go anywhere else for your next purchase or refinance! Not to mention their assistant Gaby who's also amazing, she answered my calls whether it was 8am or 11pm! I'm probably their most difficult client they ever met. I just finished another purchase with Zain and once again he gave me a better rate than anyone else believe me I'm a penny pincher. read more

Zain and Gabby did a great job making the lending process quick, professional and easy. They both were excellent at following up when we had questions. I would definitely refer anyone who is in need of mortgage lending to Zain and his team. read more

My wife and I purchase our first Home with ML Mortgage after we had a horrible experience with our first lender, Jamal attention to detail and hard work paid off, Jamal made it happen for us and for that he deserves our highest gratitude and admiration. We would recommend working with him in any of your lending needs, Thanks Jamal for everything !!!!! read more

Referred by my realtor friend, I called Kamran serval times asking for a mortgage, he committed to get back to me, but never. Then I sent emails to him, never get reply. Maybe too busy? But not a good way to do business. read more

My husband and I refinanced our home. After being homeowners for 2 years, and when it came time to get rid of our PMI, we really didn't know what to do. To make things more confusing, our previous mortgage refused to return our calls and just sent us stacks of paperwork to review. ENTER ML Mortgage and Zain! Zain was referred to me by my brother (who also did business with him.) He stepped right in, ran the numbers fast, got our appraisal going and got us refinanced in less than a month! He even answered a call of ours at 10pm (which was a desperate move I realize...) but he took it without a hint of annoyance. I feel confident in recommending his services. Do the right thing and call ZAIN! read more

My wife and I just bought our 1st home!!! This experience by far has been the greatest, scariest and most emotional roller coaster ride ever. We were excited, anxious, filled with joy and many times filled with lots of stress. By the end of it, it was well worth it. Before any type of major purchase or simply before going out to eat my wife and I will always look up reviews. We'll Google or Yelp it. Zain from ML Mortgage was referred to us by a realtor that my wife and I were interviewing. Which is another story. Zain is a cool, down to earth professional loan officer. When I needed questions answered he was there. The amount of information the whole home buying process requires is annoying and very repetitive, which is understood when you are asking for so much money to borrow. But hey, what can you expect when your a new home buyer. He was definitely professional at all moments during the process. In the end I was able to understand why they needed so many documents. Ultimately my wife and I were very pleased with Zain and ML Mortgage. They did a lot to get us approved so quickly. We were able to close in 30 days as we hoped. Faster than another mortgage company we had as a back up. I will be calling Zain again when my wife and I will be getting ready to buy our next home. Request Zain if you want a knowledgeable, patient and hard working broker. He went above and beyond to make sure we were happy. read more

We were extremely pleased with our first time dealing with ML Mortgage back in 2017... We decided to let them help us in refinancing in May of 2018, they told us that our property taxes wouldn't change being that our house was in a trust when originally purchased. They told us they were going to work on it before our first payment came in but when we received our first statement it was $450 more then we were told it was going to be... Not only were we lied to but in my opinion they payed themselves more then they should have on the closing costs, my only fault was trusting the words of someone the outcome wasn't going to effect. I called for help several times and would give him extra time to get back to me and I never got the help that was told I was going to get. I' read more

This was THE WORST experience of MY ADULT LIFE!!! These people are the sloppiest that I have ever worked with. As a home purchaser and a business professional, I offer additional strikes ( beyond poor business acumen) to their record. 1 - There was NEVER a straight or solid answer on anything. 2 - I was out money becasue they COULD NOT close my deal. 3 -They dont know their underwriters very well, beacuse there was ALWAYS SOMETHING else that they needed and it was always a surprise and unexpected item..... WEEKLY! 4 - Customer service does not exist 5 - We were told our "deal is done" once a week by the same agent and there was always something new around the corner.. 6 - Our money was never recouped... I emplore you - DO NOT USE ML MORTAGE. If your agent suggests them, RUN! read more

These guys are great! They will work with you to make sure you get what you are looking for. I am happy I found these guys. They do all the work to make the transition as easy as can be. Thank you Zain for all of your help! I would recommend these guys to my friends and family. read more

I dealt with the team at ML Mortgage Corp for refinancing my house and I could not be happier I shopped my original bank against ML Mortgage and ML was much more competitive. Their team was very responsive and I thought communication was great during the whole process. I would highly recommend them and I would use them again! read more

I have been working with the team at ML Mortgage for some time now on my investment properties purchases and refinances. They have really allowed me to re-position my mortgage obligations and give me extra cash to acquire other distressed properties. They have a lot of experience with being able to come to win-win solution for acquiring a property and refinancing into a long term hold opportunity. Providing me with ability that not all brokers have. Really appreciate all the efforts they put and communication is amazing as well through out the process. Thank you read more

The team at ML Mortgage and Zain have come through for me and my family twice! First to get me in the home and then to reduce my loan payment. They delivered in a timely manner and got me a great rate. He asked for all the things he needed upfront and that took a lot of stress out of the process. Anytime someone asks me "if I know anyone that can help them out with a purchase/refinance" I always recommend Zain at ML. read more

I want to thank everyone at ML Mortgage especially Zain who helped me step by step in purchasing my first home. It was quite intimidating taking this big step but Zain and everyone at ML Mortgage helped calm the anxiety and guide me through the process. Thank Zain and thank you ML Mortgage read more

We just closed on our new home in the hi desert thanks Kamran at ML Mortgage. After trying for years and being told one thing and then another and many times turned away we finally came across Kamran through our realtor, and let me tell you he actually made things happen. The best of the best as far as I'm concerned, if you are trying to buy a home I strongly recommend you see him first. Was it easy no nothing about buy a home is easy but no matter how hard my situation he didn't shut the door on us, he worked with us until he was able to help us. All I can say is thank you we really appreciate it Kamran. read more

Zain is AWESOME!! He & Naveed helped me and my husband refinance our home February 2021 for a lower interest rate. Zain had to work through some difficult obstacles behind the scenes to reassure that things went smoothly. He also covered some additional cost that wasn't expected. We are truly grateful for all he and Naveed did to get the refinance CLOSED! I highly recommend ML Mortgage they are the BEST! CB read more

I had no idea that refinancing my mortgage could be so painless through ML Mortgage.Had I known, I would have done it sooner. I honestly cannot speak highly enough of Zain and Naveed who handled my re-fi from start to finish with professionalism and class. Both of them was so helpful and just so genuine; but I was really impressed with the level of customer service Zain and Naveed provided. Calls and messages were returned promptly, and Zain always did exactly what he told me he would do; I never once felt even the slightest bit inconvenienced. Naveed had everything handled, and I felt completely at ease throughout the process.That kind of service is what gets you referrals and repeat business. read more

When everyone said no to my home dream, Kamran, Darchan, Zain and team made it a dream come true. They are very professional and are very thorough in explaining every step of home purchase or refinance. My family and I are very happy with our home and can never thank these guys enough for all they have done for us. read more

I have used ML mortgage many times in the past and have always been very satisfied with their professionalism and accuracy of my home loan or refi. They always have great rates and charge great fees. The whole office makes you feel special and I love working with them. I will continue to use them any time for home loans. Darshan is very helpful and has always taken my call or called me back within minutes. I highly suggest you give them a call for ur loan needs. You will be very happy with the out come. read more

Kamran and Darshan at ML Mortgage made the loan process easy and stress-free. They took the time to explain what to expect and also kept me informed every step of the way. Moreover, they worked very hard to get me the best, lowest rate possible. I could not be more satisfied with the entire process and I'm very thankful for Kamran and Darshan's help at all times. Highly recommended! read more

I purchased a home last year with Zain and Kamran, and I can't begin to tell you what an awesome experience it was. Zain made himself extremely accessible and never once made me feel like I was left hanging. Kamran gave me some great advice regarding what type of loan I should pursue. Super professional, fun to work with and most importantly good ol' fashion hard working people. Thanks ML for everything! read more

Darshan is a great guy help me out with my loan made it happen on timely fashion. Will recommend this company to family and friends

We used ML mortgage for the purchase of our first home. Darshan & Kamran were really great help... they helped get all the answers to all of our questions and kept us in the loop of everything. He was very friendly and professional and made the whole difficult process much easier. read more