MIB Group, LLC, which used to be called the Medical Information Bureau, was founded in 1902 and provides underwriting for life and health insurance companies. Services includes fraud detection and risk assessment.
Consumers are allowed to request a copy of their MIB Consumer File for free. Through MIB's website, I requested a copy of my file, because I planned to apply for life insurance, and I wanted to know what the life insurance company would find out about me!
Within days, MIB mailed me a letter to inform me that they conducted a thorough search of their consumer database and that they did NOT have a consumer file about me.
Please note that MIB has files only for consumers who have applied for individually written insurance within the past 7 years from insurance companies that are MIB members. Therefore, MIB was most likely correct in not having a file about me. I greatly appreciate MIB's prompt response to my request. read more