My experience with prime lending:…read more 1 they are completely unorganized. We have now done two deals with them In a 8 month period (shame on us for thinking the first time was a fluke), and they somehow have lost all the documents we sent them. Except they didn't lose all of them. Just some of them, but then it is found again. But you should still send it in anyway. 2 A week before closing will be hell; here's real facts of what we experienced. We signed lease for our place to a new renter, movers booked, house packed, we have to leave. Then we get an email saying an income source that was previously ok, is no longer ok and your income no longer qualifies you. Where do we go? What do we do? Do they care? Nope, they just say this is what you have to do to make it happen. 3 when you apply, everything is great and this will be easy! Unfortunately, that changes around two weeks before close. We were told everything was great and on track. Then all of sudden the deal can't move forward until we have a signed lease for our condo we live in currently. They give us TWO weeks to find a quality tenant and sign a lease. How is that reasonable or realistic? 4 you will be have anxiety every time you see their name on your phone or in your inbox. They only communicate bad news. When you see prime lending in your inbox, your heart will sink and butterflies will commence. They are about to change something on you. 5 they will not be honest until you're so far into the process you have no choice but to do what they want you to do. This ties back into #2. This is a predatory lending practice in my opinion. They Pre approve you and tell you everything is fine so you begin to prepare to move. You sell/rent your house, pack, change over utilities, put deposits down on movers, request off work. They know all this stuff is done when they then come in a week or two before close and change the terms and request new items from you. At this point you are literally stuck and can't do anything but bow down to their demands. 6 they will not work with a sense of urgency. As closing date approaches, they will continue to ask you for more and more items. When you need answers to those items, they will take days to respond with a true lack of tack around the urgency of the situation. We didn't know if we could close until the literal morning of close. The night before they said we were still in limbo. 7 they believe they are doing you a favor. They don't operate as if they work for you, they operate as though you are lucky if they even respond to your inquiries or answer your questions. Their actions display they don't care or believe they have customers, they are above all and you should bow down to them. This ties back into getting you so far along in the process that you are stuck and have nothing to do but bow down to their demands. 8 if you leave a honest review, Chad will call you and argue with you about it to get you to take it down. The conversation will last until you agree to take it down or hang up on him while talking.

We've gotten our last three mortgages with Chad, Dawn and the Trease Group and we'll probably do a…read morefourth. They're very efficient and professional! They can deal with anything which is probably due to their years of experience. I highly recommend Chad Trease and his team!

I've bought and sold houses and refinanced them, several times in my life…read more We just completed getting our VA-loan-backed, manufactured "double-wide" home, here in Oregon, refinanced. Fortunately, we picked LeaderOne (their regional office in Eastern Washington state) to help us out. WHAT a professional group of people they turned out to be! We picked them initially because very few of the pitches previously mailed to us to refinance our home, actually DO work with manufactured homes (ours is on a private, deeded lot, not in a park). Leader One are clearly expert at working with both such homes and with VA loans. From their initial proposal letter to the very last steps of our refinance, every "i" was dotted, every "t" crossed, with EXCELLENT communications throughout and very high professionalism. They (and we) turned around every document in record time. Item: my husband had recently changed his long-despised first and middle names (via state court order). Some of his ID and financial material was still in his old name, some already changed over. The LeaderOne staff (again, Washington state), listened well and handled extra paperwork to do everything right. The whole process (in our case, in part because we know how to provide OUR paperwork correctly, too ) took just over five weeks. That is FAST. Our closing took place in our dining room with a terrific "mobile notary" picked by LeaderOne, on the day originally promised. The EFT of our additional cash back (due to two years of working on our home and thus earning a much higher appraisal than originally), came just a few days after the closing. And, shortly after THAT, we got a bundle of paperwork in the mail with all documents (including our revised home deed, and a long-missing copy of our home's HUD compliance certificate) 100-percent correctly filled out, INCLUDING my husband's new (changed) name on everything. Our situation provided many "opportunities" for screw-ups, but none whatsoever happened. Everyone we talked with there was cordial, helpful and often, even fun. Wow. So: a very smart company filled with industrious pros who know what they're doing. I can't recommend them highly enough. Thank you Jody, Randy et.al. for a job superbly (and very pleasantly) done.

After talking with several possible mortgage lenders, Kip with Leader One was the most calm, polite…read moreand helpful out of them all. There was one other who offered a slight lower interest rate however that person gave me the sense of a fast talking car salesman. Personally, I would gladly pay a bit more to work with someone I feel is more trustworthy. I'm so glad I went with Kip and Leader One. Kip took the time to answer all my questions and explain each part of the process in a way I could understand. I am very happy with the entire process and outcome of my mortgage. I will definitely seek out Kip for my next home purchase. Highly recommended.

I was told throughout the loan process by Ryan Pichardo that "This loan is going to close" and that…read more"I was all set." I paid Mutual of Omaha directly for an appraisal in January. Despite Ryan's assurances TWO DAYS BEFORE CLOSING I was told I would not be able to close because the appraisal contracted by Mutual of Omaha did not meet their standards. Be aware, be very aware. I was left high and dry right before closing that I was not able to close. This is my 22nd home purchase and I have never, ever seen anything like this.

Did what they said they'd do. A bit of extra documentation required during the final days, but…read morenothing that wasn't easily handled. Everyone was kind to work with. This was our second mortgage through Mutual of Omaha and we came back because our situation was a bit more complicated this time. They made it easy.

Emailed Nutter for a refinance of my home. Owe $194K- valued at $411k. 800+ credit score. John…read moreWilliams took two days to respond via email and filled out the application online. He never returned my calls- never answered my emails. I sincerely believe this is a case of age discrimination as I am 68 years old. Wanted to deal with a local company- but 'it takes two to tango' and will go to a company that DOES NOT DISCRIMINATE based on age.

Very hard for this companies loan officer to get even 1 star! Be careful using one of the loan…read moreofficers. ( K. Perkins ) she has been known to take advantage of a handicapped senior. Have all of the documentation to explain if requested. Also have the bank documents. Have a copy of a list made by that officer of funds that was taken from a handicapped senior. AVOID IF POSSIBLE! Will post more information and documents next week!

We recently used community lending of America to purchase a new home in Kansas City. They were so…read morefantastic that I have to write a review. Jeremy held our hands through the entire process including making himself available on the weekends. We are more than satisfied with the ease of financing with his team. Providing documents via email was simple and they were always available to answer questions for us. I HIGHLY recommend using them for your home financing needs. I cannot say enough good things about Jeremy, Michelle and the rest of the team.

We are Rich and Cheryl Steffen of Keller Williams Key Partners- and we just have to rave a bit…read moreabout Jeremy Marks of CLOA- having finalized more than a dozen loans with Jeremy, we have to say that the qualify, consistency and high level of care and concern offered by he and his staff at CLOA is unparalleled in the loan industry! We like to lock arms with those who offer exemplary customer service and make us look GOOD...and we have found no less of a partner in Jeremy. Rich and Cheryl Steffen Keller Williams Key Partners

My fiance and I are first time homebuyers and had no idea where to begin with financing a home…read more Lacy and her team were very knowledgeable and patient with our never ending questions and always got back to us quickly with a response. Would highly recommend for first time homebuyers!

This was our second time using Lacey and her team at Summit Funding. They make everything so easy…read moreand are sure to check in every week with the loan progress and to do list. Everyone is always helpful and kind. Even with Covid this was a great experience. We were able to do everything online until our closing date. Thank you!

Worked with Justin Phillips for our Housing Loan. He is very professional, hard working & answer…read moreall our loan related questions in timely manner & explains it very well! Loan process was very smooth and Justin was always there, working pro actively @ every step. We would highly recommend Justin Phillips for all your housing Loan/Mortgage needs. Anjali & Karan H

Just got great news from Leader one financial Mortgage Banker Brandy Arroyo and her team, they…read moreworked diligently on getting our refinance approved! Other lenders were pessimistic but not Brandy, she rocked great interest rate conventional. Do I recommend them, SHOOT YA!! Now we're currently working on another property. Thank you Team Brandy Arroyo with Leader one.......all day every day!!!

Dalton O'Donnell 816-875-3476 -- I recently had the pleasure of working with Dalton who is a Sr…read more Loan Officer at A1 Mortgage Group, LLC. Dalton is fabulous!! He assisted me / walked me through all of the necessary steps to re-finance my property in Virginia. Though he is located in Missouri, he is licensed to do business in many states. Transitioning from an FHA to a Conventional loan took a lot of work and without his help, I may have given up. He followed through with everything he said he would and always returned my calls and texts quickly. He managed to smooth out any hiccups along the way (as are to be expected in many re-fi's and mine was an especially complicated one). Honestly, if I could rate higher than 5 stars for both Dalton as well as A1 Mortgage Group, I would! If you are looking to refinance your property, Dalton is your guy! CALL him and you will get straight answers. He is down-to-earth, genuine, friendly, extremely knowledgeable as well as patient throughout the entire process beginning to CTC. Call Dalton and let him know you saw this review on Yelp! 816-875-3476 and ask for him. Sept2021

This time I got it right!…read more Buying a home can be exciting as well as exhausting! This was my second home purchase and the experience with Mike Cash at A-1 Mortgage was hands down amazing vs my first home buying experience. Believe me, choosing the wrong loan officer can make the experience a nightmare! Having Mike guide me was the best decision I could have made! Mike is a pro! He is thorough, quick, responsive, efficient and passionate about what he does. Everyone at A-1 Mortgage was polite and professional every time! You can't go wrong with A-1 Mortgage!

Rick is a Rockstar! He navigated us through the home loan process in a timely and orderly manner…read more He never strung me along during the process and always made sure to keep me informed during each stage of the documentation submission process. It wasn't too stressful and Rick's precision helped move the loan along smoothly. The pre-approval happened within the first 2 weeks. The remainder of the documents were approved and signed off on within another 3 weeks. Overall, it took around 5 weeks to get to the closing table from the time I contacted Rick.

From the owner: At Metropolitan Mortgage Corporation, we specialize in helping families across Kansas City,…read moreOverland Park, and surrounding areas achieve their homeownership dreams. With more than 30 years of mortgage lending experience, we’re committed to providing same-day pre-approvals, personalized service, and tailored loan options to meet your unique financial goals. Our specialties include a wide range of home loan programs, such as Conventional loans, VA loans, FHA loans, USDA loans, Jumbo loans, and first-time homebuyer programs. Whether you're buying your first home, upgrading to a new property, or refinancing to lower your interest rate, we offer expert advice and customized solutions to help you through every step of the process. We pride ourselves on transparent communication and ensuring our clients are informed and confident at every milestone of the loan process. Serving Johnson County, Jackson County, and beyond, we know the local market and use that expertise to provide the best possible service for each client. With over $2 billion in home loans funded and more than 10,000 families served, we’ve earned a reputation as trusted Kansas City mortgage lenders who care about building lasting relationships. Looking for Overland Park mortgage lenders who deliver expert advice and competitive rates? Contact us today to start your journey toward homeownership!

Diane and her team at Fairway were wonderful to work with, from pre-approval to close. Friendly,…read moreprompt, professional, competent. I felt secure that the loan process was moving through correctly. We had a last minute issue on our end, and they pulled together to help me resolve and still close on time! They offered the personalized service I was looking for. 100% recommend.

In this crazy real estate market, you need a lender who is on board and there for you when you need…read morethings from them... Diane and Alise apparently work all the time. Having people who really care and work after-hours and weekends to make sure you have answers (and paperwork) handy isn't something I generally expect from a lender. Pair that with really good rates and service makes choosing Fairway an easy choice for us. We have closed a handful of local Lawrence mortgages with them and will continue to use them as the need arises again the future. I can't say enough nice things about them, if you need a mortgage in Lawrence, make your life easy and start with these gals, if you have ever had to get a mortgage somewhere else before you will understand what I mean and why I recommend them.