Avoid at all costs. Genesis is aiming to be a luxury brand, but you will not find that at Genesis…read moreof Escondido at least from a sales perspective. Their sales team is the epitome of old school car salespeople, looking to use any opportunity to add additional profit to their pocket regardless of the impact on their relationship with the customer. Avoid Michael Lopez and Juan. Zero integrity. I'm hopeful that Hyundai can figure out how to eliminate this behavior and actually build Genesis into a real luxury brand that can compete... but dealers like this are effectively lipstick wearing Hyundai dealerships pretending to cater to a luxury audience. I was lucky enough to have multiple dealers with equivalent offers so I could easily walk away from the "convenient" option. Best that you don't engage with these folks at all.

Walked in to take care of some business that could only be done at a branch on my Saturday. Waiting…read moreline was 12 deep. 2 windows open. Line moved slowly. Oh, boy. This branch serves several surrounding communities. Seemed overwhelmed. By the time I got to the front someone came out and opened another window. My teller apologized for the long wait. Very nice. I was done in about 3 minutes. And on my way. Good branch staff. It's just a pain in the ass getting there. It's in a huge Walmart, Koles, CostCo super mall right off a freeway interchange. Stop lights every 50-60 ft. Ugggghhhh!!!

Ashley was so helpful when I came in to deposit a check! The process was easy, stress-free, and she…read moreeven explained to me different bank accounts to get me the most dividends earnings! Wow! No one has ever explained that stuff to me so simply and easy to understand. I appreciate you, Ashley!!! Thank you so much! And this staff member did all that with a positive attitude and smile. I love this NFCU!

This was by far one of the easiest and best experiences I've had buying a car. Franky and Johnny…read morewere both so informative when it came to the cars on their lot as well as the financing options that were available to me. They were able to get me my Mercedes for such an amazing price and were even able to provide me with a 3 year service contract. I will gladly be back in the future for my next car! I recommend this company to everyone!

Simple Car offered me a great trade in value for my car. After I took it to several dealers and…read morebeing low balled, I went to them. They offered me a fair price and are currently helping me find something in my price range. They've been working with me and I cannot wait to get my new car. The entire transaction has been SIMPLE. I have actually recommended them to my friends and a couple of them have gone through them to get their cars. Thank you.

I had a Great Buying experience with Richard. Super honest and polite and gave me a thorough…read morehistory and service receipts done to my new 4runner. I highly recommend him if you are interested in any of his vehicles in his lot. Thank You I'm loving my new 4runner

We just purchased a car for our daughter and I have to say... after all the research..places we…read morevisited.. we are so happy we found this company and its owner Richard! He made the whole process of buying a pleasure. He stands behind his inventory and only seeks out the best cars that represent his brand. I would highly recommend you give him a try...I am certain he will win your trust and business!

I have been on a search for a reliable used Honda or Toyota for months. I had apps on my phone to…read morehelp me search. I looked up private party adds, larger dealerships that had used cars for sale..... I was going Cra cra! It all led me to Vista Auto Sales! Although you can find them on the internet, they pride themselves on word of mouth as their means to success! I can not say enough about their ability to make you feel comfortable, at home, no pressure, friendly family feel, knowledable,professionalism and kindness. Chris and Ari were my guides in finding my car! I know if I have questions or any issue they are there for me. If I buy another car down the road of life I will be back and I will always refer them to friends and strangers. Word of mouth they deserve it! Thank you Chris and Ari

Chris went above and beyond, sending tons of detailed videos and information about the truck I…read moreultimately purchased. The dealership was a 2.5 hour drive for me, but it was absolutely worth it. Araceli was incredibly friendly and made the entire process smooth, comfortable, and stress-free. It's clear this is a family-owned dealership that genuinely cares about its customers. No pressure, great communication, and exactly the kind of buying experience you hope for when purchasing a vehicle. Highly recommend!

I used to go to the Escondido location but since my routine has changed, I find myself at the San…read moreMarcos location more and more...and what a breath of fresh air. Don't get me wrong...the Esco location is fine. It gets the job done, but the San Marcos location is SUPER friendly! Whether you're opening a new account, transferring money, opening a CD, or inquiring about long term saving options, you can't beat their customer service. They're always very kind to my kids who are right at the age of learning important adult life skills....not everything can be done at the ATM- you have to speak to people at the bank! Every time we've gone in, we're greeted by the person at the front desk, and the teller or personal banker always makes pleasant small talk with us. The mobile app is easy to navigate, so if you're banking with them, download the app! I'll always pick a credit union over a big bank! 5 stars!

Quick service. Great…read morerates. Friendly staff who are always welcoming and patient. Lots of parking just wish they had a drive thru. A wonderful local credit union.

After sending a letter to SDCCU I was contacted by Paula (NFD) and she advised me that whoever…read morereviewed my POA and the Death Certificate was wrong and that the documents provided were okay and that I could now come in and be added to the account and close it if need be. The next day I went into the Oceanside Branch and spoke with Lupe and she was very professional and extremely helpful. I was added to the account as a POA and then the account was closed.

My review is not about a specific branch, but about SDCCU's unethical banking and lending…read morepractices. I had a credit score of 723 and was promised a car loan at 3.00% APR. After I found my vehicle a week later, the bank suddenly claimed their "internal percentages" had changed my rate would now be 4.5%. I felt cornered and went ahead with the loan. Nearly four years later, with my loan almost paid off, I moved and filed a change of address with USPS. My June payment was made, but I missed July's payment. By August 5th, SDCCU had frozen my checking account where my direct deposit funds were still coming in, but I couldn't access or transfer any money, even to pay the car note linked to the same account. I tried calling multiple times but was kept on hold endlessly. I assumed it was a system glitch. A few days later, I walked outside and my car was gone. After calling 911, I was told it had been repossessed with no notice, no calls, no warning. After four years of on-time payments, SDCCU repossessed my car over one missed month. When I went to the branch in shock, my account was still frozen. The branch manager only unfroze it after I paid over $600 in repossession fees, plus the missed payment. The bank has refused to provide a copy of default notices sent or itemized statement of fees. They cannot provide this because I was only one month behind. To make matters worse, the tow company damaged my vehicle so badly that it became undrivable. I had the dealership repair it and sent the invoice to SDCCU only to discover that SDCCU owns the same recovery company responsible for the damage. When I contacted the Consumer Financial Protection Bureau, SDCCU denied all responsibility. SDCCU is not a trustworthy institution. Their lack of transparency, unethical lending changes, and predatory repossession tactics show how little they value their customers even long-term members in good standing.