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Charlottesville, VA

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Magnolia Payday Loans

Magnolia Payday Loans

(1 review)

My friend used them. So you apply when they say if your credit isn't great they will give you…read moreoptions. It even says will you take a lower amount. Then it runs your credit just to say you need a cosigner with a credit score of over 700. I mean duh if they could get a cosigner with over 700 score, they wouldn't need to go online to look for a lender that approves people with challenged credit. Now he has an inquiry on his credit for nothing. I would say don't bother. I thought it would help since it is a payday loan and asks all of your bank info so they can obviously see how much he makes. Just go to netcredit or upstart or something. He did netcredit and they at least gave options. There are Companies just scam you nowadays and no one is safe. No one knows if things are real or not. I heard there is even a site pretending to be the USPS and has all of their logos on it and everything.

From the owner: Magnolia Payday Loans is here to help you get the best connecting service with direct lenders from…read moreyour state. To get payday loans, we are waiting for you on our website. No hard credit checks, the best security technology to protect your data, and guaranteed approval decision on the same day. Not sure? Give it a try by applying now! Bad credit is allowed, and there is no collateral for significant amounts. You can cover your emergencies within 24 hours with no additional fees. Just fill in the loan application form on your website and get your money as soon as possible.

UVA Community Credit Union - UVA Community Credit Union logo

UVA Community Credit Union

(53 reviews)

I closed my account years ago after having regularly been locked out of it for the flimsiest…read moreexcuses. Making a purchase or withdrawal out of state without previously notifying them of my travel plans. Annual charitable contributions. Paying a friend's fines to get a bench warrant lifted off him. Once they locked my account at the beginning of a three-day weekend, with no customer service available, when I was planning to take a long trip but changed my mind at the last minute. Took them 18 hours to send an automated call to my landline, which gave me the only opportunity to unlock the account. If that had happened while I was on the road, I'd have had no money for gas, food, hotel, who knows what could have happened to me. Another time I was at O'Hare and my card stopped working. They called my home phone number instead of my cell! To see if I was in Chicago! I found out they used a third party service to monitor for potential fraud and do this sort of thing. I finally got sick of it and pulled my six figures out and put them in a bank that lets me resolve any situations like this instantly through their phone app rather than making me wait hours or days. A UVA Credit Union exec left a panicked message on my phone - finally got someone's attention! - and I left him one on his telling about all the different times this had happened, how often I was given promises and assurances that amounted to nothing, and ended by asking him: "How many second chances to you think you're entitled to?" Will never, ever go back to them.

love to support local, but these guys are terrible with customer service wait time when calling in…read more I literally waited on hold today for 50 minutes!!!!! thats unexceptable

Lendmark Financial - businessfinancing - Updated October 2026

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