If you want to invest your money into an organization that can produce results then it's LSI. I was…read morereally amazed at what they could do, I have to admit with the issues I had I didn't think it was possible for them to remove the things from my credit report. It felt so good to hear them say "Charles, we got it removed for you and you should see the reflection of it on your next credit report". Now to me, that producing results !

Update: Owner…read moreReponse: 2/4/2021 Thank you for your feedback. Amber did respond to your email you back on Jan 20. Amber had written a reply previously but it never got sent, which we did apologize for. We just reached out to you again on Feb 2 to see if we could connect to help resolve any outstanding concerns that you have. During Covid, the federal government issued the CARES Act which allows the bureaus additional time to respond to inquiries. Please reach out to us directly so that we can answer any questions you have pertaining to your results My Response: Serge, As previously stated, I never received a response to my question from 12/28/2020. That was until I posted this review on 1/19/21. I then received a response from her the very next day. Presumably, because of negative the review. This doesn't excuse the sixteen business day gap from the time I sent a question and received a response. I doubt I ever would have received a response if I had not posted a review. I am aware that the bureaus have additional time to process (30-45 days), but this doesn't negate that we didn't receive anything from the bureaus in close to four months. If I had not questioned it, we would have continued to spend some $150 dollars a month with LSI with no results. Original Post: I had a similar experience with LSI. I was working with Amber. They reach out once a month and go over the credit challenges I continued with the service during COVID but stopped receiving notifications from the credit bureaus. This went on for almost six months. We decided to stop our services in Dec since we weren't seeing any improvement. I told Amber to go ahead with the pull since they had just charged my card, but we would cancel next month. I was told that they couldn't because the bill for Dec that was just paid was for the previous month. When I emailed for an explanation (attached), they never responded. Additionally, I questioned how the credit challenges were submitted as it's a violation of FCRA for the bureaus not to provide a response. Amber was always pleasant via email, but when you spend $1200 for credit repair, you expect at least a response to an email.

My fairy tale took a surprising turn for the worse when my Prince Charming turned into a…read morechronically unemployable leech, leaving this damsel in distress with a great deal of credit card debt after our divorce. Flash forward to now. Nobody ever wants to make that phone call. I mean, who honestly enjoys calling your creditors? Reaching out for help only to be put on hold for hours/have your calls disconnected/transferred to the wrong department--all for the privilege of conversing with the surly CSR in cardmember services who talks to you like you're a serial puppy killer for making a late payment. After about half an hour of getting nowhere with my credit card company, I was transferred to Clearpoint, and braced myself for more of the same. But it was nothing like what I'd anticipated. I got transferred around and spoke with a few different people, sure, but every single person I interacted with was just SO nice. Ridiculously nice. The kind of nice you can't even fake. The counselor working with me was really encouraging, professional, and treated me like a human. I'm not an evil villain, I'm not incompetent, I'm just a girl who came across some less than ideal circumstances. Being in debt is shitty. We know that. But still, what a breath of fresh air to be treated with dignity. Most importantly, I got squared away with a realistic plan to squash that debt, all my questions were answered, and the pros and cons of the debt management program were explained thoroughly. I actually felt happy when I got off the phone. Happy? Seriously? We talked about my stupid debt for an hour and I feel happy? The fees they charge are so minimal compared to the amount of service they provide, and I feel good supporting a local nonprofit. And I'll live happily ever after, having this ordeal finally taken care of. The end.

Making the best of a bad financial situation is what these guys do for a living, and they do it…read moredamn well. If you know nothing else about them, know that they are the ONLY HUD-approved credit-counseling agency in the state of Washington. To go elsewhere is to make oneself vulnerable to scams that will make you lose more than you've already lost, all to fill their heartless, greedy pockets. Out of work for not quite a year yet when I contacted them, I'd already spent through all my "retirement" savings (ha!) hoping to save my condo. Through a combination of credit-card purchases and cash advances, I was rapidly approaching the last of my credit limits when I called them. They bundled my credit-card debt into one (very) low-interest loan that they brokered my payments on, in exchange for a modest monthly handling fee (especially when compared to how much I'd have paid in interest with the Wall Street banks), all handled through monthly withdrawals from my checking account, which I was able to keep funded (modestly, but adequately) through some creative moves. With their help, I was able to sell the house, with enough equity (I realize not everyone's this lucky) to pay off my credit-card debt, a week or two before the foreclosure hounds would have come snarling at my door. Their attitude and service demonstrate compassion and a sincere willingness to help, and they are both responsive to requests for help and advice and proactively in touch when needed. They earned every penny of their fees, unlike the loan-shark interest I paid Big Banking before signing up for their Debt Management Program. I don't envy anyone the circumstances that brought me together with ClearPoint, but thank God that they were there and oh-so-helpful in my hour of need. If you're on the brink of possible financial disaster and hoping for a miracle, here's my advice: Wake up and get these guys on your side before it's too late to save anything. I haven't checked my credit score yet, but I feel sure that it's at the very least at or above average thanks to the ways ClearPoint knows how to hook its clients up. Call them while you still maintain some control over your future. They'll help make it better.

I cannot recommend Edgar Hall highly enough. From our first conversation, he was knowledgeable,…read morecalm, and incredibly reassuring. He walked me through every step of my case, explained my rights clearly, and completely shut down the opposing side's scare tactics. You can tell he genuinely cares about his clients. He's sharp, responsive, and truly fights for you. If you're dealing with debt collection, legal pressure, or just feeling overwhelmed by the process, Edgar is exactly the kind of attorney you want on your side. I'm so grateful for his help and expertise. Thank you, Edgar!

This lawyer is a one of a kind. I'm not sure that I even knew a lawyer like this existed. He took…read morethe time when he did not have to. He took the case when it did nothing for him. He took care of a United States Veteran who was out of options by no fault of his own. This guy is smart and talented and incredibly wise. He was straight forward but used kindness to explain things. He is one of the good guys.

Lance was different than many lawyers I have had, and that is a positive thing. He is always…read moreavailable and responsive, doesn't charge you for every conversation. He has been very patient with questions and errors I have made throughout my case. In fact, he could have justified additional charges for me after missing some deadlines, but he didn't. That would have been more than fair. He is knowledgeable, lets you know in advance what's happening and what to expect. I will return to Lance should I need an attorney in his field, and I give him my full recommendation.

The Law offices of Lance L Lee would deserve a 5+ extra star rating if that was an option. He is…read morepunctual and was the most truthful and upfront about the laws behind bankruptcy/fees. And unlike a few other lawyers I contacted he was the top tier in every way.

I'm a real Customer with a real review and I am going to be completely honest in this review. Jesse…read moreis a real person who pays attention to his clients. He genuinely cares about the people he does work for. Some of these reviews on here are describing a magical experience with Jesse's credit repair services, it's like they're almost describing an overnight fix, and that's great if it happened to them like that but for me it was different experience. For me, It took a little more time then what I anticipated. It took a little over 6 months before Collections started to fall off. But I did see results, results that eventually lead me to get approved for a $10,000 credit line ! I swear I'm not lying I actually got approved for a $10,000 credit limit with Discover !!! Ok so back to my experience while working with Jesse, Right from the start I noticed he was able to stop a new Collection from appearing on my credit report & that was great that I was able to communicate with him and tell him that I'm getting harassed by a small collector for the sum of $150, Jesse advise me not to respond to them, and as soon as it shows up on your CR I will work on it, so it showed up on my CR and then it disappeared I felt less than a month later. Ok now on to the Collections I already had on my CR,Comparing to the other stories in these reviews my credit was nowhere near as bad I only had 3 hospital Bills & 1 utility bill that showed up (paid )but still showed on my CR as derogatory Because When I paid it I was not aware that it was already in collection.... in which paying after Collection makes it 10 times harder to be removed & is still on my CR Today! I also had One late payment on the store account that happened over a year ago only one time that is still on my credit report until today, so somethings are harder to get removed than others. And with Jesse I've learned that sometimes it's not about the cash amount of The collection that matters most but it's the consistency of the collector, and they could be consistent over a freaking dollar ! or A late payment that happened 16 months ago! So any way all together I only had about $1600 worth of bills in collection & they was mostly hospital bills, and it took a long time to get them off , I almost wanted to give up because I read on reviews everywhere that "Jesse removed My Collection for over $100,000" " and it only took three months" So i really got discouraged because my Collection accounts was stupid hospital bills for only $500 to $600 a piece & I only 3 but it was so difficult to get removed! It literally took a little over six months. But when they did get removed & I listened to Jesse's advice my credit score went from 580 to 700 ! TransUnion, 520 to 690 Experian 540 to 698 Equifax... So to end this Novel size review is Jesse has work magic for me it may have taken a little more time but everybody's CR and Collections are different. But I'm 100 % sure if you stick with Jesse you will see results ! Because I did !

100% recommend!! I…read morewas a little skeptical at first thinking it was a scam and that it was too good to be true, but after reading his reviews, I chose to move forward. I paid for his services for exactly a year. And after a year, Jesse was able to knock off around $20k of collections off of each of the three credit bureaus! Not going to lie, I was a little disappointed after the year mark to the point I requested to discontinue services and Jesse was very understanding and said my one year membership just expired and he already filed the next round of disputes and to expect a change within the next 90 days. Well 3 weeks later, he managed to get a $14k collection removed from all three bureaus!! To think I was on the verge of filing bankruptcy before I googled local credit financial services here in Seattle, I'm glad I trusted him. My credit score has jumped at least 150 points. Thanks so much Jesse! Please let me know if there are any other services you offer!

Have called twice a day for an entire week and could only leave a message. Left a message every…read moretime and did not receive one call back. If this is a collections agency, shouldn't there be someone to answer the calls to Collect Funds????? The worst part is that supposedly this is a bill from 2022 from the DOL and I have not ONCE been notified about and is NOT reported on my credit report. I would have taken care of this a long time ago had I even known about it.

Such a horrible company. I had some outstanding balance with Seattle utilities because I had moved…read moreout of my residence. They engaged a collection agency (this one) to clear that off. I cleared the balance directly with Seattle utilities as soon as I realized that my account was handed off to a collection agency without first trying to reach me. My balance is paid but I kept getting calls from this company. I thought this was scam so I stopped picking up until I googled just now. I called them back and explained that I have paid my balance and this weird dude on the line kept repeating "do you have proof?" The eff! Go grab proof from Seattle utilities I don't owe any proof to you guys when I have no outstanding balance

When I worked in the corporate environment, I never had a problem earning money. Saving it was…read moreanother story...but I was making enough that frankly it didn't matter as long as the paychecks kept coming and the 401K savings was auto-deducted. It wasn't until I made the leap to small business owner where my deeper underlying money beliefs reared their ugly heads. Things got super real...in not a good way. My chronic tendency to depreciate the value of my heart-centered hard work meant that I was constantly underpricing and in a state of "not enough". I've been working with Heather for a few months and have been amazed at the shifts. Starting at the first meeting we were able to access and clear some of the mistaken beliefs that I have about money (tied to old but subconsciously powerful traumas). I've raised my rates and started being able to self-regulate when fear and anxiety raises it's ugly head. I've taken a number of classes on the mechanics of handling money..but working with Heather is the first time that we've gotten to the underlying reasons of why. Highly recommend!

From the owner: Money Mentoring, also known as money coaching, gives you the practical skills to trust yourself in…read moremoney matters by bringing to light the beliefs and attitudes that may be influencing your money behaviors. You will be guided to create a customized spending and earning plan that is specific to your individual needs and wants. This is a process that unfolds over time, helping you to become more aware of your finances and building your financial muscle

Ever had a charge that shouldn't be there show up on your credit report? If your answer is yes,…read morethen you too probably know the anxiety that comes with trying to figure out how to get it removed. I had heard though the grapevine that The Credit Guru were excellent and easy to work with. They deserve their reputation. By the time I got off the phone I had a plan of action, and was seriously relieved. I highly recommend.

I worked with Credit Guru to help me increase my score for a home refinance. They provided sound…read moreadvice and thorough services to help me achieve my goals. During the few months my credit score went up by 100pts. Which was a combination of their efforts and my reducing credit card debt, which they highly recommended. They did not over sell me, and set my expectations properly. Overall highly recommend them for their services!