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    Mortgage First

    5.0 (13 reviews)
    Closed 8:00 am - 5:00 pm

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    Services - Mortgage First

    Mortgage services

    Mortgage refinancing

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    4 years ago

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    3 years ago

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    8 years ago

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    8 years ago

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    7 years ago

    Top notch mortgage company. Very knowledgeable and always on point with new updates and services.

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    4 years ago

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    7 years ago

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    7 years ago

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    4 years ago

    amazing team that went out of their way to ensure an efficient process. will use them every time going forwards.

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    9 years ago

    Kerry Vasquez was good at helping us pick a loan type and fighting for our loan to get done asap.

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    10 years ago

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    8 years ago

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    11 years ago

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    Ask the Community - Mortgage First

    Review Highlights - Mortgage First

    We had a poor experience with another company before we worked with Claire and she turned our homebuying process around.

    Mentioned in 5 reviews

    Read more highlights

    Phil Gerstner - Lighthouse Financial Enterprises, Inc. - Best Mortgage Lender Salem, OR

    Phil Gerstner - Lighthouse Financial Enterprises, Inc.

    (5 reviews)

    The only reason I gave a rating of "five" is because there isn't an option to give SIX!…read more My wife and I have had a lot of experience over the last 23 years buying and selling properties. We had been watching property in a very specific part of town for nearly two years. As our country's financial outlook began to turn gloomy, we decided we'd better pull the trigger quickly before rates went to the moon. A friend we trust recommended Phil Gerstner at Lighthouse Home Loans. We reached out to Phil and the rest is history. Understand, we've bought and sold more than a dozen properties in a couple of decades and we have NEVER had such an OUTSTANDING experience as we did with Phil and his team. We thought for certain we'd waited too long and would pay the price through high rates. Phil shopped our loan HARD and found us several options to choose from that made sense and were manageable for us. Phil took the time to teach us about the process, broke each option down into steps that helped us understand potential outcomes BEFORE we made a decision. We have NEVER had a broker take the time and spend the energy doing this before and we have come to VALUE Phil's thoughtful input. I CANNOT RECOMMEND PHIL AND LIGHTHOUSE LOANS STRONGLY ENOUGH. You will be doing yourself, your family, and your future a huge disservice if you don't at least have a conversation with him, talk about your plans, dreams, and options. Thanks Phil and Lighthouse! We LOVE our new home.

    Phil was knowledgeable, responsive and extremely helpful in making sure we had a good experience as…read morefirst time home buyers. He made every effort to get us the best deal and was constantly giving us good news. I really liked working with Phil and Lighthouse Home Loans. I would HIGHLY recommend them to anyone.

    Strategic Mortgage Group - Jennifer Jacobs owner/loan officer at the office

    Strategic Mortgage Group

    (1 review)

    I had the privilege of working with Jennifer from Strategic Mortgage Group during my recent home…read morepurchase in April. Jennifer made buying a new home seem like the easiest thing I've ever done. Uploading documents into the web portal she uses was easy. With each document request I received a little note explaining exactly which document this was that was being requested, or where to go to find it. I appreciated how secure the web portal was and how serious she is when comes to her client's sensitive information. I've worked with loan officers in the past that do not explain things as the process unfolds, and this experience was the complete opposite. Jennifer recognizes that although she lives in the "mortgage bubble" 24/7, her clients may not. She took the time to explain everything thoroughly and answered all questions I had in a timely manner. She was always available for me to call her and I felt like her top priority during my whole buying process. When my husband and I found a home we loved she did great at telling us exactly what we needed to bring to the table financially so we could purchase the home. With this information, we were able to tell our real estate agents what we needed to ask for in our offer. We were clear to close in less than 3 weeks after going under contract thanks to her fast and efficient hard work and service! I felt important, heard, and supported during my whole buying process and I cannot thank Jennifer enough.

    From the owner: For over 29 years, Jennifer Jacobs has been helping borrowers navigate the sometimes-confusing…read moreworld of mortgage lending. She's like your personal mortgage GPS, guiding you through every twist and turn with patience, expertise, and a sense of humor. But don't let her easy-going nature fool you - she's a fierce advocate for her clients interests. Jennifer believes that everyone deserves access to the best possible mortgage options, regardless of their financial situation or property goals.

    Traci Benjamin

    Traci Benjamin

    (7 reviews)

    Traci is a very sweet lady and my only intent for this review is to share our experience and…read morehopefully give some constructive feedback so other clients do not go through what we went through. My fiancé and I just got a new house. Our realtor (a coworker of mine) referred us to Traci for our mortgage/ financing. We knew from the start that buying a house would require us to jump though many hoops and is not an easy to do. We figured that Traci would shed some light and give us some direction because all of this was very confusing, and we kept an open mind during the process. We were not that impressed with Traci's services. Little did we know, another coworker of ours also went through Traci and had a negative experience with her but we were not aware of that at the time. We were under the impression that Traci would take good care of us and keep us in the loop, given that she has so many 5-star reviews. Instead we felt that we were treated poorly. For example, Traci is very hard to get a hold of over phone. All my calls would go to voicemail and most of our communication was done over text (which can be hard to interpret and is not the best method of communication because she would take up to a day to respond). Our intention of hiring Traci was to be able to call her up, give her some numbers to crunch ASAP, and then put in an offer (all of this is very time sensitive) but on many occasions, she would take hours to get back and told us to use her app to crunch numbers ourselves (which we were not comfortable doing). Instead of being 1 step ahead of things, we felt like were always 2 steps behind. Traci never gave us any heads up or checked up on us during this process. She would send us cute and informative check lists way after we needed them or after that step was completed (which was no help to us at all). We did take COVID into consideration, but she mentioned that she sent our closing kit (what to expect when closing) late. She also misspelled our names on letters multiple times and that made us feel like she did not pay close attention to detail (we have emailed and texted her numerous times and they have our signatures with our names). She would also give us deadlines with no heads up. Given that we were trying to close on the house and needed to request paperwork during the week of 4 of July (most offices are closed for the Holiday) which gave us a super small time frame (about a day) to get papers in and drop our Escrow check. We wanted to give her the benefit of the doubt because she came highly recommended but what really upset us was the fact that our Escrow office NEVER received any of our paperwork. On the day we were supposed to receive our phone call to make our appointment for the closing table, we never received any call and found out that Traci had once again dropped the ball and never sent our paperwork to the office (which could have messed up the entire closing process and potentially make us temporarily homeless). Even after we called and requested her to send our papers off, she sent them 30 minutes before the actual escrow appointment (when typically this sensitive information is sent 2-3 days prior to the appointment so they can catch any mistakes ahead of time). I feel that we were not treated with any kind of priority and that we did more work than she did. She also gave us inaccurate information regarding payment methods and refund checks (which isn't a huge deal) but could have caused a delay for us. In the end she did send us pizza on our move in day along with a blanket as a welcoming gift (which was very thoughtful), but I am still not comfortable recommending her to our friends, family, or community.

    Traci was absolutely wonderful! When anything came up during our house buying process she remained…read morehelpful and hopeful. She also sent us little gifts in the mail just to let us know she was thinking of us. She was so thoughtful through the whole process, patient, and kind even when my frustration levels were at their highest. She was seriously the best. I would highly recommend her help with any of your house buying needs.

    Rock River Financial

    Rock River Financial

    (3 reviews)

    I recently purchased a home through the USDA program and Mat Stewart of Rock River Financial…read morehandled the loan. As a first time buyer, I was completely clueless about how the process worked and Mat was always more than patient in answering my questions and concerns, as well as in helping me to correct the numerous mistakes I made along the way. When the listing agent and seller made several serious mistakes of their own, Mat was indispensable in getting the process back on track, spending a great deal more time and effort than is the norm to do so. He never gave up on helping me, and there were many points at which I wouldn't have blamed him if he had, since what should have been a pretty straight forward process turned into a long and arduous ordeal. He even had to secure a new underwriter because the loan became so complicated for various reasons, none of which were his fault. He truly went above and beyond the call of duty to help me move into my dream home, and I highly doubt most loan agents would have stuck by me through all of the mishaps and stressors that cropped up along the way. I can't possibly recommend or thank him enough for all of his help, sacrifice and patience in this endeavor and I feel that I would have given up at several points had it not been for him. If you are in need of a loan agent, you absolutely can't go wrong with Mat Stewart!

    I recently worked with Rock River Financial to buy my first house. Mat and his team were very…read moreknowledgeable, professional, and friendly. I had a lot of questions and they were more than willing to answer every one of them, and responded quickly, too. They were efficient and kept me up to date throughout the process. I found them to be easy to work with and felt like they genuinely cared about getting me the best mortgage - I wasn't just another numbered applicant. I was really impressed with their expertise, honesty, and promptness and definitely recommend them!

    Mortgage First - mortgagebrokers - Updated May 2026

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