Our family can't speak highly enough of our experience with Cubie, Jon, and Gigi. Earlier this year, when the housing market was particularly tough, they went above and beyond to ensure our home was sold quickly and at a great price. From the very start, the team demonstrated an impressive knowledge of the market and a keen eye for detail. They helped us stage our home and got us a new home. Throughout the process, they were consistently communicative and always available to answer our questions or address any concerns. They negotiated effectively on our behalf and kept us informed at every step. In a market where many homes were sitting unsold for months, the team's dedication and expertise truly made all the difference. Rarely, you might find a realtor who focuses more on high-volume sales rather than personalized service. We would wholeheartedly recommend them to anyone looking to sell or buy a home!!! read more

I used Mares Mortgage to purchase my home. They made the entire experience so easy. They explained every step of the process, helped me find vendors like the home inspector. The whole home purchase and loan approval process with Mares was effortless and gave me peace of mind that I was in good hands. I highly recommend the whole team at Mares. Monica helped with so many questions and Cutberto helped explain many details in finalizing the loan. Thanks again! I will definitely use Mares for my next home loan. read more

Cubie has stepped in and saved multiple deals for me. As a Realtor you need lenders on your team that can help in any and all situations. He was even able to provide better rates than a New Home Builder's Mortgage Company!!! That just doesn't happen often. With a wealth of knowledge and a team ready to go, Mares Mortgage gets the job done! read more

Mares mortgage was awesome. They were able to close in 14 days which is necessary in the competitive market. Cubie was very helpful for us as first time home owners, locking us for the best possible rate at the right time and providing recommendations to qualify for the preferred loan. Super honest and professional. Absolutely would recommend them to anyone looking for a home loan. read more

Christian and his team were outstanding. From the initial phone call through the close of escrow, he was always on top of everything. There's a difference between speaking confidently and knowing what you're talking about. We had a few unique things regarding our loan which he was able to navigate with ease. This gave my family peace of mind knowing we were in capable hands. The cherry on top was Christian's ability to understand when to make certain moves. We were able to secure a .375% drop in our loan that could have only happened on one specific day. With rising rates coupled with economic uncertainty having a chance to save money was such a blessing. They will be my go-to for all future projects & referrals read more

When I refinanced they made my whole thing so easy and specially the rate I got ! Christian was so awesome considering I know nothing about this process. He explained things in such a great easy way ! If you need financial services come see them ! At no time did I question nor did I feel like this could be a bad thing. You'll rest easy ! read more

Once again an excellent experience financing our home with Mares Mortgage. I can't imagine ever using anyone else.

I just want to take the time to give a very special thanks Mares mortgage. from the beginning to the end they have always been very helpful and on top of what needs to be done. professionalism with Oscar has always been the best! this is the 2nd time I use him for a very special occasion and he always makes it happen! Don't hesitate to reach out to this awesome group! service is excellent thank you very much. read more

We had an excellent experience with Mares Mortgage. Cubie Hernandez. was extremely helpful in guiding us through the process of getting a pre-approval letter for a competitive loan with great terms. The turnaround was quick, communication was clear and friendly, and we felt well-supported every step of the way. Highly recommend Cubie and the Mares Mortgage team! read more

Honest, ethical, hard working and great to work with. If you are looking to Buy or refinance you are in good hands with Oscar Gonzalez.

I cannot say enough about Mares Mortgage!! They are the Fleming Family Go-To for home mortgage and refi's. My family has used them 6 times and each time the deal was unmatched! They can get you better rates than any one!! My youngest son and his wife got into their first house. They were able to get the deal done in 15 days! Yes first time buyers!!! How? Because they got the lender to work fast, really fast! Let them beat any deal you have. Why? Because they will!!! read more

Michael Olmos at Mares Mortgage was great to work with! From the beginning to the end, Michael kept us updated and worked hard to get the job done. I look forward to working with him again! I highly recommend! read more

Working with Mares mortgage has been a really great experience for us. Me and my husband are getting our first home through VA loan and Cubie made our experience so easy and comfortable. read more

As a first time home buyers, my family and I were extremely nervous.. Mares mortgage made our process so easy and answered all our questions to help ease those nerves! Our family is so grateful for this new milestone and we couldn't thank Cuberto and Michael enough. It was very helpful that they were bilingual (Spanish and English) and were able to translate when needed. We would definitely recommend Mares Mortgage to others! read more

It was a pleasure to work with Christian and his staff at Mares Mortgage. Christian was responsive to all questions, dependable and reliable in accomplishing the task at hand. I was most impressed with the turnaround and how quickly we closed on our loan. Thanks Mares Mortgage! read more

This is the second time working with Mares and specifically Christian. Working with Christian from beginning to the end of both processes has been a pleasure. He brings a comfortable professionalism that makes what is a stressful process not feel stressful. For anyone considering this company, I would recommend it! read more

Christian was so great! The way they guided us through the paperwork definitely was above our expectations we were able to close and secure our loan so quickly specially because we were in a time crunch speaks wonders on how great this Christian is! Will use Mares again. We had gone through rocket mortgage for another home and l I'll say the experience with Mares was significantly better thank you Mares and Christian! read more

Cubie, Christian and Bridget are the power team! Incredibly responsive, provide an immense amount of value prior to even connecting directly with our clients by providing gameplans and running loan proformas on multiple homes for our clients. They help us be better agents with all of their guidance, value props and incredible experience they provide our clients with. If you want to thrive in this market, you MUST have a lender like Mares Mortgage. read more

When you find partners you can trust, you always go back. We have now closed our 4th transaction with Christian and his team and couldn't be happier. We went from our first home in 2016, to our third this Nov 2022 along with a refinance in between. We look forward to a ongoing relationship with Mares Mortgage and are already looking to see what 2023 will bring. read more

My wife & I are first time buyers, the experience was overall great & the detail mares mortgage gave us is unbelievable. They where responsive with any & every question no matter the time & date which is hard to come by now a days. They made us feel like family & I highly recommend them to anyone when looking into purchasing a home. They gave us the exact closing date we wanted and made everything go smoothly. Big shout out to Cutberto, Michael Monica & Sonia for a phenomenal job & their customer service is out of this world! They have a client for life. Can't wait to use them down the road for another purchase!!! read more

I have been happy and satisfied to work with Oscar Gonzalez at Mares Mortgage. From 1st time home buyer taking PMI off, to refinancing, to buying another home. Most recently it was imperative that I add to my current deed to create a living trust. I am appreciative of the work ethic, and break down of the numbers! read more

Cubie, Cuberto, Riley, Christian and the Mares Mortgage team do everything in their power and ability to make the process for clients smooth and seamless. Even when their are significant bumps in the road or ultimately, in the extremely rare case that it does not make sense to move forward, the Mares Mortgage team will ALWAYS do what is best for their clients. My case of getting a mortgage was particularly difficult as a business owner. The Mares Mortgage team was not only able to walk me through the whole process flawlessly, with senior team members getting involved as needed, they also helped me find a loan when I was not qualified to do so almost everywhere else. I ultimately did not go forward purchasing the home I worked to buy with Mares. This was at no fault of their own but at my own personal desire to hold off on purchasing. They supported me throughout the whole process even when it not longer was their responsibility to guide me and when they no longer had any financial gain they could receive from me doing a transaction. I cannot recommend Mares Mortgage enough as an upstanding, professional and values driven organization who will go to the greatest lengths to ensure their customers are spectacularly happy with their experience buying their first home or the next one on their list. Go forth with Mares Mortgage - you will not be let down. read more

Christian Hernandez & his team at Mares Mortgage saved the deal! I highly recommend Chris & his team. They helped one of my buyers when 3 other lenders could not. He came through for my buyer, who was losing hope, and closed him in three weeks. Extraordinary work. All very professional & efficient from beginning to end. Updating us through the entire process. Thank you Mares Mortgage! read more

Mares Mortgage is outstanding in every way. Cutberto, Cutberto Jr and Christian worked with us on a refinance and two home buys. The second buy was out-of-state. The process was a quick, smooth ride every time. read more

In all of our years of purchasing homes, working with Cubie Hernandez and the team at Mares Mortgage was the best experience we've ever had. Cubie truly had our backs - securing a VA loan in a market where others said it couldn't be done. To top it off, he locked in the lowest rate possible. The entire process was transparent, efficient and seamless. Cubie was always responsive to texts or calls. Any question we ever had was answered within minutes - the most stress-free real estate transaction we have ever had in nearly five decades of similar transactions. Absolutely recommend the Mares team! read more

efficace, always available, take time to go over my clients situations and the best way to go for them to have the loan and move to their new home and the best is I always close when I refer my buyers. read more

Cubie, Bridget and the entire team at Mares Mortgage were amazing to work with! Always professional, always quick to respond and they made our home buying process smooth and easy! We had a quick 21 day escrow in a very competitive market and they worked tirelessly to make it happen for us. Cubie went above and beyond to answer our questions and make sure everything was in order. He has great relationships which proved to be very helpful from getting a great interest rate to finding an appraiser quickly. I highly recommend working with Mares mortgage and their team and I refer everyone I know to them! Home buying can be stressful but they made it enjoyable every step of the way! It doesn't get any better, they exceeded every expectation! read more

Mares Mortage was extremely helpful! They were responsive, professional, and took the time to answer any of our questions. As a Realtor I will always refer clients to Mares Mortgage. read more

We could not be more pleased with the team at Mares Mortgage as this is the second time we have refinanced our home over the past four years. We really enjoyed working with Oscar Gonzalez as he always makes the process easy and transparent. We were able to close Escrow in less than 30 days and could not be happier. I would recommend Mares Mortgage to any first time buyers and or people who are looking to refinance their home. read more

Riley Smith of Mares Mortgage did an amazing job on this transaction. As the listing and selling agent I was very busy, and he was always quick to respond. My buyers enjoyed working with him on the multi-unit, mixed use property. With rates rising we weren't allowed an extension and Riley was able to secure the loan at the agreed upon rate and get the deal closed. He was always responsive to mine and my clients calls and an absolute pleasure to work with. I absolutely recommend Riley and the Mares Mortgage team!!! read more

We are first time buyers and Christian and the rest of the team were so helpful throughout the entire process. We are so thankful we went with them and would highly recommend! read more

Exelent people, very helpful and professional. This was my second time refinancing with them. They are the best, I would definitely recommend them for any real state transaction. read more

I highly would suggest Mares Mortgage. From the minute I met Christian Hernandez I knew I was dealing with a pro. I would highly recommended Mares mortgage to anyone looking to do a mortgage. Mares mortgage makes the process smooth and seamless. I didn't have any surprises in fact I ended up getting a better rate than we talked about with less costs. However, after getting more than 20 loans in my life time I know it's more than that, Its being able to get the deal done without stress. Christian his team and Mares mortgage accomplished that. From now on I know were I'm going Mares mortgage!!! Thanks Michael McDermott read more

Mares Mortgage - Mortgage Brokers Near Me - San Juan Capistrano, California

As a first time home buyer, I cannot recommend Mares Mortgage enough. My wife and I had so many questions and the availability of their team and their ability to clearly explain everything we needed to do was such relief. We had the privilege of working with Christian, Cubie, and Oscar and they went above and beyond in making this process as smooth as possible. The level of customer service we received from everyone at Mares Mortgage is on par with what you would expect from the Ritz-Carlton or the Apple Store. I highly recommended Mares Mortgage to anyone looking to buy a home or secure a loan and will be using them for all of our needs in the future! Thank you Cubie, Christian, and Oscar!!! read more

This mortgage company is fast, accurate and represents great value. Cubi and Bridget get back to you in just a few hours and sometimes in minutes. The process is seamless and quick. i would highly recommend them as they also have great rates. Manfred read more

As first time homebuyers, my wife and I had many questions. Cubie and his team - but especially Cubie - were all very patient in answering every question and explaining it in a way that we could understand. He was personable, responsive, and genuine. We couldn't be happier with our experience with Mares, and look forward to going to them again with any future home-financing needs! read more

I would like to thank Eduardo Mendoza for all he's help. I strongly recommend him if you are a first time home buyer or refinancing he is the right person to help you , with the experience and very knowledge of the business . My wife and my self are very happy to thank him again. Mares Mortgage is the place to get your home loan. Rogelio and Dionicia Paniagua read more

Always get the job done. Great to work with. No BS. It's tedious to go through the process but Christian and the team is there every step of the way. Hats off! read more

"Experience, great customer service! A company that works as a team! The owner of the company is so humble and always willing to help ! Recommend Mares Mortgage anytime !!! " read more

Cubie and team provided excellent service for through 2 recent refinances. They were prompt, responsive and professional with no delays. Highly recommended! read more