1. Lighthouse Financial Enterprises

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Salem, OR

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Lighthouse Financial Enterprises

5.0 (2 reviews)
Closed • 8:00 am - 5:00 pm

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Phil Gerstner - Lighthouse Financial Enterprises, Inc. - Best Mortgage Lender Salem, OR

Phil Gerstner - Lighthouse Financial Enterprises, Inc.

(5 reviews)

I am pleased to recommend Phillip H. Gerstner, CPA, of Lighthouse Financial Enterprises, Inc. as…read moreyour mortgage broker. Phil took our project on a year in advance and helped us worked through some challenges that we could not have figured out on our own. He is patient, intelligent, and presents information in a logical and orderly fashion. You will trust him right away as I did. One thing I really enjoyed is, Phil has a "can do" attitude, and seeks to get things done, i.e., he doesn't let things linger on his desk, and you don't have to push him, or follow up incessantly. When you are in the middle of buying a home and already wading through so much paperwork, this is exactly the kind of broker you want to have. We did interview other brokers from the "Best Of Salem" list in addition to Phil, and my wife and I were both shocked at how dismissive and cold some of them were - they talked down to us like we were nobody. I don't know about you, but people like that don't deserve our time and money. Phil Gerstner is a kind person who will advocate for you, and give you good advice. It was an absolute blessing to find him, and we could not have put this deal together without him. If I saw Phil Gerstner on the street even today even after the fact, I would be delighted to stop and have a word with him.

The only reason I gave a rating of "five" is because there isn't an option to give SIX!…read more My wife and I have had a lot of experience over the last 23 years buying and selling properties. We had been watching property in a very specific part of town for nearly two years. As our country's financial outlook began to turn gloomy, we decided we'd better pull the trigger quickly before rates went to the moon. A friend we trust recommended Phil Gerstner at Lighthouse Home Loans. We reached out to Phil and the rest is history. Understand, we've bought and sold more than a dozen properties in a couple of decades and we have NEVER had such an OUTSTANDING experience as we did with Phil and his team. We thought for certain we'd waited too long and would pay the price through high rates. Phil shopped our loan HARD and found us several options to choose from that made sense and were manageable for us. Phil took the time to teach us about the process, broke each option down into steps that helped us understand potential outcomes BEFORE we made a decision. We have NEVER had a broker take the time and spend the energy doing this before and we have come to VALUE Phil's thoughtful input. I CANNOT RECOMMEND PHIL AND LIGHTHOUSE LOANS STRONGLY ENOUGH. You will be doing yourself, your family, and your future a huge disservice if you don't at least have a conversation with him, talk about your plans, dreams, and options. Thanks Phil and Lighthouse! We LOVE our new home.

Lighthouse Financial Enterprises - mortgagelenders - Updated October 2026

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