So I'm reading the reviews on this place and if you read them all, the one star'd submissions are…read moreall frustrated individuals that seem to forget that EVERY financial institution has hiccups like this. I've had Chase, BOFA, KeyBank, ALL of them work like this. Just because you're disgruntled because you can't reach a body fast enough by phone does not warrant a 1 star review. Let me tell you about my experience(s) there thus far. I've had them for about a year. My credit card was hacked once [online purchase] and they caught it immediately. Every single time I go in there I am greeted immediately. Every service I've ever needed was taken care of promptly, from new cards, to coin counting, to ordering checks. I have the mobile app which I pay bills from, there is NEVER an issue they don't handle immediately. And let me tell you what happened just this morning. Thank you LISA FROM THE WIRE TRANSFER DEPARTMENT. I completed the wire for something that should have been paid for YESTERDAY. And while the payment was not late, it was a matter of confirming with my seller that the payment was made for shipping purposes. So I called the 800 customer service number, I hit 4..then I hit 3. And I was connected immediately. I didn't have to wait, I wasn't 10th in line, and it's already 9:40am on a Tuesday..if that tells you anything. So I explained to the young man what it was I did, and how I did it. He confirmed the payment would not go out until TOMORROW. *ALL* financial institutions work their wire departments differently. OCCU likes to LOOK at each one they just don't send them out [thank you fraud department measures!] but when I explained why and what it was, he asked if he could put me on hold. When he came back he said LISA in the wire department would pull mine and process it AND send me an email today of when it was completed. IF THAT ISN'T SERVICE AND KINDNESS I DONT KNOW WHAT IS. I asked if I could send them cookies or pizza as a thank you and he said "just pay it forward and make someone else smile we're glad we could assist you with your transaction that's why we are here". WHEN do you ever hear something like that from a customer service representative any more? KUDOS to them. Post pandemic people have no patience any more. BUT remember please-the reason you USE THEM is because they provide the human touch service large banks do not. WELL DONE OCCU! and many thanks.

Place is a joke. My loan is setup for automatic payments, that they don't take out. And goodluck…read moregetting ahold of someone. Good ol liberal Oregonians screwing it to the working man. What a joke. Been on hold for 18 minutes, still no rep on the phone. So I must not be the only one with issues. SMH Spent 35 minutes on hold, finally clicked for a call back. Lady calls back and is useless. I made a payment Saturday since they can't do the simplest of tasks. Came out of my account today, she goes I see nothing. I wouldn't trust them to watch a stuffed animal, yet alone be a financial institution. She can't tell me why 1/2 payment was taken last month, can't explain to me why I can't make additional payments and apply it to prinicipal. I have to wait for a call back after creating a ticket. Talk about a waste of time. Will be contacting the appropriate channels to get this sham of a company some sort of discipline. As they seem to think they can or can't do what they're supposed to do. AVOID THIS POS COMPANY AT ALL COSTS

Craig Showalter was on top of everything from start to finish. I would highly recommend Craig to…read moreanyone looking for assistance with their mortgage needs. A++

From the owner: Edgewater Financial (NMLS #14216) is here to help you find the loan program that is right for you!…read more Our knowledgeable staff has access to numerous lenders and hundreds of loan programs and will walk with you through the entire loan process. Call us if you are purchasing a home or refinancing your current mortgage!

Scott Gilbert, Melissa and Selisha are miracle workers! There is one word to describe this company…read more- integrity. The day before I was to close on our home with another lender, Freedom Mortgage, we were not able to close on the loan due to a title discrepancy. The movers were there and everything was boxed! It was a nightmare. I called Scott the following day and his underwriters researched the title and it deemed it clean with no issues at all. With Scott's lead, and with his vast knowledge and experience I was able to close on the loan two weeks later! Melissa and Selisha are wonderful to work with as well - speedy, warm, intelligent and kind. I highly recommend this company!

I can't say enough great things about Lighthouse Financial, and especially Scott and Mel, who have…read morehelped us sail through multiple transactions over the years. I was originally referred to Scott by my real estate broker while looking at investment properties in Salem and Keizer. I used US Bank in the past, but most of the big banks have a "mortgage guy" who seems to be asleep at the wheel. But when you work with someone like Scott, who can shop multiple lenders and give you brilliant strategic advice on how to structure deals for the best outcomes, you avoid the assembly line (and inevitable delays) of the larger institutions. What a night and day difference. He is very sharp and moves like lightning. My goals are very different from the regular home buyer, and so I rely heavily on consultative experts who can problem solve their way around obstacles. They know how to work a bigger plan and make sure we are hitting all of our metrics. If I fall short on something, Mel brings the urgency needed to get the deal done. I can't tell you how appreciated that is. That level of focused project management is worth every penny. They really work hard to see around corners for you, and to package things efficiently for underwriting to keep surprises minimal. They are truly masters of what they do. I highly recommend them to any and all REIs who want pros to handle their financing side. This market is too competitive and moves too quickly to have anything less than a top notch financing partner.

I would not have given them a one star, but had to. Where do I start...First off, had I known that…read moreI was going to be lied to on a weekly basis, I would have gone somewhere else. Had I known that they were going to blow my re-fi off for 6 months, I would have gone somewhere else. The lying, the lame excuses, lack of respect, making up stories as to what is holding up the refi (all of them were lies) and sharing my personal information with my ex-husband who is not on the loan...has left me speechless. I left and went somewhere else and my loan was closed in less then 2 months. (Plus my house was appraised for $30k more). I filed complaints with the owner and instead he choose to SCREAM at me. Save yourself the anxiety and heartache.

From the owner: We're a full service mortgage lender with an experienced staff offering expertise in every area of…read moremortgage lending.

If I could give zero stars I would. I have been trying since April to activate a "special" savings…read morerate. I have talked to 3 different people all promising me in 48 hours it will work! Terrible customer service, and I feel totally gas lit. Some weird thing that has to happen in their app. Now I'm think false advertising too!

From the owner: At OnPoint, our purpose is to build strong communities by supporting financial growth and…read morewell-being, one person at a time. OnPoint provides financial services and education to help improve the lives of our members and the communities we serve--including Portland, Vancouver, Salem, Eugene and Bend. Since being founded as Portland Teachers Credit Union in 1932 by 16 educators, we've grown to be the largest community-owned financial institution in Oregon. With over 90 years of banking know-how and the strength of more than 500,000+ members behind us, OnPoint is committed to helping you live your best life. Federally insured by NCUA. Equal Housing Opportunity.

Even though they have strict guidelines for wire transfers they are still a very good credit union…read morewith a respectable staff.

I just completed the refinancing on my home. I worked with Phaysy Allen of Unitus Community Credit…read moreUnion, Salem branch, and Phaysy was a great help and made everything go so smooth. As I live in Arizona all this was done on line and when I had a problem Phaysy was able to walk me through whatever I was having trouble with, and if you ask my son he'd tell you when it comes to computers that isn't an easy task. I recommend UCCU and Phaysy Allen for purchasing or refinancing a home.

Etta is seriously amazing. As the other review said she is the best. The communication alone is…read moreoutstanding. Even my realtor mentioned to me how awesome she was. All western mortgage has a true gem on their hands. If you're looking for an amazing person to deal with who makes a very complicated process, simple as can be ... Then she is the one.

My fiancé and I just bought our first home and let me tell you, we were nervous going into this…read moreprocess. Etta foote was our Loan advisor and she was absolutely AMAZING!! The communication was outstanding. Anytime we had a question she would be there, evenings?.. she was there! Weekends? She was there! Holidays? SHE WAS THERE! Thank you so much Etta and All western mortgage for making this process as smooth and as fast as possible. We appreciate you! 10/10 would recommend to anyone.

I strongly recommend Knight Financial for home buyers who are seeking a great experience…read more Purchasing our new home had some hurdles to jump through, but Brooke kept us well informed the whole time. Brooke is an expert and true professional in his field as displayed by his immense knowledge of the industry and processes. Brooke Knight and his staff went above and beyond; they were readily available and answered every question we had along the way. He deserves more than 5 stars and created life-long customers in us!! Thank you Knight Financial for keeping our challenging situation on track- you are the best!!! We love our new home in Tualatin, couldn't have done it without you!!!

If you're in the market for a mortgage, there's no one better to have on your side than Brooke,…read moreKim, and the team at Knight Financial. They turned what can often be a stressful and complicated process into something easy and straightforward, making us feel confident and supported every step of the way. What truly sets Brooke and Kim apart is their dedication to their clients. They go above and beyond, treating you like family and ensuring you get the absolute best rate possible. It's clear they care deeply about their clients' well-being and financial future, and they work tirelessly to make sure everything goes smoothly. I wouldn't want anyone else handling our mortgage. Brooke, Kim, and their team are simply the best, and we couldn't be more grateful for their expertise and care during our home-buying journey.