Honestly, my refinance started off pretty stressful, but Angel Chavez completely turned things…read morearound. He stepped in and took over my loan and from that point on, things felt much more manageable. He was always clear, easy to talk to, and kept me in the loop. He also made sure the original terms I was quoted were honored, which I really appreciated given how much rates were changing at the time. We closed on time and everything went smoothly in the end. I'd definitely recommend working with him. I'm really grateful for his help and would absolutely recommend him.

​Caution: Non-Standard "Teaser" Rates & Bait-and-Switch Tactics…read more​I had a very concerning experience with Optimum First Mortgage. I was initially quoted a highly specific interest rate of 5.123% (a non-standard figure in this industry). Based on this quote, I submitted my sensitive financial documents and authorized a hard credit pull. ​Once they had my data, the rate was significantly increased. When I questioned this, the Sales Manager (James) admitted in writing that the original quote was based on "incorrect input assumptions" and was a "human error." This feels like a classic bait-and-switch: lure the borrower in with an unrealistic rate to harvest their data and credit authorization, then claim "clerical error" to move the price. ​I have officially withdrawn my application and filed formal complaints with the CFPB and the California DFPI regarding these deceptive practices. If you are shopping here, be extremely wary of any quote that seems too good to be true--it likely is. UPDATE TO RESPONSE: Nice try shifting the blame. The data I provided didn't change, but your numbers did. You provided a correct quote, then dangled a fake 5.123% rate to get me to apply, then 'switched' back to the higher rate after harvesting my data. Your Sales Manager already admitted the error was on YOUR end, yet here you are publicly blaming me. This is exactly why I've filed formal complaints with federal and state regulators (CFPB and DFPI). Prospective borrowers: if they quote you a weird number like 5.123%, run. They are just 'capturing the lead' with a rate that doesn't exist.

I'm pleased to write another review for CLS Financial, specifically for Brad Fish. This is my…read moresecond time working with Brad, and he makes the entire process from offers to escrow incredibly smooth and efficient. His exceptional communication skills and calm demeanor are comforting during the stressful experience of making offers and going through escrow. Brad's stellar reputation in the Long Beach community is well deserved. I highly recommend his services.

My wife and I just closed on our fist home and truly couldn't have done it without Brad Fish and…read morehis team. He is extremely professional and will do what is needed to best serve his client's needs. I couldn't recommend him more. We always felt that we were in good hands.

Mai Thank you so very much for all your help always!…read moreI am recommending her to everyone she is always helpful,nice, on time and very friendly and professional!

I had the best experience going through the process of buying my first home. 10/10 recommend Mai Tairead more

Tom is great but all you need to know is that he probably has more experience than anyone you will…read moretalk to. He's been doing this for 4 decades. He personally handles all loans from initial contact to completion. Where are you going to find that?

I was first introduced to Tom & Pam of Bixby Knolls Mortgage a couple years ago and ever since…read morethen, I knew why they were the go-to mortgage lenders! They are such wonderful people and the team is so on top of things! Tom has been in business for over 30 years and is very knowledgeable. He will explain everything in detail and will handhold the first time buyer's (or any buyer) hands like a father or coach. Pam is just a bubble of goodness and sunshine and she brightens up your day with her positive energy! They always do their best for us agents and our clients & I promise to use them when I get my first home. :-) Thank you guys and your team for your hard work in getting our escrows closed and always providing such amazing programs for our buyers!

Just bought my first home. I'm so happy I aligned with BulPrint early. Buying a home can be…read moreintimidating, but Hans and his team had my back every step of the way. They are subject matter experts who clearly explained every step of this complicated process. I felt like I had the "A-Team" on my side.

Hans and his team made refinancing our home such an easy process. I tried going to another company…read moreand had to jump through hoops with no resolution. Hans was able to help me from the start and his knowledge in the business was very comforting. He was able to let me know right away if I qualified without unnecessary work from my end. Once approved, Sarandy was there to help me through the process. She made everything seamless and was always there for any questions I may have. I would definitely recommend Hans and his team for any financing needs.

We couldn't be more happier! Jenny helped us getting our first loan on our condo, and again she…read moreassisted with getting us exactly what we needed for our amazing new home. We were able to close in 2 weeks because we were on time crunch, but she delivered as promised. Jenny is very honest and knowledgeable. And despite the competition of other lenders on both situations she was able to get the best monthly payment, interest rate, and closing cost credits. I like how she communicated with us throughout the process, and did not leave us in the dark. Buying a house is a big commitment and is very important you go with the right lender. Thank you Jenny.

There are a few people who I trust when it comes to my financial security and Jenny Van happens to…read morebe one of them. Jenny Van is my go to lending professional for over 15 years. She has assisted me with 6 loans for homes that I've owned. Jenny is honest, thorough and provides not only the best lending rates she also looks out for your best interest. Jenny goes above and beyond. She is a great communicator, gives sound advice and a very hard worker. Jenny recently assisted both my husband and I with our forever home. Jenny was very patient with the process and answered all of our questions since buying a house now is very competitive and she provided us with the most updated rules and guidelines. She also gave us several options for lending terms and helped up make the right decision for our house in College Park Estates. I'm very thankful to have Jenny as my lender. Jenny is professional and I respect her very much. Jenny, thank you for taking great care of our family. We really appreciate your dedication, professionalism, and honesty.

DO NOT USE TIFFANY OR PROGRESSIVE LOAN FUNDING! We almost…read morelost our house because of her. Not a Direct Lender and the company over charges. If we didn't switch to another lender we would have lost our house. Reporting to BBB and National Association of Mortgage Brokers.

Tiffany is by far the best part of my house purchasing process. She is knowledgeable, patient, and…read morecompassionate. Tiffany was communicative and efficient. Her timelines were always accurate and we closed in my 30 days. I will never purchase a home without using Tiffany.

We have used Aaron Madonna, from Endeavor Mortgage, to re-finance in 2018, 2021, and get a HELOC in…read more2023. He is very direct and honest and gets his loans completed quickly. Aaron is with you every step of the way and always follows up with next steps; with Aaron you are never left wondering what's going on. Aaron is also the best at finding you the best rate, even better than our family friend. He is so good that I have referred him to my aunt, my mom, my cousin, and 2 of my friends and they have all used him. We all now have a "loan guy" and I hope he never retires because with Aaron you know there isn't anything hidden.

I just got my house refinanced with Endeavor. I worked with Aaron Madonna and he was not only super…read morenice and informative, he looked out for my best interest. He worked really fast and stayed in close contact with me the whole way through. It took less than a month from start to finish. So easy and stress free! I would wholeheartedly and highly recommend working with Endeavor Mortgage and more importantly Aaron Madonna. He is awesome to work with.

Chris Fenoglio and his team once again to the rescue! This…read moreis my 3rd home loan with Chris. Chris and his team are so amazing! Efficient! And most importantly, close on TIME!!!! They work diligently to get all the required documents and they have a very cool new online account to upload everything so it is secure and efficient for underwriting. As for for rates and being competitive. No doubt! Chris is very transparent and gives you all the information needed to make quick and decisive decisions. Buying a home is an American Dream. It's a scary process also if you've never purchased a home. The contracts are long and very lengthy to read through. But, trust is the important key factor in your realtor but more importantly, your mortgage lender. I trust Chris completely and his team (Melanie, Jacob, and Robin). There is no other mortgage team out there that can compete with the level of customer service and funding a loan as promised on time! If you are a first time buyer or 2-3-4-5th loan or refi... You cannot go wrong to call Chris at Finance of America Mortgage in Seal Beach,CA! I do not write a lot of reviews, but this is very warranted and well deserved. My family and I are so happy with our new home. Just got in before the new school year. Big and huge thanks again to Chris and his team at Finance of America Mortgage! You came through again for us and we appreciate you and your team. Oh, BTW!!! Historic low rates right now! Take advantage and call Chris!!!

If i could give it 0 stars i would! There was a seminar on home buyers for beginners. I decided to…read moreparticipate and after i had a 1 on 1 w/ Steve Hageman. He walked me through the process and once i started the application/pre-qual process, this is where it gets shady. I received 1 email from Rebecca D'Auria requesting more documentation. I supplied that and asked for a status update. I called, left voicemails, and replied via email, NOTHING. Please do yourself a favor and do not work w/ them.

UPDATE: 11/30/18. I finally decided to call back and spoke with Rich A. We talked a bit and I…read moretold him what I wanted - to take some of my equity and payoff credit card debt - refinancing my mortgage. Initially he said he would put together a package. A little while later I got an email saying we were not at the correct LTV ratio to refinance. WHAT THE!!? Ok I am new to mortgages but I thought you could refinance at ANY time, not just when you have under 80% and can lose the mortgage insurance. Also, he should have known that while initially on the phone with him. I told him specifically what our mortgage was, how much I wanted for CC and what our home should appraise at. Btw, they check the value of your home based on websites like Redfin and Zillow and Trulia. We've done some extensive remodeled which obviously would not be reflected in the websites estimates- but that wasn't even taken into account. Our home was flat valued at market rate for the AVERAGE unit in our area. No thought of compensating for the kitchen gutting and remodel or the bathroom refresh, which can add serious value to equity. Not even a suggestion of an appraisal Just a flat out "we cannot help you" Hmm, someone out there will refinance us and get a good chunk of change doing it - and we will pay off our CC's and still have tons of equity -just not with these folks. Good luck and God bless .... Review 10/20/18 approximately - I don't know ... I heard the ad. I went to the website and filled out the contact form. I waited for a call back. Nothing. I called the number that was the personal phone of owner. Left a message requesting a call back. Nothing. So.... what's up? Selective responding?

Highly recommend Park Place Funding for refinancing. We had a particularly special set of…read morecircumstances that needed extra attention, extra work and heaps of perseverance to see our refi through and Park Place Funding was the team to do it. Hats off to Rich, Kym, Martha and Team for working through this with us. You did a great job. God bless!