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    Master Key Mortgage

    5.0 (1 review)
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    Services - Master Key Mortgage

    Mortgage services

    Mortgage refinancing

    Home purchase

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    6 months ago

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    Dave Soza - Powerhouse Mortgage - Happy Cinco De Mayo!

    Dave Soza - Powerhouse Mortgage

    (83 reviews)

    Working with Dave Soza at Powerhouse Mortgage was easily one of the best decisions we made during…read moreour home buying journey. As first-time buyers with busy work schedules and limited time, my wife and I had a lot of questions, and Dave was incredibly patient every step of the way. He took the time to explain everything clearly, stayed transparent throughout the process, and consistently kept us in the loop so we never felt out of touch. Not only did he help us lock in a great rate on our conventional loan, but he also made the entire experience feel smooth and fast from start to finish. You can tell he genuinely cares about his clients. One moment that really stood out was during one of our home inspections. The contractor needed access to the roof but didn't have a ladder. Dave didn't just stand by, he jumped in with a thinking-out-of-the-box solution and helped make it happen! That kind of resourcefulness is rare and speaks volumes about how committed he is to his clients. If you're a first-time homebuyer looking for someone who is knowledgeable, responsive, and truly goes above and beyond, I can't recommend Dave enough.

    Dave is the real deal! He got me and my partner pre approved after a good 1-2 hour conversation…read morewhere he never asked for any financials until we were ready! Which is a breath of fresh air considering as soon as you contact any lender, they won't give you the time of day until they see financial docs, which I understand but the way Dave worked. He wanted you to feel comfortable with him prior. The best part was is that everything that he said was exactly the same leading up to when we close our docs, which was our monthly payment plus the down payment, no surprises, and if there was, he worked with our agent to make sure that what we discussed was honored! It is now the new year and we celebrated in our new home. Thanks so much, Dave!

    Aragon Lending Team - Meet our crew and see how we make amazing happen for our clients (and have fun doing it!)

    Aragon Lending Team

    (216 reviews)

    Downtown

    Julie and her team are hands down the best. From the very beginning, they were incredibly…read moreresponsive, easy to approach, and made us feel completely comfortable discussing our budget and finances. There were many times we felt like we were asking "silly" questions because of all the mortgage jargon, but her team always took the time to explain everything clearly and made the process feel simple. Beyond their great communication, Julie guided us through a fast 21-day escrow that successfully closed--something we truly appreciated. This team doesn't mess around; they genuinely work in your best interest and go above and beyond to get the best outcome. Even after closing on our home, Julie continues to be just as responsive and helpful, answering our questions and proactively guiding us as we start thinking about refinancing. The Aragon Lending Team is always three steps ahead. It was such a pleasure working with this team during one of the biggest milestones of our lives. Thank you all so much!

    Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

    Powerhouse Mortgage - We Don't Just Do Loans, We Create Solutions!

    Powerhouse Mortgage

    (7 reviews)

    To say that Powerhouse is 5 star... Well that rating is too low for them!!! Melinda, Maribel, Lupe…read moreand Rosie and their entire staff is not only professional they are the hardest working mortgage company that I've had the pleasure of dealing with. I cannot recommend them enough!!! They made the purchase of my first home kit only exciting but stress free. They worked their butts off to do my first and second refinance!!! I will go back over and over again. They made the process easy and even when I was having difficulties. They walked me right through it and made it so easy for me. I will scream it from the rooftops. If you need a new home loan or a refinance. Go see my girl Melinda Estrada and she will get you funded!!!

    We did a refinance cash out so we could add our son to the loan. It's just so expensive for young…read morepeople to purchase a home. We wanted to help Our son now instead of waiting until we are gone. David gave us the option of gift in equity or refi. David is so knowledgeable he did our refill to a shorter term a few years ago. I naturally called him about our plans. We want to cash out retire in Hawaii but help sons now give them sons money and use the proceeds to move to Hawaii. Our oldest owns a home but the youngest is still Single and can't afford to buy anything. We did what any loving parent would do looked at all our options from Helping the youngest buy something or gift in equity to buy our home. In the end we decided to refi add our son to The loan cash out rent back from Him for a year and then move to Hawaii. We will give our oldest his fair share to use to remodel his home or rent his home out and buy another house. Our youngest gets a deal on the house with no down we get the left overs. We don't need much we can't take it to our grave everybody is happy. None of this would have been possible without David's expert and honest advice. I totally trust David and will utilize his services next year when we buy our retirement home in Hawaii. My youngest will eventually refi this house in his own name and he already knows he will only use David for the refi. David is like family I can trust his advice he is honest and he won't steer you wrong. I trust David with my life he got us approved in one day and we closed in -6 days that has to be a record. Also his notary Belen is awesome exactly like David can't say enough about David and his team they deserve more than 5 stars they go above and beyond. I will refer them To everyone I know.

    PRMG

    PRMG

    (26 reviews)

    We closed on our first home today! We loved working with Rose & her team over at PRMG. We had…read moreexpedited contingencies so needed everything to be done in a very timely manner. PRMG did not disappoint! Everything was explained quite well before eSigning all the docs, Rose was available for questions and concerns all the time. All around we're happy with the service and the lack of smoke & mirrors! We're now proud owners of our first home!

    TL;DR - 90 days to close refinance for 50% of home value. Poor communication and lack of…read moretransparency from the loan officer, Ben Mireles, led to missed timelines and never ending underwriting requests. Leaving two stars for PRMG so that others take this review seriously and stay away from this company. My spouse and I have refinanced in the past and are familiar with the process. However, we are exceptionally regretful for giving our business to PRMG. This entire refinancing process has been one of the most painful experiences of homeownership. Our loan officer Ben Mireles, never clearly laid out for timelines or underwriting expectations/scrutiny. Ben promised 30, then 45, then 60 day close windows but none were ever met. We are currently at 90 days. We were actually unable to reach Ben for over two weeks. I had to reach out to his regional manager just to get in contact with him. Customer service and communication with Ben could not have been worse. This company appears to be incapable of processing applications in a reasonable timeframe for anything other than bog standard first time home purchases. It truly felt like we were dealing with a JV team throughout the process. Expectations were never established for their strict underwriting thresholds, leading to lots of confusion and consistently delayed closing dates. Further, basic requests for our account statements and employment verification weren't made until the 45 day mark, slowing the process even more. We were constantly promised "this will be the last condition prior to final approval", but then came another handful of requests for statements and documents without any communication other than "underwriting needs these documents". The lack of transparency from all parties at PRMG left us feeling frustrated and in the dark. We wondered if we would ever be given approval or if we were being strung along. While we are on the brink of finally closing, I'm more thankful that this process is almost over. I do not recommend PRMG and will not do business with them in the future.

    Master Key Mortgage - mortgagelenders - Updated May 2026

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