If you want to invest your money into an organization that can produce results then it's LSI. I was really amazed at what they could do, I have to admit with the issues I had I didn't think it was possible for them to remove the things from my credit report. It felt so good to hear them say "Charles, we got it removed for you and you should see the reflection of it on your next credit report". Now to me, that producing results ! read more

Update: Owner Reponse: 2/4/2021 Thank you for your feedback. Amber did respond to your email you back on Jan 20. Amber had written a reply previously but it never got sent, which we did apologize for. We just reached out to you again on Feb 2 to see if we could connect to help resolve any outstanding concerns that you have. During Covid, the federal government issued the CARES Act which allows the bureaus additional time to respond to inquiries. Please reach out to us directly so that we can answer any questions you have pertaining to your results My Response: Serge, As previously stated, I never received a response to my question from 12/28/2020. That was until I posted this review on 1/19/21. I then received a response from her the very next day. Presumably, because of negative the review. This doesn't excuse the sixteen business day gap from the time I sent a question and received a response. I doubt I ever would have received a response if I had not posted a review. I am aware that the bureaus have additional time to process (30-45 days), but this doesn't negate that we didn't receive anything from the bureaus in close to four months. If I had not questioned it, we would have continued to spend some $150 dollars a month with LSI with no results. Original Post: I had a similar experience with LSI. I was working with Amber. They reach out once a month and go over the credit challenges I continued with the service during COVID but stopped receiving notifications from the credit bureaus. This went on for almost six months. We decided to stop our services in Dec since we weren't seeing any improvement. I told Amber to go ahead with the pull since they had just charged my card, but we would cancel next month. I was told that they couldn't because the bill for Dec that was just paid was for the previous month. When I emailed for an explanation (attached), they never responded. Additionally, I questioned how the credit challenges were submitted as it's a violation of FCRA for the bureaus not to provide a response. Amber was always pleasant via email, but when you spend $1200 for credit repair, you expect at least a response to an email. read more

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I purchased life time service from Lsi, Sergey worked on my credit years ego, Sergey is great guy to work with, Now I call and office staff wants to put me on monthly payments because they added LLC to their name! Feels like I been taking advantage of, Life time service! Is lifetime service read more

Less than ideal experience here. I paid this place to handle repairing my credit, however the way that these guys go about performing disputes is rudimentary. I've seen their letters and they're super generic - generally stuff that you can just find online yourself. That's what you sometimes see in places like this and they can sometimes work if you "brute force" it in my experience. However, I'm led to believe that LSI employs offshore staff who typically overlook small details and just click buttons. In my case, I've been told that one collection was "Verified" and that I should work with LSI to settle even though it was removed on a different bureau. In addition, there are two collection agencies trying to collect on the same debt. When my representative sent me their checkin, they are continuing to try to dispute it under the pretense of verification, but she couldn't seem to understand that there is a "paid" item reporting on the exact same account number. I tried explaining this to her with multiple back and forth emails but the communication eventually just stopped with no recourse. You'll have better luck using a DIY service, honestly. All you're doing here is paying for an outsourced agency to do it for you - doing nothing but simple data entry. I noticed no changes other than items that I've disputed myself in credit karma before starting this "program". read more

I'm so happy with their services. I needed help for something very trivial in my credit, and they helped me get it resolved within 1-2 months. I recommend it because I didn't think they could do it, I didn't have high hopes, but they accomplished it without any issues. read more

Absolutely not happy, can not see result , the worst experience I had ever, after they got your credit card number ... forget it about you! Never return the calls, only I can see every month charges on my credit card, Please never use this company, you can do it better yourself! read more

Serge who wrote the comment above LIES! I signed the POA document he is talking about, weeks ago. They sat on it, failed to respond to my emails. Lies again! Don't trust these people! read more

Pretty obvious bait and switch. i paid for the highest level plan for 90 days. They did very little and on the 90th day told me I had to pay more. Rey, agent assigned to my account seemed genuine and even offered to do a little extra work to help me, but overall LSI structure is designed for them and not to improve your credit read more

There seems to be no option of zero stars so please take this review as zero stars. I worked with the crew in 2018 which included Narina and Amber. I had a good experience but towards the end I noticed nothing was being done and communication was becoming less and less frequent. I cancelled and moved on. Come 2020 my husband and I are doing everything in our power to clean up our credit so we can own a home of our own, I reach out to LSI and hope that my experience will be similar to the beginning, when I first started working with them. It has been nothing but a charge on my account since that day, they are in contact with you the first few days and then poof they disappear. I'm angry with myself for trusting a company like this because now the deadline is fast approaching and NOTHING has been resolved. The only thing that has been done is a letter has been sent challenging my collections. This letter was sent in october. I have not heard from these guys since (it's november 13th now). The concept of having a company take care of this stuff for you (at a cost obviously) is great but these guys aren't the ones who are going to do it. You'll check your card statement every month and see they removed their monthly fee, and thats the only communication you will have. You can dispute your own charges using credit karma and most of the time can do it much faster that way. Save yourself the money, they are not worth the headache. read more

As a consumer, it takes a lot of dedication to fix your credit. In a case like mine, you have to admit where you messed up, and then allocate the time/money to going through the repair process. It is so comforting to know that you don't have to do all of that alone. After coming to terms with the fact that I needed help, David, Nicole, and Narina were there for me every step of the way. They matched my intense drive to get things done (and all of my emails!) with an equal passion to help me succeed. I was truly amazed at the speed with which things happened-- and something tells me I'm not a unique case. If you're even thinking about hiring a credit repair agency, go in and talk to LSI. They are worth it, and so is your credit. I've signed up for a lifetime membership and I am so glad I did. Now, finally(!), I realize that my credit is a lifetime investment. There is no one I'd rather have on that journey with me than the folks at LSI. read more

I've been with LSI for a few years now. Amber and her team at LSI have been such a wonderful to work with. The communication between us is amazing. They update me on everything that's going on with my accounts and is always very patient with me whenever I have questions and or concerns about anything. Great team to work with! read more

They did absolutely nothing for me except put me in deeper debt. I ended up taking care of it myself. I wouldn't use thier services again. All they want is money. read more

We hired this company to try and get a few old accounts taken care of. It's been 7 months and there has been 0 progress on their end. Every time we speak to the rep, he has no idea what has been going on. Example: Asked us minimum 6 different times what is our budget to pay off debt. They told us debt settlement was included, and then told us there was a percentage charged for each debt settled. We ended up having to do all of it ourselves anyway. They pushed some credit cards on us with annual fees that it was obvious they got some kickback on... They pulled a report to give us an update 1 time in 7 months, and when I asked today for them to pull it once more before we cancelled service.. they said "the last payment you made was for last months service, so you will have to pay one more month if you want me to cancel it." - it's August 12th....of course our payment on the 1st was for last month and you need even more money. Worst service! Total Scam! read more

I was referred to Serge from a friend in the finance industry. Normally I would think this type of business is a scam, however that was not the case with Serge at all! His responses are prompt and respectfull, and is always willing to help out, even over a year after I hired him! Big bonus is that the membership you pay for is LIFETIME! If I get in trouble in 5 years, I can rest easy knowing Serge will be there to assist. And yes, based on his outstanding reputation, he will still be around for 5-25 years! I would recommend anyone I know needing credit repair to him in a heartbeat! read more

I'm gonna leave a real review here, from I real client! Please before you waste your money read my review! In October 2020, I was looking for credit repair company in Seattle and as any other human being I decided to choose the one who has the best reviews, so I chose LSI credit solution since they had almost all positive reviews I was very excited to start to work with them so they help me with my credit. So I paid $300 just to become a member and they said they guarantee money back, they told me that they gonna start dispute process and it'll take 1-2 months, so once I paid for membership they started charge me for $79 every months, for six months they did nothing, but for the payment they always called on time, plus my credit score instead of increasing it fell down for 30 points, so they totally ruined my credit score, plus they kept saying every months that I'll receive letter for dispute and after 6 months I didn't receive any dispute letters. I really regret spending so much money for this company who just "talking" but not working! Very disappointed and I hope people will read my message before they put their money for this scammer! Please better open Experian account and you'll be able to improve your credit story by yourself without wasting your money for fraud companies! read more

I was very skeptical at first. The deal seemed to be too good to be true. However, after taking the plunge and going to meet with Serge, all of my trepidation was put to rest. LSI is as legit as they come, and Serge is a very hard working and dedicated individual. My experience working with him has been nothing but positive. Not only is he easy to work with, he is also 100% committed to customer service, and is very willing to explain things to you as he goes through the process. I initially met with Serge in early 2011 to go over my credit and understand what could be done to improve it. We went through a round of disputes, and cleanup, and then I ended up moving out of state. A year and a half later I called him up, remembering that I had a Lifetime Membership, and was expecting to have to remind him of my situation and case. To my surprise, he remembered who I was and my specific situation, and was immediately willing to help me move on to the next step of credit cleanup. On top of that, after a second review of my credit, we found that with his help, my credit had gone up by over 100 points! Your mileage may vary, but for me, LSI Credit Solutions was instrumental in allowing me to achieve my financial and personal goals. Thanks Serge! -Josh- read more

I came to Lsi through a friend of mine and was super skeptical in the beginning. My credit score was in the low 500's and I had a lot of older collections hanging on. I was sure it would take years to accomplish anything but under the strict supervision of Amber and Narina the whole process took about 4 months. My scores are now in the mid 700's and I am completely free of any collection debts. Lsi handled all phone calls, negotiations, disputes and even helped me with financial planning. I strongly believe in the Lifetime Protection Plan and recommend it to all my family, friends and clients. Best decision I've ever made was trusting in them. They provide such great service and in such a short amount of time.. Very grateful and appreciate Lsi more than I can say. read more

I can't even talk about HOW MUCH WE LOVE LSI CREDIT SOLUTIONS!!!! We went to Serge and his team back in June 2015. We got the LIFETIME MEMBERSHIP (meaning, we will forever have help with keeping our credit nice and healthy for life), a one time payment and worth every single penny. Within the first 30 days, LSI Credit Solutions had taken one of our credit scores and increased it by 120 points on one credit score and 45 points on another, because they found items on our credit scores that we did not even know existed! Now, 4 months later, we have an increase in credit up 175 points. Thank you Serge for taking care of us. It is hard to believe that there are such amazingly, sincere people still left in this world who GENUINELY want to help other people with such an important part and vital part of our lives!! read more

Didn't do anything for me... bought a 1 year membership and nothing... biggest waste of money. I ended up negotiating with the bank myself and getting my credit fixed and they tried to take credit for me asking me to give them good ratings for it. Don't waste your money. read more

My team and I have had the pleasure of working with Serge at LSI for years now and we all had wonderful experience. We have refered a dozen clients over to LSI so Serge can help with all their collection phonecalls and settlement needs. What Serge has done for my clients is second to none as his skills in helping people improve their credit and consumer report scores have been very beneficial in us helping clients het better product rates. All I can say is WOW -- Serge and his team are wonderful people with allot of industry knowledge, professional approach and very strong communications skills. We love working with them and would recommend anyone looking for help with collections-- and please ask them about their Lifetime Protection Plan as that program offers the most value. read more

AFFORDABLE MIRACLE WORKERS!! I'm trying to pay it forward and write a review where people that read it can see the honestly and the truth behind my words. I hope this helps. My credit was ruined being young and dumb right when I was 18/19 years old and I never had the means to fix my credit till I was about 23 years old. I had no idea where to even start; I was so overwhelmed and stressed from all of the bills and phone calls. I was skeptical of going to a random "fix your credit" kind of company from hearing horror stories but I felt a lot more reassured once a good friend of mine referred me to go see Serge with LSI Credit Solutions. My friend had a similar but larger debt than I had and hearing how much LSI Credit Solutions helped his credit made me feel much more at ease to give it a shot. Long story short I scheduled a consultation met with Serge and from there on it was easy, it was simple, I followed his directions and within about a year or less my credit was so good that I got pre approved to buy a home!!! He helped make it affordable for me to pay things off, I never had to pay the full price that I owed to any of the creditors, and some I did not even have to pay at all. Don't get me wrong it does take a little work but Serge helped me come up with a long term and short term plan, he kept on me and made sure I followed his instruction to get things done. He literally helped turn my life around. The best thing about all of this is that the service with this company is a "Lifetime Membership", meaning once you pay the one time service fee you will never have to pay again!! I know it sounds too good to be true, but it's not! Serge and his staff are the best! read more

*update* We just bought our first home! In our dream neighborhood with a great school district for our children. Thank you Serge for helping us qualify. In less then a year we were able to qualify for a home loan. I know it would have taken us much longer with out your help! So thankful we were recommended to you! read more

I am the last person who would ever consider paying money to someone at the very time that I am broke, being hounded by creditors, and terrified of spending more money. Desperate to get out of my situation(that people I should NOT have trusted got me into) I hired Serge. No regrets- Only grateful that he and his business exist. He talked me through and handled whatever I could not do myself. He works in a timely manner and in a sincere understanding way. Thank You Thank You Thank You. read more

I wanted to update my review for Serge and really emphasize how amazing he's been for me. Like many, I struggled over where to go for this service, and eventually his reviews sold me on him and I can personally attest to those reviews not being exaggerated. Within the first year I was working with Serge, he got over $50,000 of incorrectly reported medical debt off of my credit report. I was at a point of barely getting a secured credit card because of the mess medical bills left my credit in, and went from that dark point to having a credit line in the tens of thousands with very good cards (mileage rewards, etc.) and buying a $30,000 car with next to nothing down and a single digit APR. His work is incredibly fast and effective, but I've got new things that pop up here and there from my past that weren't reported, etc. It happens, and credit is a continual process. Serge treats me like I'm a first day customer that he's trying to earn the business of. His commitment and energy have not declined AT ALL. I worried about this a little before joining him and considered a competitor's service that was $75/month and working with random paralegal interns. I work with Serge personally and I would've spent something like $2,000+ on monthly fees already and I'm still working on my report. Serge has saved me thousands in negotiating for me, and saved me a ton by working with me so seriously after all this time because my fee is paid. I just can't say enough good things. He's a genuinely good, honest, hard working man, and he's dedicated to helping people get themselves into a good place. We find ourselves making big decisions on which way to go sometimes in life, and I consider going with Serge one of the luckiest choices I ever made. read more

I can attest to his willingness to help even after many years--the lifetime guarantee has proven to be legitimate. My collections have almost all just magically disappeared; I went from 7 spread across bureaus to one on equifax without actually having to pay any of them. I'm glad I took this step. read more

These guys are really awesome! First of all, the lifetime membership is incredible! Any time i have an issue, i can feel free to call, and i know that these guys will be able to take care of it! They were able to do some miraculous stuff on my credit! read more

My experience working with Serge was very rewarding. His approach is professional, honest and straight-forward. He really taken the stress out of cleaning up my credit and I would definitely recommend him! read more

worked with them for six months they really didn't do nothing the communication was horrible they took 30 out of my account when I told them I no longer wish to work with them I asked if they were gonna refund my money and still no answer if I could I would give zero stars they told me to call and o did was supposed to get my refund like two weeks ago and still nothing says they can't find me in system my name that was with my account is angela wilbourne I think this is very ridiculous I have emailed Farley several times about this matter with no response I just want my money back that you took read more

I have been working with Bibby on my credit for a couple months to clear off a terrible timeshare listed. Bibby stayed on top of it the entire time and updated me every step of the process. Now it has been removed and I couldn't be happier! It wass a pleasure working with him and refreshing to have someone that cared about their client. I highly recommend Lsi Credit Solutions and Bibby! read more

I had a fraudulent charge placed onto a credit card that I never use and didn't find out about the charge until it had gone passed due. The credit card company posted a late payment to my credit report (even though the charge was in error) and stated that they had no way to remove the posting after it had been reported. The "late payment" dropped my otherwise very good credit significantly. I filed disputes with ever credit reporting agency and with my credit card company with no success. My husband contacted Serge to see if there was anything he could do and within a month and a half the late payment was removed from my credit and my score is not just back to where it was previously but actually improved by an additional 50 points. I have an almost perfect credit score now, well above 800. read more

Serge and his team did wonders to restore our credit! They are prompt and very knowledgeable of the entire credit process. In addition to that, they offer tips and advice on how to maintain a healthy credit history. Their lifetime membership is a huge plus. You never realize how needed this is until something like identity theft occurs. Having someone you can call who knows you and your credit standing can really be assuring in a crisis like that. Give them a call today! read more

Serge is a miracle worker. He helped me to take care items on my credit report. He responds quickly to your email and requirements. I am blessed to have his service only for the first year. Furthermore, he extend his service to a LIFETIME membership. It's been since 2010 since I worked with him and he is as responsive today as before. Thank you Serge! read more

I've been refereed to serge from the bank. My score was 650 and I thought the highest they can do is 730. I was shocked when I saw the result. My score was almost 800. I am very great full what they have done for me. They worked on my credit less than 50 days and I feel great. Strongly recommend it to try them and trust them. read more

My wife and I have had horrible credit because of bad choices thanks to an unfortunate accident I had in the past. I was thinking about foreclosure but thanks to LSI CREDIT SOLUTIONS our credit scores are almost 700 and we will most certainly take advantage of the the low interests rates and be able to purchase a home before the end of 2015. We purchased his life long membership program and for the past 5 years we have had all his services at our disposal, we were so lucky to run into the LSI team. PLEASE DO YOURSELF A FAVOR DON'T THINK TWICE CALL THEM, IT WILL BE THE BEST THING YOU WILL EVER DO TO HELP YOUR CREDIT. read more

worked with serge for 4 years now. he has helped me turn my credit completely around. anytime i need something he is very helpful. i paid for the lifetime membership and its been great. since then i have sent my brother and numerous friends to him and his team and everyone is always happy with the results. read more

Hello! I LOVE LSI!!! I have been fortunate to be referred to LSI couples of years ago when I desperately needed help with my credit. Serge and his team was superb! AMAZING! They are very knowledgeable and they responded very quickly to all my e-mails and messages. LSI improved my credit score very quickly and my credit score went up! Whoohooo! Last month I contacted them again and LSI raised my credit score again in just a few weeks! Unbelievable! Words alone can't express how thankful I am to Serge and his wonderful team for all their hard work. I can say for 100% certainty that at LSI dreams do come true and miracles do happen!!! I didn't believe in miracles until I contacted Serge who is a miracle worker, no other way to describe his team and his services. He provides superior services to his customers and it's for lifetime! I contacted Serge because my credit score was really bad and I needed to apply for a loan ASAP but every bank I went to refused to give me a loan due to my very bad credit. I had many late mortgage, car and credit card payments so my credit was bad. I couldn't believe when as little as couples of weeks later I started getting letters from credit companies and in such short amount of time my credit went significantly up. Serge at LSI was able to improve and highly raise my credit score by resolving all my late payment issues. With a much better and higher credit score I got the loan I wanted. My credit went from bad to really good and I got approved for the loan! That to me was a miracle and LSI's team worked really hard on making that happen. I thank God that LSI exists and what's even more exciting about LSI is that they have a life time warranty. It really sounds too good to be true but it IS true because I contacted LSI couples of years ago and when I contacted them again this November they told me that I was covered under life time warranty and they took care of me right away. I can't thank Serge and LSI team enough for what they have done for me and I highly I mean HIGHLY recommend them to all of my friends, co-workers and everyone I know. Just think how amazing it is to sign up once and use the services for life! That's a phenomenal deal because throughout our life we go through tough times and many ups and downs and you could get a ding in your credit score which will affect you for the rest of your life and all you have to do is give LSI a call and let them do their magic for you. I am so glad I gave them a call :-) :-) :-) From the bottom of my heart THANK YOU LSI and SERGE!!! read more

For all those skeptics out there, Im sure you're like I was, feeling somewhat helpless and not getting a lot of assurance there are legitimate solutions to move forward. I have to admit that I came to LSI with more hope then actual expectation. I wont blow smoke and say Serge gives you an overnight miracle - that frankly isnt possible. However, what he offers is a well thought out and methodical plan with aggressive execution. He does offer real results that wouldn't be possible on your own no matter how much online reading and effort you put in. Im not exactly sure what they are but he does have a number of tactics that provide results which exceeded my expectations. Again, don't expect a 750 score overnight but if you take ownership of your situation and allow for a little time and a lot of Serge's hard work, you can get there much sooner than on your own. He is also very responsive and keeps you from feeling in the dark along the way. I couldn't have asked for more. read more

We were shocked and desperate when we know our credit score, like super shocked. We were in the situation to refinance. We found Serge since all stars review on google and yelp. We have to say Serge is totally deserved 5 stars reviews. He is very experienced and upfront on what he can do for us. And it was so amazing that how much credit score he got back for us and clean our murky history. He is very responsible for answering questions in a professional yet easy-understanding way to us. He is very smart and quick actioner on how things changed, always provide us the best solutions. We like him and appreciate all his hard work! read more

I have worked with Serge for years and whenever I have a client in need of credit repair,Serge is my man of choice. If you want your credit to be restored and your life to improve...let Serge do the work while you kickback and relax :-) read more

Serge has done an amazing job helping me clean up my credit. I can't believe how fast my credit was cleaned up. He is very friendly and responds to emails/phone calls immediately! You only have a one-time fee and you get a lifetime membership. You can't beat that! Thanks for all your help Serge! read more