I spoke with ASH today regarding a payment and I had a few questions that I didn't have the answers…read moreto so Ash answered them. She was kind, patient and helpful. I have been working with Essex for about 2 years now and I have always had a good experience. Thank you again Ash continue with your awesome customer service.

I had two loans with Essex. They just transferred. I will miss Essex servicing my loans. They…read moreare great!

My family and I needed an experienced realtor that could navigate the potential twists and turns of…read moremy grandfather's trust. Meridox turned out to be the best choice we could have made. Trung and Linh were consistent with their communications with us and kept us informed on all aspects of the listing, negotiations, and escrow processes. From our first meeting, they were well prepared and did their homework. Comps and initial estimates were extremely helpful. The most impressive aspect of their services was the negotiations, with multiple offers received, Meridox carefully orchestrated another round of bidding, culminating in us receiving the highest and best offer. Disclosures, paperwork, and escrow were a breeze. I would highly recommend their professional services to friends and family, and I would use them again in a heartbeat!

I thought I would never end up buying a house...so when I found my dream home just randomly driving…read moreby one day, I realized I didn't have any knowledge of how the process work. While my parents introduced me to a family friend who was a real estate agent, I had no idea how to go about finding a loan officer! After digging through Yelp/Google, I stumbled upon Meridox Mortgage that had stellar reviews and took a chance. I called Meridox and was put in touch with Trung Tran. I let him know that I didn't have any knowledge of how the house-buying process works, but he was incredibly supportive and assured me he would walk me through every step. Shortly after we finished talking on the phone, he sent me a list of items to provide for the pre-approval letter. Trung's turnaround was quick. I sent him my information in the evening and got the letter the next morning. My real estate agent used this letter to draft the offer...it was accepted! After my offer was accepted, the rest of the process was somewhat nebulous, but my real estate agent worked closely with Trung to help me through. Trung was with me every step of the way. He patiently explained how my monthly mortgage payment and closing costs were calculated and even helped me negotiate a home insurance offer. He even kept a close eye on the market and advised me when I should lock in the rate. I thought home buying would be more stressful, but it wasn't as bad as I thought because Trung made every step clear and was very on top of deadlines. From pre-approval to loan closing, it took just one month! Thank you Trung for being so diligent and patient in helping me secure my dream home! Trung was also very proactive in reaching out to me a few months later when interest rates dropped by about 1%. I had the honor of working with Trung again for my refinance, and it was also efficient and painless! I recommended Trung to my coworker recently when she was looking to buy a condo. Highly recommended to anyone who is in a market for a house to look into Meridox!! Thanks again for your hard work, Trung!!!

May2020 WE ARE BACK!!!!!…read moreThe Luna Group helped us with are ReFi and with a lower interest rate and extra money from equity in our house, we are able to finish up projects in our home to get ready to sell!!!!! Thank you Manny and the Luna group Team!!! Blessings Vanessa and Dan April 2018- Many was great to work with and EXTREMELY HELPFUL and especially since we were dealing with a past bankruptcy and raising Credit scores. Our process ended up taking longer, only because we were dealing with issues on our end, but Manny was always patient and knowledgeable. He was always working hard to get us the best rate. This is going to be a lifelong working relationship, my husband and I are completely satisfied and we look forward to the next time.

Manny and his team were very helpful with my loan approval and made it easy for me to apply for my…read morehome loan. Throughout the process they provided excellent customer service. I will definitely recommend his service as well as be a returning customer.

Beau and his team helped me in refinancing my mortgage. I can't say enough about how Good they were…read moreto deal with. They made the whole process very efficient and kept me informed of the status on a regular basis. The costs were very fair and transparent from the start with no delays or surprises before closing. I would highly recommend them. -Edward W.

Amazing! Beau and his staff at Transparent Mortgage are absolutely incredible. This was my first…read moreexperience in refinancing my loan ... without a doubt, Beau and his team are caring, patient, experts and relentless. Beau truly went above and beyond shoulder to shoulder with me to make sure this is done right. My case was not easy, had a lot of obstacles but the grit and not taking a no for an answer from Beau was the reason why it was done with the best possible result. I 1000% recommend them. And Beau is 1000% amazing at what he does and 1000% a great guy I feel lucky to now know. This will not be a 1 time thing if you work with them, guaranteed!

John is truly an expert in his field. This was our second time working with him to purchase a home,…read moreand he continues to provide a gold-standard, 5-star experience. Even though it had been a while since our first purchase and we had forgotten parts of the process, John didn't hesitate to walk us through every detail again. His responsiveness and deep knowledge were instrumental in getting our loan approved quickly. He was proactive in hunting for the best rates and even researched specific housing programs to help us maximize our purchase. We are so happy to have John in our corner and highly recommend his services!

As first-time homebuyers, my husband and I had a pretty complex situation with our HOA that made…read morethings more stressful than we anticipated. We ended up having to decide between two different loan types, and our loan officer walked us through both options in detail. He broke down exactly what each would mean financially not just in the short term, but for the long run so that we could look at all angles and make the best decision for us. What we appreciated most was his full transparency. When you're buying your first home, you honestly don't know what you don't know, and having someone who's willing to slow down, explain everything clearly, and give you the full picture made such a difference. On top of that, he was able to get us a great rate (unheard of numbers for condos), which we're so grateful for. The whole process felt manageable and less overwhelming thanks to his guidance. We'd highly recommend him to anyone looking for a loan officer who's patient, knowledgeable, and genuinely invested in helping you make the best decision for your future.

We were incredibly fortunate to have Fred as our loan originator. His professionalism is…read moreexceptional, and his knowledge of the market is outstanding. We learned so much from him. Fred took the time to explain everything thoroughly and educate us throughout the process. He is highly approachable and always quick to respond to our questions. On many occasions, Fred responded to our texts late at night and early in the morning. He truly cares about his clients and is always on top of his job. We are extremely satisfied and so glad we chose Fred to help with our mortgage loan.

From the owner: Ozean Realty - Think of us as your one-stop resource where you can get answers to all your…read morequestions — whether residential or commercial real estate — while also receiving mortgage solutions tailored to your needs. We don’t walk away when things get tough; I walk alongside you, committed to finding the best path forward with everything I’ve got. I'm a dedicated Mortgage Broker, & a Licensed Realtor, driven by compassion, honesty, and a deep sense of purpose. Residential: Conventional, FHA, VA, USDA, Reverse Mortgages and Non-QM Programs for Self-Employed, Investors and Small Businesses, Hard Money Loans. Commercial: Bridge Loans, Construction Loan, SBA (7) SBA (504), Hard Money Loans

I am amazed by the group of individuals that make up this company. They work with such…read moredetermination, resourcefulness, dedication and HEART like I have never seen or heard of in this or any other industry today. Foze Ennabe has been the spearhead and team leader on this project. His fierce determination, commitment, professionalism and genuine kindness are mainly absent in today's business sector. I have no idea what the result will be from this effort to acquire a mortgage for myself (I have an unusual property) but in any case their combined effort on my behalf has, and continues to be, above and beyond any expectations or hopes I could have had. Thank you to each and every team member involved, in particular Mr.Ennabe. Sincerely, Penny Michaels (grateful client)

Quick, easy, and straight to the point. My experience was beyond easy, and working with Cesar…read moreCarranza has been a great experience. I highly recommend him! Will be working with them again!

Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Third time we've used Aragon. Closed in record time. Her team is always always on top of…read moreeverything. I'll be back for a fourth time.

Chris from Thrive Financial was amazing to work with during our mortgage process. He guided us…read morethrough every step, explained everything clearly, and always made himself available when we had questions. The whole process felt organized and stress-free because of him. Escrow was short and smooth, and there were no surprises along the way. Chris stayed on top of everything and made sure we understood what was happening at each stage. We're really grateful for his help and would absolutely recommend him to anyone looking for a mortgage lender who truly knows what they're doing.

I've been working with Steve, Chris and Vince for over 20 years and there's no other Mortgage…read moreLender and overall consulting advice in the business community! Don't think twice, call the team at Thrive and you'll do more than just survive, you'll prosper and THRIVE!!!! Paul F. Anaheim